# WiseSpend: Credit Flow — Your credit, under control

> Your credit, under control (iPhone/iPad app by Alan Anaya Araujo.)

- Source: https://appshunter.io/ios/app/wisespend-credit-flow/id6760887360 (this page in markdown: same URL + `.md`)
- Developer: [Alan Anaya Araujo](https://appshunter.io/developer/1067032835)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 26.0 · 6 MB
- Languages: American English, European Spanish
- Released: 2026-04-06
- Data updated: 2026-08-02
- User reviews in markdown: https://appshunter.io/ios/app/wisespend-credit-flow/id6760887360/reviews.md

## What is WiseSpend?

WiseSpend helps you take real control of your credit cards in one place.

Track balances, statement debt, key due dates, and installment purchases with a clean, easy-to-understand view. If you want less guesswork and more clarity every month, WiseSpend is built for you.

What you can do with WiseSpend:

• Add and organize your credit cards
• View used balance, credit limit, and statement debt
• Check statement closing and payment due dates per card
• Add transactions quickly
• Edit or delete transactions anytime
• Track installment purchases in detail
• See payment progress, monthly amount, and remaining balance
• Review recent activity and transaction history by period
• Mark cards as paid to keep data up to date
• Protect access with Face ID and/or PIN
• Choose your preferred app theme (light, dark, or system)

Built for clarity and control

WiseSpend is designed to give you useful context, not just numbers. With a visual overview of your cards and activity, you can quickly understand what you owe, what’s coming next, and how your monthly commitments are evolving.

Privacy and security

Your data stays yours. You can protect app access with Face ID or PIN for an extra security layer.

Great for:

• People who use one or multiple credit cards
• Anyone managing installment purchases
• Users who want to avoid missed payments and stay organized
• Anyone who wants a clearer day-to-day view of their credit

Make smarter credit decisions, reduce financial stress, and stay in control with WiseSpend.

Terms of ​Use (​EULA): https://www​.apple​.com​/legal​/internet​-services​/itunes​/dev​/stdeula/
Privacy Policy: https://getwisespend.com/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| WiseSpend Pro Monthly | $2.99 | per month |
| WiseSpend Pro Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| WiseSpend Pro Lifetime | $29.99 | one-time |



## Version history (last 5 releases)

### v1.7.1 — 2026-07-29

Improved app stability and data recovery to help keep your cards and transactions available after updating WiseSpend.

### v1.7 — 2026-07-26

Your spending, always within reach!
Use new widgets to see pending payments at a glance, log expenses faster with Shortcuts, and connect Apple Pay so no transaction slips through.

### v1.6.1 — 2026-07-19

Improved iCloud sync between devices.

Changes made on another device now update more reliably, and you can pull to refresh from the main screen to check for the latest data.

### v1.6 — 2026-07-12

You now have more control over how your data is saved.

Choose whether to sync with iCloud or keep your information only on this device. When switching modes, WiseSpend helps move your cards and transactions safely, avoiding duplicate items whenever possible.

This update also improves data recovery when installing on a new device and lets you dismiss iCloud status messages when they are not needed.

### v1.5 — 2026-06-21

What’s New
Improved iCloud sync reliability and recovery.
Clearer status when iCloud is unavailable or sync is paused.
You can continue using WiseSpend locally when iCloud is disabled or temporarily unavailable.
Added options to retry iCloud sync when it becomes available.

## More apps by Alan Anaya Araujo

- [Calculadora Sencilla](https://appshunter.io/ios/app/calculadora-sencilla/id6464108566)
- [ToPoLi: Focus, Plan, Do](https://appshunter.io/ios/app/topoli-focus-plan-do/id6744299888)

All apps by Alan Anaya Araujo: https://appshunter.io/developer/1067032835

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*