# WizeFi: Budget & Finance — Track Net Worth & Expenses

> Free personal finance tracker for net worth, expenses, and future financial projections. (iPhone/iPad app by WizeFi.)

- Source: https://appshunter.io/ios/app/wizefi-budget-and-finance/id6751553272 (this page in markdown: same URL + `.md`)
- Developer: [WizeFi](https://appshunter.io/developer/1664270794)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.30/5 from 53 App Store ratings · 26 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 58 MB
- Languages: English
- Released: 2025-12-15
- Data updated: 2026-08-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/wizefi-budget-and-finance/id6751553272/reviews.md

## What is WizeFi?

Stop paying to budget. WizeFi is the only truly free Mint replacement.

Why pay a monthly subscription just to save money? WizeFi gives you the powerful features other apps charge $100/year for—completely free. No paywalls. No premium tiers. Just financial clarity.

Look Forward, Not Backward Most apps act like a rear-view mirror, only showing where your money went. WizeFi is your windshield. We use your data to project your financial future, helping you set goals and see exactly when you will reach Financial Independence based on your current habits.

What "Truly Free" Means:
- Unlimited Bank Sync: Connect all your accounts without paying a dime.
- Net Worth Tracking: Watch your wealth grow, not your subscription fees.
- Smart Budgeting: Auto-categorize transactions and track spending instantly.
- Future Projections: Visualize your path to retirement and financial freedom.

The Catch? There isn’t one. We believe financial wellness shouldn't have a barrier to entry.
- No Ads: We don't clutter your experience.
- Private & Secure: We never sell your user data. Your finances are your business, not a product to be sold.

Don't settle for "free trials" or crippled "basic versions." Download WizeFi and take control of your money for real.

EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms & Conditions: https://intercom.help/wizefi/en/articles/1222677-terms-of-service

## Key features

- Unlimited bank account syncing
- Net worth tracking
- Smart budgeting and expense categorization
- Future financial projections
- Goal setting for financial independence
- No ads or data selling

## Recent user reviews (10 of 26)

All indexed reviews: https://appshunter.io/ios/app/wizefi-budget-and-finance/id6751553272/reviews.md

### 4/5 — Awesome

*2026-03-28*

This is an amazing app, it would be amazing if the would be even better if they could add like a debt snowball on the goals to help track a time frame of when things would be paid off. But definitely the best app I’ve used!

**Developer response:** We're so glad to know you're enjoying the app! Thank you for letting us know what would make it even better. We've added this to our feature request list! Please let us know at support@wizefi.com if you have any other requests in the future :)

### 3/5 — Needs a new feature

*2026-03-03*

Easy way to review all your transaction history without having to log into each different app. How ever there needs to be a feature where it allows you to create an album and you can add transactions to it. For example an album for groceries so i can track my food expenses over time. Or if i have a project in working on i can see the total amount spent on it in parts, or keep track of how much i spend on tools etc.

**Developer response:** Thank you for your feedback! We really appreciate knowing which features would make this app better for our users. We've added this to our feature request list! Please let us know at support@wizefi.com if you have any other features you would like added to the list.

### 3/5 — Has Potential. Not Quite There

*2026-03-01, version 1.0.5*

I’ve Experienced EVERYTHING that any Sub-5-Star Review has Described or Mentioned. I’m Cautiously-Optimistic…

### 1/5 — Wanted it to be great

*2026-02-10*

Had high hopes for this app. Spent a solid hour or two syncing all of my account and categorizing all of my transactions all to find out that most of the accounts will not sync after the initial sync. Chase app is stuck saying sync, Coinbase stuck, Fidelity portfolio says it’s synced but the balance is not correct. Very buggy

**Developer response:** Hi Chuck, thank you for your feedback. We're sorry to hear you have run into syncing issues. We're working hard to improve our syncing process and provide a better experience for you in the future! We would love the opportunity to resolve these issues 1-1 with you. Please reach out to us at support@wizefi.com so we can schedule a time.

### 5/5 — The Real Deal!

*2026-02-02, version 1.0.3*

Finally a free good app!!!

### 5/5 — Outstanding App, Outstanding Potential

*2026-01-26*

This app does right everything I hated about other budget-apps like rocket money. Very clean and organized, it is very capable of being as simple or in-depth as you need it to be. I am excited for the future, as this app is only a month or two old with lots of great features already implemented and many more soon to be!

**Developer response:** Thank you for your positive feedback! We're glad to know the features inside the WizeFi app are meeting your needs. Please continue to let us know of any feature requests you may have in the future, as we are always looking to best serve our users! We're excited to be on this journey towards financial independence with you :)

### 1/5 — Not great

*2026-01-14*

Takes absolutely forever to pair accounts just to not work very well. Went half a month not tracking any of my purchases to finally just update one day and then completely erase all of my work the next. Now I’m stuck at the very beginning again. Total waste of time.

**Developer response:** We’re sorry to hear this has been your experience! That sounds frustrating and is absolutely not the experience we want to provide. We would love the opportunity to help resolve the tracking and update issues you encountered 1-on-1. Please contact us within the app or at support@wizefi.com so we can help!

### 3/5 — Potential

*2026-01-12*

This app has a lot of potential. But it is so buggy. Rules won’t save, freezes a lot, won’t connect with some of my accounts, makes me resign-in at least three times a week.

