# Wizely: Save in FDs & Gold — Earn up to 12% returns yearly! > Digital gold and fixed deposit investment platform for growing wealth. (iPhone/iPad app by Fplabs.) - Source: https://appshunter.io/ios/app/wizely-save-in-fds-and-gold/id6741104946 (this page in markdown: same URL + `.md`) - Developer: [Fplabs](https://appshunter.io/developer/1462059416) - Category: Finance - Price: Free - Rating: 4.23/5 from 31 App Store ratings · 10 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 47 MB - Languages: American English - Released: 2025-03-04 - Data updated: 2026-09-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wizely-save-in-fds-and-gold/id6741104946/reviews.md ## What is Wizely? Whether you're looking to build long-term wealth or make short-term investments, Wizely makes it simple to grow your money through digital gold and fixed deposits. All through a seamless, paperless, and fully digital platform. With Wizely, you can now buy 24K (99.99%) pure certified digital gold and invest in fixed deposits across multiple banks and financial institutions without the need to visit a branch. Start small or go big, the control is in your hands. Invest in Digital Gold Instantly and Securely Looking to buy gold online in India? The Wizely app makes it effortless. Invest in 24K (99.99% pure) digital gold that is fully backed by physical gold, securely stored in bank-grade, high-security vaults managed by trusted partners BRINKS and VISTRA. - Start with as little as INR 100, ideal for first-time gold investors - Buy and sell digital gold instantly at real-time gold prices - Track 24K gold price and your live portfolio within the app - No making charges, no hidden fees, and no middlemen - No need for a Demat account or special setup - Gold is stored in your name and certified by NABL - Backed by SafeGold for 100% purity and transparency Wizely offers one of the most flexible ways to invest in gold online. Unlike gold jewelry, there are no additional costs or risks involved. Whether you are investing during festivals, saving for the future, or taking advantage of market dips, Wizely allows you to buy digital gold securely, anytime, from your phone. Digital Gold vs. Sovereign Gold Bonds (SGBs) - Which is Better? 1. Many investors consider SGBs, but digital gold offers more flexibility. Here’s how it compares: 2. Buy & sell anytime: No lock-in period like SGBs, which require waiting until maturity 3. Start small: Invest with just INR 100 instead of committing to a larger, fixed amount. 4. Real-time pricing: Buy at live market prices rather than fixed issuance rates. 5. Instant liquidity: Get access to funds immediately instead of waiting for bond maturity. 6. No special account needed: Unlike SGBs, digital gold does not require a Demat account. Open Fixed Deposits Online with Top Banks and NBFCs Now you can also invest in fixed deposits directly through Wizely. Compare fixed deposit interest rates from top banks and NBFCs in India and book the FD that suits your financial goals, whether you're prioritising higher returns, longer tenures, or flexible withdrawal options. - Browse FDs from multiple regulated banks and financial institutions - Compare interest rates, maturity periods, and features - Fully paperless and fast FD booking process - Real-time tracking of your FD growth in the app - Bank deposits insured up to INR 5 lakh by DICGC - All listed banks and NBFCs are regulated by the Reserve Bank of India If you're searching for the high FD interest rates in India or want to open fixed deposits online without the hassle, Wizely brings you a safe and convenient solution with complete transparency. Why Choose Wizely Wizely is designed for Indian investors who want a smarter, easier way to manage their money. Whether you're buying gold online or opening fixed deposits, Wizely ensures a smooth and trusted experience from start to finish. - Buy and sell gold with real-time price tracking - Invest in digital FDs with secure, RBI-regulated partners - Get started with low investment amounts - Complete paperless KYC - Monitor all your investments in one place - Trusted by millions of users across India How to Start Investing 1. Download the Wizely app from the app store 2. Sign up using your mobile number 3. Choose to invest in digital gold or fixed deposits 4. Complete your KYC online 5. Pay securely using UPI 6. Track your investments live within the app Download the Wizely app now and start your journey to save and grow your wealth today! ## Key features - Invest in 24K digital gold - Fixed deposits with top banks - Compare FD interest rates - Real-time portfolio tracking - Paperless and digital platform - Start with INR 100 ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/wizely-save-in-fds-and-gold/id6741104946/reviews.md ### 5/5 — Good *2026-06-08* Good app to start saving or randomly buy gold when the price is right and you don’t feel like going to the market **Developer response:** Hey Buddy, Thank you for your kind words! 