# Wirex One — Premium Banking.True Ownership > Premium banking with crypto integration, high yields, and zero fees. (iPhone/iPad app by Wirex Limited.) - Source: https://appshunter.io/ios/app/wirex-one/id6762381032 (this page in markdown: same URL + `.md`) - Developer: [Wirex Limited](https://appshunter.io/developer/1090004653) - Category: Finance - Price: Free - Rating: 1.80/5 from 9 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 98 MB - Languages: American English - Released: 2026-06-16 - Data updated: 2026-08-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wirex-one/id6762381032/reviews.md ## What is Wirex One? Wirex One is premium banking built for people who expect more from their money. Up to 8% cashback paid in USD. Up to 9% APY on savings. Borrow against your crypto. Zero-fee FX and ATM worldwide. No subscription. And you truly own your assets — not us, not any company. One app replaces your bank, your brokerage, and your savings product. CASHBACK THAT ACTUALLY PAYS Earn up to 8% cashback on everyday spending, paid in USD and redeemable instantly. Not in a volatile token. Not in points. Real money, in your account, the moment you spend. Most platforms offer a fraction of this — or lock rewards behind significant token staking requirements. EARN UP TO 9% APY Grow your savings with up to 9% APY on stablecoins and other assets through the Earn feature. Choose flexible terms to withdraw anytime, or fixed terms for higher rates. You opt in — your balance never auto-earns. You always know exactly what you're earning and on what terms. BORROW WITHOUT SELLING Need liquidity? Borrow against your crypto instantly. No credit check. No selling. No forced liquidation of your position. Access your wealth without giving it up. TRULY OWN YOUR ASSETS Your assets are held in non-custodial wallets — Wirex never holds or controls your funds. Built on Circle Arc blockchain through our partnership with Circle, with wallet security powered by Privy. Enterprise-grade protection (SOC 2 Type II, 99.99% uptime) with an experience that feels like any banking app. No seed phrases. No wallet addresses. Just tap and pay. ZERO FEES. EVERYWHERE. Interbank FX rates with 0% markup on eligible transactions. Zero-fee ATM withdrawals on eligible plans. No subscription fee — ever. Perks are unlocked through WPAY token holding as a percentage of your portfolio, not a monthly charge. INVEST 24/7 Trade crypto at competitive rates, around the clock. No market hours. No separate brokerage account. PREMIUM VISA CARD BENEFITS Wirex One cards are issued on Visa Platinum and Visa Signature, with built-in benefits at no extra cost: — Airport lounge access at 1,200+ lounges worldwide — Visa Luxury Hotel Collection: room upgrades, breakfast for two, VIP status at 900+ properties — Visa Concierge available 24/7 — Hertz car rental discounts and Five Star loyalty status — Air Refunds: flight compensation up to €600 — Purchase protection, extended warranty, and global auto rental insurance BUILT FOR HIGH EARNERS AND GLOBAL CITIZENS Whether you're managing a crypto portfolio, earning across borders, or looking for a real upgrade from your current bank — Wirex One is designed around you. Multi-currency accounts. Global card delivery via DHL. Stablecoin-native infrastructure that works everywhere. BUILT ON INSTITUTIONAL INFRASTRUCTURE Principal Member of both Visa and Mastercard — one of the few fintech companies globally to hold both. Built in partnership with BlackRock and Goldman Sachs on enterprise-grade foundations. Security and compliance are not afterthoughts — they're the foundation. — Up to 8% cashback in USD — Up to 9% APY (flexible or fixed) — Crypto-backed credit — Zero-fee FX and ATM globally — True asset ownership — Visa Platinum and Signature perks — No subscription fee Rates are variable. Crypto assets carry risk and values can go down. Terms and eligibility apply. Download Wirex One. Replace your bank. ## Key features - Up to 8% cashback in USD - Up to 9% APY on savings - Borrow against crypto - Zero-fee FX and ATM withdrawals - True asset ownership - Premium Visa card benefits - 24/7 crypto trading ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/wirex-one/id6762381032/reviews.md ### 4/5 — Non custodial is the way *2026-08-13* Much better than the rest of exchanges with theicustodial solution. Use those if you want the stupid version. ### 5/5 — Absolut die beste Bank und die Beste App für Fiat und Krypto *2026-08-12* Es ist wirklich die beste App fürs Banking und Krypto. Top Support, sehr