# Wise budget — Master your finances!

> Simple, private budgeting app for tracking expenses, income, and financial goals. (iPhone/iPad app by sebastien FOCK CHOW THO.)

- Source: https://appshunter.io/ios/app/wise-budget/id6470239001 (this page in markdown: same URL + `.md`)
- Developer: [sebastien FOCK CHOW THO](https://appshunter.io/developer/1194140736)
- Category: Finance, Education
- Price: $49.99 with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 4 MB
- Languages: American English, French (France), German (Germany), Chinese (Simplified, China), European Spanish
- Released: 2024-08-07
- Data updated: 2026-08-10
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/wise-budget/id6470239001/reviews.md

## What is Wise budget?

Wise Budget – The Simple Way to Master Your Money

Wise Budget is a powerful yet easy-to-use budgeting app that helps you stay in control of your personal finances without the complexity of spreadsheets. Track your expenses and income, manage multiple accounts, set monthly budgets, and monitor your financial health—all from a beautifully designed app that feels right at home on iOS.

Whether you’re building savings, planning for bills, or trying to stop overspending, Wise Budget gives you the tools to succeed—offline or with iCloud sync, and always ad-free.

Stay On Top of Spending
- Track Expenses & Income: Record any transaction in seconds and tag it with a category or subcategory for detailed insights.
- Manage Multiple Accounts: Keep tabs on your checking, savings, credit cards, or even cash—all in one place.
- Filter & Search: Use powerful filters to explore your financial history by date, account, type, or spending category.

Visual Budgeting Made Easy
- Monthly Summaries: Instantly view your income, expenses, and net savings for any month.
- 12-Month Balance Tracker: Get a clear visual of how each account evolves month by month with a spreadsheet-style grid.
- Cumulative Trends: See your financial growth (or losses) over time and spot spending patterns at a glance.
- Manual or Automatic Tracking: Choose between automated totals from transactions or enter your own monthly balances with full control.

Simple Budget Planning
- Custom Budgets: Set monthly limits for spending categories and stay aligned with your financial goals.
- Flexible Structure: Organize your budget using categories and subcategories, just like in real-world budgeting systems.
- Real-Time Budget Monitoring: Immediately see how much you’ve spent vs. how much you’ve allocated—no math required.

Private by Default. Synced if You Want.
- Offline-First Design: All data stays on your device unless you enable iCloud sync.
- Secure iCloud Sync: Sync your budget data privately across your iPhone, iPad, and Mac with Apple’s CloudKit.
- Full Data Ownership: You can export, reset, or delete your data at any time.

Perfect for:
- Beginners learning how to create a personal budget
- People wanting to track daily expenses and reduce overspending
- Anyone trying to hit monthly savings goals
- Students, families, or freelancers needing a better money manager
- Users looking for a clean, fast, and privacy-respecting finance app

No subscriptions. No ads. Just a better way to budget.

Wise Budget is the ideal tool for anyone looking to simplify money management, keep track of spending habits, and improve their financial future.

Download Wise Budget today and take the stress out of managing money with an app that’s fast, private, and built for real life.

## Key features

- Track expenses and income
- Manage multiple accounts
- Set custom monthly budgets
- Visual budgeting tools
- Offline-first design
- Secure iCloud sync

## Pricing and in-app purchases

Base price: $49.99.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Premium | $14.99 | per year |
| Monthly Premium | $1.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/wise-budget/id6470239001/reviews.md

### 5/5 — Great app for managing living costs

*2025-08-24*

This app is super helpful if you want to have a wise budget. If you don’t mind getting into all details, you can  track all expenses item by item in “entries” page. If you are a “lazy” person, you can simply track the amount in all your accounts after paying your bills monthly in “tracker” page, in this way, you will be able to see the monthly savings and expenses.

## Frequently asked questions about Wise budget

### What is Wise budget?

Wise budget is a personal finance app designed for simple money management. It helps users track expenses, income, manage multiple accounts, and set monthly budgets with a focus on privacy and ease of use.

### How much does Wise budget cost?

Wise budget is a paid application with a one-time purchase price of $49.99. There are also optional subscription plans available for premium features, including Monthly Premium at $1.99/month and Yearly Premium at $14.99/year.

### Does Wise budget have ads?

No, Wise budget is ad-free. The app explicitly states 'No subscriptions. No ads. Just a better way to budget.'

### What devices does Wise budget support?

Wise budget is available for iPhone and iPad devices. It utilizes iCloud sync, allowing for data synchronization across your Apple devices.

### How often is Wise budget updated?

Wise budget was last updated on July 26, 2026, with version 2.7.0. This indicates a recent update, suggesting ongoing development and support for the application.

### Is Wise budget secure?

Yes, Wise budget prioritizes user privacy and security. It features an offline-first design, meaning your data stays on your device unless you enable iCloud sync, which uses Apple's secure CloudKit.

### Can I export my data from Wise budget?

Yes, Wise budget gives you full data ownership. You can export, reset, or delete your financial data at any time, providing flexibility and control over your information.

### What are the subscription plans for Wise budget?

Wise budget offers two subscription plans: Monthly Premium for $1.99 per month and Yearly Premium for $14.99 per year. These plans likely unlock additional features or enhance existing ones.

## Version history (last 5 releases)

### 2.7.0 — 2026-07-26

This update makes Wise Budget faster for receipt entry and easier to navigate when choosing accounts or categories.

• New receipt scanning helps create reviewed expense entries from a photo or image
• Receipt totals can be split across multiple categories before saving
• Account and category search is now available in selection lists across the app
• Localization has been expanded and cleaned up across all supported languages

### 2.6.0 — 2026-06-25

This update makes Wise Budget more insightful, clearer, and easier to use month after month.

• New Insights in Reports highlight useful observations from your monthly data
• Improved budget wording makes spending limits and income targets easier to understand
• Better handling for budget items without a set limit, including clearer activity totals

### 2.5.0 — 2026-05-25

This update makes WiseBudget feel more polished, more helpful, and easier to get started with.

• Refreshed categories with icons and colors for quicker recognition across the app
• Improved Reports, Budgets, and Entries with a more consistent, cleaner design
• New starter setup to help first-time users begin with recommended categories
• Better empty states that guide you toward adding your first data
• Expanded icon and color customization for a more personal setup

### 2.4.0 — 2026-04-01

This update brings a cleaner, smoother WiseBudget experience.

• New theme setting: choose System, Light, or Dark mode
• Refreshed Tracker view with a clearer layout and improved month-to-month calculations
• More reliable backup import and restore
• Improved filter flow in Entries for a simpler, safer experience
• Better overall stability and smoother sync behavior

### 2.3.0 — 2025-11-12

We’ve refined the Budget view and improved reliability across the app.
- Simplified budget management and removed category budgets
- Fixed issues with filters, totals, and missing entries
- Updated translations and added language override support
- Removed the tutorial for a cleaner experience
Plus, iCloud and performance fixes for a smoother run.

## Apps similar to Wise budget

| App | Rating | Price | Category |
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| [Budget : Money Tracker](https://appshunter.io/ios/app/budget-money-tracker/id6444254176) | — | Free | Finance |

## More apps by sebastien FOCK CHOW THO

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All apps by sebastien FOCK CHOW THO: https://appshunter.io/developer/1194140736

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*