💙 Wizely’s transparent pricing, insured vault storage, and flexible investment options are all designed to give you peace of mind while growing your savings.Cheers! - Deep ### 5/5 — transparent and joy to use *2026-05-21* i like the transparently of the app they shows everything on the front and their app is very simple and joy to use **Developer response:** Hey Zeeshan, We appreciate your thoughts! 🙌 With Wizely’s low minimum investments and paperless onboarding, we aim to make investing super easy. Let us know if there’s anything more we can do to make it a 5-star experience! ✨ -Yuki ### 5/5 — What an app!! *2026-05-21* Best app..seamless experience!!! **Developer response:** Hi Varsha! 🙌 We’re thrilled you’re enjoying Wizely. Our goal is to empower you with real-time gold tracking and secure vault storage, so your investments are always transparent and safe. -Yuki ### 1/5 — Worst way to invest in gold *2026-04-29* When u buy u pay 3% gst and when u sell h pay 3% margin so in buying and selling you lose 5.8 approx that would be intrest of one year right there so instead buy etf **Developer response:** Hey there! We’re sad to hear that you’re not happy with your experience. 😔 Please go to the Need Help section under Profile in the Wizely app, share your concern, and let us know the ID here. Our support team will get in touch and resolve it soon. - Ish 😇 ### 5/5 — Fastest app to start saving in gold *2026-04-10* Great app to start saving in gold. The GoldBoost feature is a standout - it helps me earn extra returns every month on the idle sitting gold in my portfolio, which is a huge plus. I also love the SIP feature as it is a great way to form a habit to start saving. **Developer response:** Hi Swapnil! Hey there! We are glad to know you are enjoying the app’s simplicity and design. Our goal is to make managing your experience smooth and rewarding. Thank you for the 5 star rating, it truly keeps us motivated to keep improving. - Yash ### 1/5 — Don’t waste time and money *2026-03-03* Never invest on wisely. Better go for Jar app if you are investing on gold. The amount you see on the investment you won’t get it when you sell . Lots of agreement they will ask to agree and never agree for it you will loose the Benefit **Developer response:** Hello Hira! Thanks for sharing your feedback. We’re sorry you didn’t have a good experience. Wizely ensures paperless investing in certified 24K gold and FDs. Please raise your concern via Need Help under Profile and let us know the ID. We’ll be happy to assist. Thank you! - Yash ### 1/5 — Seems Fraud *2026-02-04* I sold my gold worth 1 lakh and which was succesfull but after 2 days same gold was added into my portfolio which i never wanted , it seems they are trying to force the users to stick to the platform without thier wish and provide them full power loss. Guys beware of such things before taking serious step on your funds. These guys dont have any support , no contact number and no ticket support. Even you can’t track your withdrawl request. **Developer response:** Hey Suri! We’re really sorry to hear about your experience and understand how concerning this must have been. This is not the experience we want our users to have. Wizely is built to offer transparent, secure, and user-controlled investing, and we’d like to look into this matter in detail. Kindly raise your concern through the Need Help section under Profile in the app and share the ID with us here. Our team will review this on priority and assist you right away. We truly appreciate you bringing this to our attention and hope to resolve it for you soon. ~Misha ### 1/5 — If you want lose your money invest in this app *2026-01-15* I invest 2020 rupees and i get 1978 and some days i want to sell they showing 1889.. what is this ..???? **Developer response:** Hello there! We’re really sorry to hear that you didn’t have a great experience. Wizely is designed to make smart, paperless investing simple and secure. Please let us know your concern via the Need Help section under Profile, and share the ID here our team will assist you right away. - Yash ### 1/5 — Dont use fraud *2025-11-16* I invested ₹20,000 in this app, and when I requested a withdrawal, the app showed the transaction as successful but the money never reached my bank account. No proper response from customer support. Very bad experience. Please do NOT invest in this app. Highly disappointing service. **Developer response:** Hi Paras! We don't want you to feel this way. At Wizely, we always