schnelle und einfache Einzahlungen und Auszahlungen. Ich nutze es als Gehaltskonto mit der MT IBAN. Cashback + Edelste Metalkarte + Spareinlage. Absolut zu empfehlen, besser wie jede Finbank wie Revolut oder Wise. Es hat alle 5 Sterne verdient. Tolles Team, nur weiter so. ### 1/5 — Scammers, a scam company, they'll steal all your money *2026-07-30* They steal all your money, then tell you it's been transferred to this app, but you can't find your money anywhere ### 1/5 — A fuir *2026-07-30* Argent bloqué à fuir cette application ### 1/5 — Really poor client service they provide *2026-07-22* Like I say before get really disappointed with the service they provide and the waiting time for they get in contact with you I got a refund from Amazon what normally take 5 to 7 business days with Wirex they say me 32 days and the shoot the ball one to the other not really recommend. And when I order a card I pay the delivery 2 times one to Wirex and other again ti the post office…. Basically à mess not really recommend ### 1/5 — broken app *2026-07-21* why not keep the old app. when I press any button this one opens a random unrelated thing ### 1/5 — Was this slop vibe coded? *2026-07-20* Randomly stops responding, can’t do the most basic tasks anymore, my money is lost ### 1/5 — Mise en production d’une application complètement buguée *2026-07-13* Application complètement buguée, ils n’ont pas repris les tokens de Google authenticator ce qui fait que j’ai la somme de 3000€ bloqué et le support s’en tape, ils demande une tonne de justificatifs pour réinitialiser Google authentificator puis ne réponds plus. Passez par une autre plateforme si vous voulez pas vous faire scam ### 1/5 — After upgrading from Wirex to Wirex One *2026-07-07* Customer support never answer you !!! ### 1/5 — Issue *2026-06-27* Support doesn’t work. I have card issue and nobody can help me. ## Frequently asked questions about Wirex One ### What is Wirex One's cashback rate? Wirex One offers up to 8% cashback on everyday spending, paid in USD and redeemable instantly. This rate is competitive compared to many platforms that offer lower percentages or rewards tied to volatile tokens or staking. ### How does Wirex One handle asset ownership? Wirex One ensures users truly own their assets, which are held in non-custodial wallets. The company states it never holds or controls user funds, providing enterprise-grade protection powered by Circle Arc blockchain and Privy. ### What are the fees associated with Wirex One? Wirex One advertises zero fees on foreign exchange and ATM withdrawals on eligible plans. There is also no subscription fee, with perks unlocked through WPAY token holding rather than monthly charges. ### Can I borrow money with Wirex One? Yes, Wirex One allows users to borrow against their crypto instantly without a credit check or selling their assets. This feature provides liquidity without forced liquidation of a user's crypto position. ### What are the APY rates for savings with Wirex One? Users can earn up to 9% APY on stablecoins and other assets through the Earn feature. Users can choose flexible terms for immediate withdrawal or fixed terms for higher rates, with no auto-earning. ### What premium Visa card benefits does Wirex One offer? Wirex One cards, issued on Visa Platinum and Visa Signature, include benefits such as airport lounge access, Visa Luxury Hotel Collection perks, 24/7 Visa Concierge, Hertz discounts, and Air Refunds for flight compensation. ### Is Wirex One available on Android devices? Based on the provided data, Wirex One is currently supported on iPhone devices. Information regarding Android availability was not specified in the application details. ### How often is Wirex One updated? Wirex One was last updated on June 16, 2026, with version 6.0. This indicates a recent update, suggesting ongoing development and maintenance by the developer. ## Version history (last 2 releases) ### 8.0 — 2026-08-10 New release! We've made some under-the-hood changes that make Wirex One smarter, better, faster and more secure. ### 6.0 — 2026-06-16 No release notes. ## More apps by Wirex Limited - [Wirex: All-In-One Trading App](https://appshunter.io/ios/app/wirex-all-in-one-trading-app/id1090004654) All apps by Wirex Limited: https://appshunter.io/developer/1090004653 ## Related topics [wirex one](https://appshunter.io/ios/topics/wirex-one) · [wirex](https://appshunter.io/ios/topics/wirex) · [wirex card](https://appshunter.io/ios/topics/wirex-card) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*