# Wodi Money — Send Money, Get Paid Worldwide > Global money transfers, card payments, and instant Visa cards with community banking. (iPhone/iPad app by PayCruiser Inc..) - Source: https://appshunter.io/ios/app/wodi-money/id1420821593 (this page in markdown: same URL + `.md`) - Developer: [PayCruiser Inc.](https://appshunter.io/developer/1545832034) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.60/5 from 18 App Store ratings · 9 written reviews indexed - Age rating: 12+ - Requires: iOS 15.5 · 144 MB - Languages: American English - Released: 2018-09-21 - Data updated: 2026-07-18 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/wodi-money/id1420821593/reviews.md ## What is Wodi Money? Why Choose Wodi? Send money via WhatsApp or voice. Get a free Visa debit card. Accept payments from your phone. Trusted by 1.7M+ users in 50+ countries. Your phone number is your bank. Your phone number is your bank account. Your corner store is your branch. WODI is the all-in-one money app built for people the financial system forgot. Send money to 50+ countries. Get a free Visa debit card. Accept card payments from your phone. Build credit. Go crypto. And do it all without needing a traditional bank account. 1.7 million people already trust WODI. Here's why. SEND MONEY WORLDWIDE — FAST & CHEAP Send money to mobile wallets, bank accounts, and debit cards in 50+ countries. Africa, Latin America, Europe, the Caribbean — WODI gets your money there in seconds, not days. - $1 flat fee on transfers (vs. 6.5% industry average) - Payout to M-Pesa, Airtel Money, Wave, bank accounts, and debit cards - Track every transfer in real time SEND MONEY BY VOICE OR WHATSAPP Don't want to use an app? Just talk. Send money by texting WhatsApp or speaking to our AI assistant. If you need a human, one picks up in under 60 seconds. We built remittances for people who trust conversation over screens. FREE VISA DEBIT CARD Get a Visa debit card in minutes — no credit check, no minimum balance, no bank account required. Pay online, tap in-store, or withdraw cash at any ATM. Works everywhere Visa is accepted. ACCEPT CARD PAYMENTS Turn your phone into a payment terminal. Accept credit and debit card payments directly from your smartphone — no expensive hardware required. Perfect for small businesses, freelancers, and side hustles. Upgrade to our $99 POS terminal for tap, swipe, and dip payments with a built-in receipt printer. YOUR CORNER STORE = YOUR BANK Need cash? Walk into any WODI Agent store — the barbershop, the pharmacy, the grocery store on your block — and deposit or withdraw cash. 10,000+ agent locations worldwide. No bank branch needed. Become a WODI Agent and earn 20-40% commission on every transaction. Turn your store into a mini-bank for your community. GO CRYPTO Send, receive, and swap stablecoins (USDC, USDT). Accept crypto payments. Convert between fiat and crypto instantly. Your phone number is your wallet address — no complex wallet setup required. BUILD CREDIT WITH AI No credit history? WODI's AI builds your financial identity from your transaction history. Every transfer, every payment, every deposit contributes to your financial profile. Access starts here. AI-POWERED BUSINESS TOOLS WODI AI agents work as your virtual employees — generating income statements, managing customer interactions, and automating your business operations. One app, an entire back office. WHY 1.7 MILLION PEOPLE CHOSE WODI - Enabled by Visa — 5-year strategic partnership - Live in all 50 US states + 50 countries - Winner, 2025 Microsoft Positive Impact AI Challenge - Backed by Microsoft, NVIDIA, and Washington DC Economic Partnership - Patent-pending technology (USPTO: 63/215,864) - 24/7 support via phone, WhatsApp, and in-app chat ONE APP. EVERYTHING YOU NEED. Get Paid — Accept payments to your phone number Store Money — Digital wallet + agent cash-out anywhere Send Money — $1 transfers via app, WhatsApp, text, or voice Pay Anywhere — Visa card accepted worldwide Build Credit — AI-powered financial identity Grow Business — Virtual AI employees Go Crypto — Stablecoin transfers and payments Talk to Us — Human support in under 60 seconds Keywords for SEO: Wodi, Wodi Money, Money Transfers, Mobile Money, Card Payments, Payments App, Send Money, Visa Card, Bank Account, Financial Inclusion, Global Money Transfers, Community Banking, Mobile Wallets, Cash Deposits, Withdraw Funds App Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Global money transfers to 50+ countries - Accept credit card payments - Instant Visa debit card and bank account - Community banking for cash deposits/withdrawals - Pay and get paid via phone number - User-friendly POS system ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | AI Finance Advisor | $9.99 | per month | | AI Business Advisor | $49.99 | per month | ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/wodi-money/id1420821593/reviews.md ### 5/5 — Great App to send money *2026-03-18* So easy and the foreign exchange fees are amazing! Plus, it only cost $1 to send money regardless of the location ### 5/5 — Send money Instantly *2025-01-13* Great way to send money instantly to friends and family in other countries. ### 5/5 — Love it! *2024-10-08* Great way to send money! ### 5/5 — The one app that can replace your entire wallet *2023-02-18* I certainly don’t carry cash with me anymore because I can do everything with PayCruiser. Even when I travel abroad. This app is amazing ❤️ ### 1/5 — Doesn’t work at all *2019-12-09* I got this as a new way to take cards. I was looking forward to the instant PayPal transfer but I can’t log in. It stays stuck in the onetime code screen. I signed up online and still can’t get to work. It’s a great idea but it falls short **Developer response:** Hello, Thank you for your feedback. We noticed, your account was never activated as we never received the required ID and Business verification information that we requested by email. I will be happy to personally help you with onboarding to our platform. Please feel free to call directly 562.999.2511 and