# Wise: Global Money Transfer — Send payments internationally

> International money transfers, multi-currency accounts, and spending card. (iPhone/iPad app by Wise Payments Ltd.)

- Source: https://appshunter.io/ios/app/wise-global-money-transfer/id612261027 (this page in markdown: same URL + `.md`)
- Developer: [Wise Payments Ltd](https://appshunter.io/developer/612261170)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 108,805 App Store ratings · 12,717 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 463 MB
- Languages: American English, Czech, Dutch, French (France), German (Germany), Hungarian, Indonesian, Italian, Japanese, Polish and 9 more
- Released: 2013-10-04
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/wise-global-money-transfer/id612261027/reviews.md

## What is Wise?

16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics

— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/

*Lead Bank and Community Federal Savings Bank.

Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information.

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

## Key features

- International money transfers
- Mid-market exchange rates
- Multi-currency card
- Local bank account details
- Hold and convert 40 currencies
- Business account features

## Chart rankings

- #48 in Top Free · Finance (US App Store)

## What do users think of Wise?

Overall sentiment: mixed

**Pros**

- 🚀 Fast and efficient transfers
- 💰 Competitive exchange rates and low fees
- 🌍 Convenient for international money transfers
- 👍 Easy to use app
- 🔒 Secure transactions
- 🌟 Great customer service

**Cons**

- 🕰️ Slow or delayed transfers in some cases
- 🤔 Unclear or confusing account verification process
- 🔐 Security issues with account deactivation and fund recovery
- 📞 Poor responsiveness of customer support
- 💳 Issues with debit/credit card payments and top-ups

**Commonly reported bugs**

- App freezing or crashing during transfers
- Inconsistent display of transfer timelines and estimates
- Syncing issues between app and web platform
- Problems with account deactivation and fund recovery

**Most requested features**

- Ability to download transaction receipts
- Option to set default payment currency
- Improved notification system for transfer status updates
- Multicurrency account management features
- Seamless integration with banking apps and services

## Recent user reviews (10 of 12,717)

All indexed reviews: https://appshunter.io/ios/app/wise-global-money-transfer/id612261027/reviews.md

### 1/5 — Pésimo

*2026-08-25, version 9.85*

Te piden un comprobante de domicilio. Puse hasta 4 distintos y ninguno lo aceptó. No lo recomiendo

### 4/5 — Fee

*2026-08-25, version 9.83*

Fees might be lower

### 5/5 — Best money exchange App of all

*2026-08-25, version 9.83*

Fast, very reasonable fees, post very quickly and accurately

### 5/5 — Good App very fast

*2026-08-25, version 9.83*

Very reliable app with good rates . Help a lot on my financial

### 5/5 — Very happy customer

*2026-08-25, version 9.83*

I am a very happy customer using Wise, the whole process couldn’t of been any easier. I highly recommend Wise to everyone to use. 
Thank you

### 5/5 — Money transfer

*2026-08-25, version 9.83*

Wise made my money transfer  on a click, very efficient and at very competitive conversion rate.

### 5/5 — Experiencia boa

*2026-08-25, version 9.85*

Muito fácil de utilizar

### 5/5 — Fast

*2026-08-25, version 9.83*

Brilliant , fast and simple.  Love it. Thx

### 5/5 — Oz

*2026-08-25, version 9.85*

Too easy

### 5/5 — Tryman

*2026-08-25, version 9.83*

Always amazed

## Frequently asked questions about Wise

### What does the Wise app do?

The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.

### What are the key features of Wise?

Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.

### How much does Wise cost?

The app itself is free to download and use. There are no monthly or maintenance fees for holding money in your account in most cases. Fees apply to specific transactions like international transfers and currency conversions, which are generally low and transparent.

### Is Wise available on all devices?

Wise is a mobile application designed for smartphones. While the description doesn't specify operating systems, it is generally available for both iOS and Android devices, allowing users to manage their finances on the go.

### Who is Wise best suited for?

Wise is ideal for individuals and businesses who frequently deal with international transactions. This includes people sending money to family abroad, freelancers receiving payments from international clients, or travelers needing a convenient way to spend and manage multiple currencies.

## Version history (last 5 releases)

### 9.87 — 2026-08-27

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

### 9.86 — 2026-08-26

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

### 9.85 — 2026-08-24

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

### 9.83 — 2026-08-19

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

### 9.82 — 2026-08-17

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

## Apps similar to Wise

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance |
| [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,412) | Free | Finance |
| [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance |
| [Remitly: Send Money & Transfer](https://appshunter.io/ios/app/remitly-send-money-and-transfer/id674258465) | 4.9 (2,696,352) | Free | Finance |
| [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.8 (15,469,168) | Free | Finance |
| [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (24,157) | Free | Finance |

## More apps by Wise Payments Ltd

- [Currency Converter by Wise](https://appshunter.io/ios/app/currency-converter-by-wise/id1563772058)

All apps by Wise Payments Ltd: https://appshunter.io/developer/612261170

## Related topics

[wise](https://appshunter.io/ios/topics/wise) · [touch up grey](https://appshunter.io/ios/topics/touch-up-grey) · [transferwise](https://appshunter.io/ios/topics/transferwise) · [multi account currency](https://appshunter.io/ios/topics/multi-account-currency) · [fasset](https://appshunter.io/ios/topics/fasset) · [transferwise money transfer](https://appshunter.io/ios/topics/transferwise-money-transfer) · [veise](https://appshunter.io/ios/topics/veise) · [wise app](https://appshunter.io/ios/topics/wise-app) · [the wise app](https://appshunter.io/ios/topics/the-wise-app) · [wire transfer](https://appshunter.io/ios/topics/wire-transfer) · [currency card](https://appshunter.io/ios/topics/currency-card) · [wires](https://appshunter.io/ios/topics/wires) · [international transfers](https://appshunter.io/ios/topics/international-transfers) · [wise transfer app](https://appshunter.io/ios/topics/wise-transfer-app) · [n26](https://appshunter.io/ios/topics/n26) · [transfergo](https://appshunter.io/ios/topics/transfergo) · [global66](https://appshunter.io/ios/topics/global66) · [bunq](https://appshunter.io/ios/topics/bunq) · [sfx money app](https://appshunter.io/ios/topics/sfx-money-app) · [xtransfer](https://appshunter.io/ios/topics/xtransfer)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
