# Wisconsin Bank & Trust

> Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Heartland Financial USA, Inc.)

- Source: https://appshunter.io/ios/app/wisconsin-bank-and-trust/id869563908 (this page in markdown: same URL + `.md`)
- Developer: [Heartland Financial USA, Inc](https://appshunter.io/developer/849207159)
- Category: Finance, Business
- Price: Free
- Rating: 2.80/5 from 22 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 30 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2014-05-12
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/wisconsin-bank-and-trust/id869563908/reviews.md

## What is Wisconsin Bank & Trust?

Banking on the go is easier than ever with Wisconsin Bank & Trust, a division of HTLF Bank mobile banking. Securely manage your money 24/7 from almost anywhere! With the Wisconsin Bank & Trust, a division of HTLF Bank mobile app you can:

• Check account balances, group accounts and view account activity.

• Pay your bills quickly and easily with Bill Pay.

• Transfer money between your accounts.

• Link external accounts to transfer funds.

• Send money fast, safe and easy to people you know and trust with Zelle®.

• Remotely deposit checks using your phone’s camera.

• Promptly reorder checks without the hassle of making a phone call.

• Set up text or email alerts to warn you of account status changes, help you avoid fees and be alerted to suspicious account activity.

• Quickly sign on using TouchID.

• Access your Savvy Money Management tool to track spending, set financial goals and monitor all of your accounts.

• Find the nearest Wisconsin Bank & Trust, a division of HTLF Bank locations or ATMs with just a few touches of your phone.

• Your security is our number one priority! Your personal and confidential information remains protected using industry standard technologies and security certificates for peace of mind as you bank on the go.

• Download the app today and experience the convenience of mobile banking from Wisconsin Bank & Trust, a division of HTLF Bank.

• Some transactions may not be immediately posted to your account and may not be reflected in your available balance. Bank products and services are offered by Wisconsin Bank & Trust, a division of HTLF Bank. Member FDIC. Equal Housing Lender.

## Key features

- Check account balances and activity
- Bill Pay
- Money transfers
- Remote check deposit
- Account alerts
- Savvy Money Management tool
- ATM/Branch locator

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/wisconsin-bank-and-trust/id869563908/reviews.md

### 1/5 — Useless and antiquated

*2025-08-05*

This app is useless and lacks the functionality of ordinary banking apps. Just use the desktop version of the website. Don’t waste your time with this app.

### 1/5 — Awful

*2023-12-26*

What year is it? The app look and functionality are stuck in 2010.

### 1/5 — Terrible

*2023-10-06*

Horrible antiquated app. Slow, buggy, and lacking basic online banking features.

### 1/5 — Seldom works

*2023-07-30*

This is a great app when it works!  I have to delete and reinstall almost daily.

### 1/5 — Terrible and antiquated app

*2023-07-13*

Slow, buggy, and just plain terrible. Account numbers are never displayed anywhere in the app or website. Dead links and awful layout. It’s 2023, get someone to work on front and backend app development.

### 1/5 — Downloaded to do mobile deposit

*2022-06-04*

After endless errors and things not working just quit and gave up.

I wonder if they’ve ever actually tried to use them all themselves to deposit a mobile check…

### 1/5 — Can’t mobile deposit checks anymore

*2021-09-27*

I take the 2 images of the check, then I get a mostly white page and can’t go further…every single time. The App is updated and my phone is updated. It has been happening for months.

### 1/5 — Buggy and slow

*2018-08-20*

Even something as basic as entering a check number or dollar amount doesn’t work. The phone can perform billions of calculations per second, yet this app still sant keep up with a human finger. 

I don't know why the makers of this app think it's "savvy" to have "a unified look across all devices" when I, like most people, only have one anyway. The "look" is bland, unintuitive, and hard to navigate. Apple has excellent UI patterns, if you just stick with their native interface rather than back-porting a website into an app. Using native controls would fix the performance problems that cause input drop-out. 

