# Wise Wallet – AI Budgets — Smart Budgets for Real Life

> Smart Budgets for Real Life (iPhone/iPad app by Ashfaq Ahmed Maqsood Ur Rehman.)

- Source: https://appshunter.io/ios/app/wise-wallet-ai-budgets/id6755953377 (this page in markdown: same URL + `.md`)
- Developer: [Ashfaq Ahmed Maqsood Ur Rehman](https://appshunter.io/developer/1857574545)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 60 MB
- Languages: American English
- Released: 2025-12-15
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/wise-wallet-ai-budgets/id6755953377/reviews.md

## What is Wise Wallet?

WiseWallet: Your Personal AI Financial Assistant

Take control of your money with intelligent budgeting that adapts to YOUR life. Whether you get paid weekly, bi-weekly, or on the 24th of each month - WiseWallet tracks your finances on your schedule, not a calendar's.

AI ASSISTANT THAT ACTUALLY HELPS
Chat with your personal financial assistant to:
• "Show my spending this week"
• "Create a budget for groceries"
• "How much did I spend on coffee?"
• Scan receipts - AI extracts and categorizes transactions automatically
• Upload PDF statements for instant import
• Get personalized insights and recommendations

FLEXIBLE BUDGET CYCLES
Your paycheck doesn't follow the calendar - why should your budget?
• Weekly, bi-weekly, monthly, or yearly budgets
• Custom cycles: 24th to 24th, 15th to 15th, or any date range
• Track multiple budgets simultaneously
• Set up recurring or one-time budgets

SMART ANALYTICS
• Kakeibo Method: Categorize spending by purpose (Needs, Wants, Culture, Unexpected)
• Auto-categorization: AI learns your spending patterns
• Visual charts and trend analysis
• Identify unnecessary expenses instantly
• Compare spending across cycles

POWERFUL FEATURES
• Real-time sync across all your devices
• Multiple accounts (bank, cash, credit cards, savings)
• IOU tracking for money lent or borrowed
• Custom categories for personalized tracking
• Secure cloud backup
• Dark mode support

PRIVACY & SECURITY
• Bank-level encryption
• Your data stays private - we never sell it
• Sign in with Apple, Google, or email
• Optional biometric authentication

WISEWALLET PRO
Unlock unlimited potential:
• Unlimited AI conversations
• Unlimited receipt scanning
• Advanced Kakeibo insights
• Priority support

Perfect for:
• Anyone who wants to save more money
• People with non-standard pay schedules
• Students managing tight budgets
• Families coordinating expenses
• Anyone tired of complicated budget apps

WHY WISEWALLET?
Most budget apps force you into rigid monthly cycles. WiseWallet understands that life isn't that simple. Get paid on the 15th? Start your budget on the 15th. Bi-weekly paychecks? Create bi-weekly budgets. It's that simple.

Our AI assistant doesn't just answer questions - it takes action. Snap a photo of your receipt and watch as it creates a complete transaction in seconds. No more manual data entry.

Download WiseWallet today and start budgeting smarter, not harder.

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Free to download. Optional WiseWallet Pro subscription available.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Wise Wallet Pro – Yearly | $69.99 | per year |
| Wise Wallet Pro – Monthly | $6.99 | per month |



## Version history (last 5 releases)

### 1.42 — 2026-08-15

Upgraded AI technology
Fixed transaction layouts and styles

### 1.41 — 2026-02-02

Fix: Transaction details loading error fixed

### 1.4 — 2026-01-28

Bug Fix: Fix updating budget cycle errors

### 1.3 — 2025-12-26

Bug Fix: Transaction creation fixes
Bug Fix: Home screen shortcuts fixes

### 1.2 — 2025-12-21

- NEW: Helpful tips throughout the app make getting started easier
- IMPROVED: Simpler transaction form—no budget clutter if you're not using budgets
- IMPROVED: Your profile photo from Google or Apple now shows automatically
- FIXED: Pull-to-refresh now works correctly in Analytics
- IMPROVED: More compact home screen fits more information at a glance
- IMPROVED: Added navigation manu at home screen for quick transactions

## Apps similar to Wise Wallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Kozeni: Mindful Spending](https://appshunter.io/ios/app/kozeni-mindful-spending/id6760676910) | — | Free | Finance |
| [CalmBudget - Money Note PRO](https://appshunter.io/ios/app/calmbudget-money-note-pro/id6753169015) | — | $0.69 | Finance |
| [Make It Count: Finance Tracker](https://appshunter.io/ios/app/make-it-count-finance-tracker/id6752264777) | 5.0 (3) | Free | Finance |
| [KaBuddy: Budget & Kakeibo](https://appshunter.io/ios/app/kabuddy-budget-and-kakeibo/id6740611606) | — | Free | Finance |
| [Simple Offline Budget](https://appshunter.io/ios/app/simple-offline-budget/id6758187910) | 5.0 (4) | $1.99 | Finance |
| [Handy Money Tracker](https://appshunter.io/ios/app/handy-money-tracker/id1544615622) | 5.0 (1) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*