# WishMoney: Budget & Savings — Multi-currency expense tracker

> Personal finance app for savings goals, budgeting, and multi-currency expense tracking. (iPhone/iPad app by 金霖 黄.)

- Source: https://appshunter.io/ios/app/wishmoney-budget-and-savings/id6742109635 (this page in markdown: same URL + `.md`)
- Developer: [金霖 黄](https://appshunter.io/developer/1507122854)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 66 MB
- Languages: American English, Japanese, Korean, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2025-04-19
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/wishmoney-budget-and-savings/id6742109635/reviews.md

## What is WishMoney?

More than an expense tracker — it's your dream savings jar.

Set savings wishes — a trip to Tokyo, a new MacBook, a home down payment — and watch the progress bar fill up as you save. Wish&Money turns budgeting from a chore into a rewarding journey.

=== Key Features ===

【Wish Savings Goals】
Set target amounts and deadlines for each wish. Link income records to auto-calculate progress. Multi-currency support — save in USD, EUR, JPY or any of 150+ currencies with automatic exchange rate conversion. Track every milestone as your dreams get closer.

【Multi-Currency & Assets】
150+ supported currencies with real-time exchange rates. Perfect for travelers, cross-border shoppers, and global citizens. Manage cash, debit cards, credit cards all in one place.

【Budget Planning】
Set monthly budgets by category with overspend alerts. Visual progress bars keep your spending in check at a glance.

【Recurring Transactions】
Automate recurring income and expenses — rent, salary, subscriptions, loan payments. Set it once and never miss a record.

【Data & Reports】
Monthly and yearly statistics with category breakdowns. Calendar view for daily transaction overview. Export support for external analysis.

【iCloud Sync】
Automatic sync across iPhone and iPad. Switch devices without losing data.

【More Highlights】
- Passcode protection for privacy
- Multiple themes to personalize your experience
- Quick entry with Siri Shortcuts support
- Import/Export for full data control

=== Premium Membership ===

Free tier includes essential bookkeeping features. Upgrade to Premium for unlimited wishes, unlimited asset accounts, full multi-currency support, category budgets, recurring transactions, and all premium themes.

=== Contact Us ===

Feedback: feedback@vincents.cn
Privacy Policy: https://app.vincents.cn/privacypolicy.html
Terms of Use: https://app.vincents.cn/termsofuse.html

## Key features

- Set and track savings wishes with progress bars
- Multi-currency support with 150+ currencies
- Budget planning with overspend alerts
- Automate recurring income and expenses
- Detailed financial reports and calendar view
- iCloud sync across iPhone and iPad
- Passcode protection for privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Membership | $2.99 | per year |
| Monthly Membership | $0.29 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Membership | $4.99 | one-time |
| Lifetime Membership (Family) | $14.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/wishmoney-budget-and-savings/id6742109635/reviews.md

### 4/5 — 很好用，希望改回原来的风格

*2026-06-26*

为什么改外观了，还是喜欢之前那个浅紫色超级好看清新😭😭😭

### 5/5 — 好用！

*2025-04-20*

这款记账软件可谓是小学生都能直接上手的，界面简洁清晰，色彩低饱和看得人心暖暖的，跟其他同类型记账软件不同的是有“愿望”一栏，个人感觉设计很巧妙，能够给自己有一点驱动力，数据的呈现也很清晰，是会继续支持下去的记账app！

### 5/5 — 走心记账app

*2025-04-20*

这款记账app让我感受到开发者的用心，简洁却不简单，功能齐全，整体配色也清新淡雅，有让我记账的动力。感谢偶然的遇见，让我效率倍增啊哈哈。

## Frequently asked questions about WishMoney

### What is WishMoney?

WishMoney is a personal finance app designed to help users set and track savings goals, manage budgets, and monitor expenses across multiple currencies. It aims to make financial planning more engaging and rewarding.

### How does WishMoney help with savings?

WishMoney allows you to create specific 'wish' savings goals with target amounts and deadlines. You can link income records to automatically calculate your progress towards these dreams, visualized with progress bars.

### Can I track savings in different currencies with WishMoney?

Yes, WishMoney supports over 150 currencies with real-time exchange rate conversion, making it ideal for international users, travelers, and those managing finances across borders.

### What are the budgeting features in WishMoney?

The app enables you to set monthly budgets by category and provides visual progress bars to monitor spending. You will also receive alerts if you are close to or have exceeded a budget category.

### Does WishMoney offer a free trial for its premium membership?

Yes, the Yearly Membership plan includes a 7-day free trial. The free tier offers essential bookkeeping features, while Premium unlocks unlimited wishes, assets, and advanced features.

### What devices does WishMoney support?

WishMoney is available on iPhone and iPad. It features iCloud sync, allowing seamless data transfer and access across your Apple devices.

### How often is WishMoney updated?

The app was last updated on August 23, 2026, with version 1.1.4. This indicates a commitment to ongoing development and improvements.

### Is WishMoney safe to use for my financial data?

WishMoney includes passcode protection for enhanced privacy. While specific security protocols are not detailed, the app's focus on financial management suggests a commitment to user data security.

## Version history (last 5 releases)

### 1.1.4 — 2026-08-23

- Record date picker now supports choosing the time
- Data - Monthly details now include a bookkeeping check-in
- Data - Monthly details support reordering data items
- Product interaction experience improvements
- Bug fixes and stability improvements

Recent Updates:
- New voice bookkeeping feature

### 1.1.3 — 2026-08-19

- Long-press the backspace key on the amount keyboard to delete digits continuously
- Set a monthly start day and week start day
- Auto-record location support
- Improved interaction experience
- Fixed some known issues

Recent Updates:
- New voice accounting feature

### 1.1.2 — 2026-08-17

- New long-press voice entry for bookkeeping
- Recurring bills now support income types
- Budgets now support yearly and weekly plans
- Improved interaction experience
- Fixed some known issues

### 1.1.1 — 2026-08-01

- Added remark history for quick autofill
- Product interaction experience optimization
- Fixed some known issues

### 1.1.0 — 2026-07-30

- Added category pie chart on data details page
- Asset accounts now support asset inclusion and bill recording toggles
- Product interaction experience optimization
- Fixed some known issues

## More apps by 金霖 黄

- [Everlist: To Do List & Planner](https://appshunter.io/ios/app/everlist-to-do-list-and-planner/id1573144479)
- [Capybara Focus: Pomodoro Timer](https://appshunter.io/ios/app/capybara-focus-pomodoro-timer/id6473936395)

All apps by 金霖 黄: https://appshunter.io/developer/1507122854

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*