On top of it all, the one phone-specific feature, check deposit, doesn't always work. If you enable the feature and wade through the 20 screens full of legalese, you still don't see the deposit option in any menu, such as the one shown in the App Store screenshot (which ironically doesn't match the "unified look" anyway). On a good day, the menu appears. If it doesn't prompt for your credentials and hang, you get a screen for entering the check amount that is too large for the phone screen - by just enough to give you a  full sense that you're using write-once, be-far-from-compelling-everywhere software. As you continue, you may hit plain old bugs, such as a blank appearing if you retake a photo of a side of a check.

Update: If you try to deposit a check while you’re on a phone call the app mistakenly thinks it’s in split screen mode (even though you’re on an iPhone not an iPad) and get stuck in a state where you can’t navigate and have to force quit, even if you end the phone call. 

Savvy, please don’t cheap out on development. Write a quality, native Android app and iOS app we all can enjoy.

### 1/5 — Saying to update but no update

*2017-02-09*

Keeps asking to update with no update available.....

### 2/5 — Force closes

*2016-08-26*

ALWAYS force closes on iPhone. Even on my new one.

## Frequently asked questions about Wisconsin Bank & Trust

### Does Wisconsin Bank & Trust have ads?

Yes, Wisconsin Bank & Trust contains advertisements. This is common for many free financial applications that offer their services without a direct charge to the user.

### What is the user rating for Wisconsin Bank & Trust?

Wisconsin Bank & Trust has a user rating of 2.8 stars based on 22 ratings. This indicates a mixed reception from its user base.

### How secure is Wisconsin Bank & Trust?

The app prioritizes security, using industry-standard technologies and security certificates to protect personal and confidential information. It also offers quick sign-on options like TouchID for enhanced security.

### What devices support Wisconsin Bank & Trust?

Wisconsin Bank & Trust is available on iPhone, iPad, and iPod devices. It is designed for iOS users seeking mobile banking convenience.

### How often is Wisconsin Bank & Trust updated?

The app was last updated on November 14, 2024, with version 7.0.5909. This suggests regular updates to maintain functionality and security.

### Can I link external accounts with Wisconsin Bank & Trust?

Yes, you can link external accounts to transfer funds directly within the Wisconsin Bank & Trust app. This feature allows for consolidated money management.

### What financial management tools are available in Wisconsin Bank & Trust?

The app includes a Savvy Money Management tool that allows users to track spending, set financial goals, and monitor all of their accounts in one place.

### What is the age rating for Wisconsin Bank & Trust?

Wisconsin Bank & Trust has an age rating of 4+. This means it is suitable for users of all ages, with no specific age restrictions for its use.

## Version history (last 5 releases)

### 7.0.5909 — 2024-11-14

Security updates and bug fixes.

### 7.0.5906 — 2024-08-14

Security updates and bug fixes.

### 7.0.5900 — 2024-02-28

Security updates and bug fixes.

### 7.0.5810 — 2023-09-28

Thanks for using the Wisconsin Bank & Trust, a division of HTLF Bank mobile app! To make our app better for you, we make ongoing updates to improve the experience. This version includes performance enhancements and bug fixes.

### 7.0.5809 — 2023-09-06

Thanks for using the Wisconsin Bank & Trust, a division of HTLF Bank mobile app! To make our app better for you, we make ongoing updates to improve the experience. This version includes performance enhancements and bug fixes.

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## More apps by Heartland Financial USA, Inc

- [Bank of Blue Valley](https://appshunter.io/ios/app/bank-of-blue-valley/id882896556)
- [Citywide Banks](https://appshunter.io/ios/app/citywide-banks/id892934088)
- [Dubuque Bank & Trust](https://appshunter.io/ios/app/dubuque-bank-and-trust/id893634095)
- [New Mexico Bank & Trust](https://appshunter.io/ios/app/new-mexico-bank-and-trust/id897518184)
- [Arizona Bank & Trust](https://appshunter.io/ios/app/arizona-bank-and-trust/id901515675)

All apps by Heartland Financial USA, Inc: https://appshunter.io/developer/849207159

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