provide our users with a seamless experience. For quicker assistance regarding your concern, please use the help option available within the app. Also, you may refer to the FAQ section available in the app itself. We appreciate you patience & understanding here. -Madhu ### 5/5 — Super app *2025-03-11* Very nice and clean app.. works perfectly **Developer response:** Hey Ravi! We are thankful for your effort in this glowing review. It’s exciting to hear that you’re pleased with the in-app experience. Thank you for confirming that we are on the right path. Keep showing us your love & support. - Shri ## Frequently asked questions about Wizely ### What is Wizely? Wizely is a finance app that allows users to invest in digital gold and book fixed deposits with various banks and financial institutions through a seamless, paperless platform. ### How secure is digital gold on Wizely? Digital gold on Wizely is 24K (99.99%) pure, certified, and fully backed by physical gold. It is securely stored in bank-grade vaults managed by trusted partners like BRINKS and VISTRA, and is certified by NABL. ### Can I invest in fixed deposits through Wizely? Yes, Wizely allows you to compare fixed deposit interest rates from multiple regulated banks and NBFCs in India and book FDs directly through the app. Bank deposits are insured up to INR 5 lakh by DICGC. ### What is the minimum investment amount for digital gold on Wizely? You can start investing in digital gold on Wizely with as little as INR 100, making it accessible for first-time investors. ### Does Wizely have ads? No, Wizely does not contain advertisements, providing an uninterrupted user experience. ### What devices does Wizely support? Wizely is available on iPhone and iPod devices. ### How often is Wizely updated? The app was last updated on July 22, 2026, indicating regular maintenance and feature enhancements. ### What is the age rating for Wizely? Wizely has an age rating of 17+, suggesting it is intended for mature users due to its financial investment nature. ## Version history (last 5 releases) ### 1.40 — 2026-08-24 Redesigned Fixed Deposit Experience We’ve completely overhauled the FD homepage! Now you can easily discover the highest interest rates, compare top banks, and book your FD faster than ever with a clean, intuitive interface. Introducing Auto-GoldBoost Let your gold work harder automatically. Once your gold balance hits 0.5g, it is automatically leased to a trusted jeweller to earn extra returns. Keep buying gold, and we'll handle the rest! ### 1.39 — 2026-07-22 Redesigned Fixed Deposit Experience We’ve completely overhauled the FD homepage! Now you can easily discover the highest interest rates, compare top banks, and book your FD faster than ever with a clean, intuitive interface. Introducing Auto-GoldBoost Let your gold work harder automatically. Once your gold balance hits 0.5g, it is automatically leased to a trusted jeweller to earn extra returns. Keep buying gold, and we'll handle the rest! ### 1.38 — 2026-07-20 Redesigned Fixed Deposit Experience We’ve completely overhauled the FD homepage! Now you can easily discover the highest interest rates, compare top banks, and book your FD faster than ever with a clean, intuitive interface. Introducing Auto-GoldBoost Let your gold work harder automatically. Once your gold balance hits 0.5g, it is automatically leased to a trusted jeweller to earn extra returns. Keep buying gold, and we'll handle the rest! ### 1.37 — 2026-06-22 Say Hello to Instant Checkout! We’ve completely redesigned our payment experience to make your transactions faster, smoother, and more secure than ever before. One-Click Payments: No more jumping through hoops. Complete your purchase with just a single tap. Seamless & Blazing Fast: We’ve stripped away the lag and unnecessary steps. Move from order review to order confirmation in the blink of an eye. Update today to experience the fastest checkout we've ever built! ### 1.36 — 2026-06-15 Say Hello to Instant Checkout! We’ve completely redesigned our payment experience to make your transactions faster, smoother, and more secure than ever before. One-Click Payments: No more jumping through hoops. Complete your purchase with just a single tap. Seamless & Blazing Fast: We’ve stripped away the lag and unnecessary steps. Move from order review to order confirmation in the blink of an eye. Update today to experience the fastest checkout we've ever built! ## More apps by Fplabs - [OneScore: Credit Score App](https://appshunter.io/ios/app/onescore-credit-score-app/id1462059417) - [OneCard (India)](https://appshunter.io/ios/app/onecard-india/id1513897615) All apps by Fplabs: https://appshunter.io/developer/1462059416 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*