we will be happy to set you up and help you save thousands of $$$$ in credit card processing fees. ### 5/5 — Thank you Pay Cruiser!!! *2018-12-25* Woww...I have just finished my meeting with the founder and engineer of Pay Cruiser Osman Conde and I am over the moon with their offerings, services and price points!! I am about to start up a new social impact base SMB which is gonna be primarily e-commerce.I have been doing a lot of research for months and I discovered that I have to have a cyber liability insurance, super secure website which is highly costly, payment systems when I am mobile and so much more..It has been scary and a lot of work to deal with all as a new start up company to be honest.It is such a relief hearing that Pay Cruiser offers everything as a package which means I only deal with 1 person&company and they take care of everything for me :))This is freaking amazing!!! They also have a great customer service, He explained everything to me step by step to set me up for their app, we discussed the details of their services and my e-commerce website, I feel like I am in good hands and don’t have to worry about any of the details anymore.It sounds like 100 times better deal then what Wix offers which I was gonna go by but not anymore. And plus there is a bonus when you refer a friend, you actually start generating passive income through their sales :)What a juicy deal is that, I can’t believe this system and service exist!I really want to acknowledge you for your hard work and appreciate you have created this system to make our life easier to run the business smoother, Thank you sooo much!!! Ebru Pinar Founder Marbling Creations Inc. ### 5/5 — Best option for my business *2018-11-03* This is really the best for my business. So simple to use we at the studio recommended to all our costumers that have a business. ### 5/5 — Easy to use *2018-09-21* XoomTap is helping my small business to grow. I can track my daily sales and know what products are the most looked up. My clients are happy to have different opinions for paying easy and fast! Thank you XoomTap!!! ### 5/5 — The Credit Card Payment system I’ve been waiting for!! *2018-09-20* I cannot thank XoomTap enough!! This app has saved me tons of fees on credit card transactions for my business. If you’re a Small of Large business, you won’t regret switching to XoomTap as it will NOT charge you any hidden transaction fees. It’s cheaper than any other payment system out there, including square and PayPal. And I’m just grateful for how easy it is to use. I can charge my customers from my phone, tablet or social media outlets. Super easy to use and nothing cheaper than XoomTap. I highly recommend it!! ## Frequently asked questions about Wodi Money ### How secure is Wodi Money? Wodi Money utilizes cutting-edge technology to ensure fast and secure transactions for all users. The app is designed with security as a top priority to protect your financial information and transfers. ### What countries can I send money to with Wodi Money? You can send money to over 50 countries worldwide, including major regions like the US, Latin America, Canada, Europe (SEPA), and Africa. This broad coverage makes it ideal for global financial needs. ### Can I accept card payments with Wodi Money? Yes, Wodi Money allows you to accept credit card payments directly from your phone. You can also purchase affordable POS terminals for enhanced payment processing capabilities. ### What are the subscription plans for Wodi Money? Wodi Money offers two subscription plans: the AI Finance Advisor for $9.99/month and the AI Business Advisor for $49.99/month. These plans provide advanced financial guidance. ### How often is Wodi Money updated? The latest version of Wodi Money is 2026.02.17, with the last update on 2026-02-18. This indicates frequent updates to improve functionality and security. ### What devices does Wodi Money support? Wodi Money is available on iPhone, iPad, and iPod devices. This ensures a wide range of Apple users can access its financial services. ### What is the age rating for Wodi Money? Wodi Money has an age rating of 12+, making it suitable for younger users interested in managing finances or for parents to use with their children. ### Does Wodi Money have ads? No, Wodi Money does not contain advertisements. Users can enjoy a seamless experience without interruptions from ads. ## Version history (last 5 releases) ### 2026.07.10 — 2026-07-13 Important bug fixes ### 2026.07.07 — 2026-07-08 important security updates ### 2026.07.06 — 2026-07-06 Important security updates ### 2026.05.25 — 2026-05-26 You can now instantly get a new US phone number on the Wodi App. Simcards powered by T Mobile. ### 2026.04.27 — 2026-04-27 Now you can get a T Mobile phone line with unlimited talk, text and internet. ## Apps similar to Wodi Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fundz](https://appshunter.io/ios/app/fundz/id1540851029) | 3.7 (16) | Free | Finance | | [mobiquity Pay](https://appshunter.io/ios/app/mobiquity-pay/id1565772046) | — | Free | Finance | | [Shaheen money](https://appshunter.io/ios/app/shaheen-money/id1601795189) | 5.0 (1) | Free | Finance | | [Merchant.app](https://appshunter.io/ios/app/merchantapp/id6443734854) | 5.0 (6) | Free | Finance | | [deyaPay](https://appshunter.io/ios/app/deyapay/id1445146261) | 3.0 (6) | Free | Finance | | [AmpaCash Mobile Payment App](https://appshunter.io/ios/app/ampacash-mobile-payment-app/id1507879136) | 4.8 (4) | Free | Finance | ## More apps by PayCruiser Inc. - [EasyKer (By PayCruiser)](https://appshunter.io/ios/app/easyker-by-paycruiser/id1565759118) - [IPRES PAY(By PayCruiser)](https://appshunter.io/ios/app/ipres-payby-paycruiser/id1643230360) - [Senditoo Guinée](https://appshunter.io/ios/app/senditoo-guinee/id1661338970) - [Tiak-Tiak Money](https://appshunter.io/ios/app/tiak-tiak-money/id6742124898) - [wodi](https://appshunter.io/ios/app/wodi/id6746979739) All apps by PayCruiser Inc.: https://appshunter.io/developer/1545832034 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*