**Developer response:** We’re sorry to hear you have run into some bugs. These experiences are helpful for us to know as we’re newly released and working diligently to remove any issues. We would love the opportunity to walk you through the app 1-1 to make sure this (and any other issues) have been resolved for you. Please contact us within the app or at support@wizefi.com so we can help!

### 4/5 — Great, user support!

*2026-01-09, version 1.0.3*

Just the app that I have been needing! And their responsiveness to the wants and needs of the user is top notch 🙂

### 5/5 — Great budget app

*2026-01-08*

WizeFi is working fantastic. This is an amazing designed budget app that syncs with all my accounts (Rocket Money would NOT sync all my accounts) and not only that but the app is simple and not cluttered like other budget apps and most importantly this budget app is FREE to use. I would highly recommend WizeFi to anyone looking for a good and simple budget app.

**Developer response:** Thank you for your feedback Jenny! We’re pleased to know WizeFi has been meeting your budgeting needs and is easy to use! Thank you for your recommendations. We look forward to continuing on this financial independence journey with you :)

## Frequently asked questions about WizeFi

### What does WizeFi do?

WizeFi is a free personal finance app that helps you track your net worth, monitor expenses, and project your financial future. It aims to provide a clear view of your financial health and guide you towards achieving financial independence.

### What are the key features of WizeFi?

Key features include unlimited bank account syncing, net worth tracking, smart budgeting with auto-categorization of transactions, and future financial projections to visualize your path to goals like retirement or financial freedom.

### Is WizeFi completely free to use?

Yes, WizeFi is entirely free. It offers all its powerful financial tracking and planning features without any subscription fees, paywalls, or premium tiers. The app is committed to providing financial wellness without a barrier to entry.

### Is my financial data private and secure?

WizeFi prioritizes user privacy and security. The app states that it never sells user data and does not display ads, ensuring your financial information remains private and your experience is uncluttered.

### Who is WizeFi for?

This app is designed for anyone who wants to take control of their finances without paying for budgeting tools. It's ideal for individuals looking to track their wealth, understand their spending habits, and plan for long-term financial goals.

## Version history (last 5 releases)

### 1.0.8 — 2026-05-29

Meet your AI financial coach — a new in-app chat assistant that knows your accounts, budget, and goals. Ask questions about your spending, get personalized debt payoff strategies, explore "what if" scenarios, and manage your finances through natural conversation.

AI Financial Coach
- Chat with an AI advisor that understands your complete financial picture
- Get spending breakdowns, budget recommendations, and goal tracking insights
- Create and manage budget items, categories, and accounts directly in chat
- Explore retirement projections and financial freedom timelines
- Real-time streaming responses for a natural conversation experience

Smarter Onboarding
- New users start with a personalized conversation instead of forms
- The AI adapts to your financial situation and priorities from the first message

Goal Target Dates
- Set a target date on any goal to see if you're on track
- On-track indicators show whether your savings pace will hit your target

Transaction Import
- Import transactions from CSV, TSV, or Excel files
- Smart column mapping with header auto-detection

Performance & Reliability
- Upgraded to the latest app framework for improved speed and stability
- Fixed an issue where manual account data could appear incorrectly
- Numerous bug fixes and polish throughout

### 1.0.7 — 2026-04-19

Meet your AI financial coach — a new in-app chat assistant that knows your accounts, budget, and goals. Ask questions about your spending, get personalized debt payoff strategies, explore "what if" scenarios, and manage your finances through natural conversation.

AI Financial Coach
- Chat with an AI advisor that understands your complete financial picture
- Get spending breakdowns, budget recommendations, and goal tracking insights
- Create and manage budget items, categories, and accounts directly in chat
- Explore retirement projections and financial freedom timelines
- Real-time streaming responses for a natural conversation experience

Smarter Onboarding
- New users start with a personalized conversation instead of forms
- The AI adapts to your financial situation and priorities from the first message

Goal Target Dates
- Set a target date on any goal to see if you're on track
- On-track indicators show whether your savings pace will hit your target

Transaction Import
- Import transactions from CSV, TSV, or Excel files
- Smart column mapping with header auto-detection

Performance & Reliability
- Upgraded to the latest app framework for improved speed and stability
- Fixed an issue where manual account data could appear incorrectly
- Numerous bug fixes and polish throughout

### 1.0.6 — 2026-03-21

Notifications!  Now you can set alerts to be notified in app or via push notifications when your account balance grows or shrinks beyond a defined threshold, when your budget limits are exceeded, when income lands, or when a large transaction is detected.

### 1.0.5 — 2026-02-25

Enhanced tracking during account sync, intelligent transfer detection when auto-categorizing transactions and calculating budget impact, sum balance per institution on accounts tab, filter account list by type when viewing assets or liabilities.

### 1.0.3 — 2025-12-20

Bug Fixes

## Apps similar to WizeFi

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| --- | --- | --- | --- |
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| [Budget Planner App - Zero](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657) | 3.9 (179) | Free | Finance |
| [FaithFi: Faith & Finance](https://appshunter.io/ios/app/faithfi-faith-and-finance/id1494344660) | 4.1 (92) | Free | Finance |
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## More apps by WizeFi

- [WizeFi Desktop Sync](https://appshunter.io/ios/app/wizefi-desktop-sync/id1664270792)

All apps by WizeFi: https://appshunter.io/developer/1664270794

## Related topics

[wizefi](https://appshunter.io/ios/topics/wizefi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*