# WorkMade - Business Banking — Banking That Pays Your Taxes

> Automated business banking and tax management for freelancers. (iPhone/iPad app by Workmade Technologies, Inc..)

- Source: https://appshunter.io/ios/app/workmade-business-banking/id1598967358 (this page in markdown: same URL + `.md`)
- Developer: [Workmade Technologies, Inc.](https://appshunter.io/developer/504159511)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.15/5 from 48 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.3 · 86 MB
- Languages: English
- Released: 2023-02-03
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/workmade-business-banking/id1598967358/reviews.md

## What is WorkMade?

Transform Your Freelance Finances with WorkMade

WorkMade is here to simplify your financial life. Imagine having a personal accountant who takes care of everything, so you can focus on what you do best—your freelance work. No more stress about tax season; we've got it handled.

Think of it as a business bank with an accountant in your pocket, automatically organizing your finances and ensuring timely, stress-free tax payments.

Why Choose WorkMade?

Automated Financial Management: Just deposit your earnings and spend using the dedicated card. We do the rest, from tracking to categorizing.

Quick Setup: Jump in and get going in under 5 minutes. Even if you're already behind, you'll know what you owe right away—no more piles of paperwork or confusing tax forms.

Automatic Write-Offs: Automatically identify and deduct your business expenses, ensuring you keep more of your hard-earned money.

Automatic Tax Payments: Pay your taxes directly through the app. No need to fill out forms or figure out deadlines; it's all done for you.

Get Up to Date on Taxes: We pay the IRS and your state for you. No more worrying about missing deadlines or calculating what you owe.

Make Money: Every user gets a WorkMade business bank account and Debit Mastercard. Send invoices and accept payments via bank, manage recurring invoices easily, and stay organized without lifting a finger. Easily pull in your income from platforms like Rover, Uber, Upwork, and more. Sign up in 60 seconds, with no credit checks, real-time support, and no hidden fees.

Spend & Save Money: Charge your business trips and client meals to your WorkMade Debit Mastercard. We automatically detect eligible expenses and manage your savings for taxes. Save more money and keep cash flowing with our round-the-clock tracking. You can even accept physical debit cards with tap-to-pay on iPhone for easy transactions.

And so much more. WorkMade simplifies freelance finance like never before.

Workmade is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. The WorkMade Mastercard® debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

## Key features

- Automated financial management
- Quick setup under 5 minutes
- Automatic expense write-offs
- Automatic tax payments
- Invoice sending and payment acceptance
- Income integration from freelance platforms

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/workmade-business-banking/id1598967358/reviews.md

### 5/5 — Absolutely fantastic app. Replaced my Accountant

*2024-03-07*

I was skeptical at first. However, the app is very clean, easy to use, and it completely replaced my accountant. Forget about having to do taxes? Absolutely! Highly recommend this for 1099’s and freelancers.

### 1/5 — Not worth it

*2024-02-23*

Apparently there’s an approval process upon signing up. I got denied and they gave me some weird excuse about banks. Better off on Found. They’ll give all the tools you need without the extra hassle.

### 4/5 — Amazing product with a lot of potential

*2023-10-12*

Been using WorkMade for a few months now, so I’m going to go ahead and write my honest review:

For starters, this is a brilliant, long-overdue idea. For me, the weirdest and most daunting part about going full-time freelance was the accounting side of things. Keeping track of all of my income and expenses sounded like a foreign and tedious chore that I was not thrilled about doing. Thankfully, I discovered WorkMade right as I was transitioning away from my desk job, so now I don’t have to worry about any of that at all. Sweet! 

The app itself is very simple to sign up for, and the detailed FAQ answered pretty much all of my questions from the get-go. The UI is clean and beautiful, and easy to use. 

Pros:
- In-app invoicing with automatic reminders (ditching PayPal never felt so good)
- Auto-calculates write-offs 
- Paying quarterly taxes is stupid easy
- Instant payouts to your personal bank
- Extremely responsive support

Cons:
- Bugs with invoicing ( ex. not sending reminder emails or emails in the first place) 
- Can’t get a physical debit card (yet)
- Can’t use on desktop
- Doesn’t work with S-Corps (maybe one day?)
- Some features are rudimentary

^ My main gripe with the cons is that many of the features are still in an infancy stage, since this company is only about a year old. I’ve had a few bugs with invoicing (that, thankfully, were solved right away), but still it’s a little nerve-wracking to be dealing with app hiccups when we’re handling someone’s money/livelihood.

However, I firmly believe that as this company grows and irons out some kinks, that this could be a very powerful freelancing app that rivals some of the bigger (and more expensive) bookkeeping services on the market today.

### 1/5 — ITS A FRAUD

*2023-07-23*

I don’t trust this app even for a second, I think it’s honestly strange how one of the first piece of information they want to know is your social security number, and how everyone that has rated this app, they rated it a 5/5 and have the same enthusiasm looks like a bunch of fake bots,

**Developer response:** Hello Jannah! Thank you for sharing your thoughts with us. We take great pride in fostering a diverse and vibrant community of freelancers, where trust and transparency are our utmost priorities.

To ensure compliance with all legal regulations, we request your SSN as it is a standard practice for tax purposes. Rest assured that we handle this sensitive information with the highest level of security and confidentiality. Our intention is solely to facilitate smooth and seamless tax payments to the IRS, ensuring that you receive your rightful payments hassle-free, much like any other reputable tax application.

We'd love for you to check out our Instagram, where you can find genuine stories and experiences shared by real users, showcasing the positive impact our platform has had on their lives. If you have any further questions or concerns, please don't hesitate to reach out. We value your trust and look forward to serving you even better in the future.

### 5/5 — Auto Tax Savings is Great

*2023-07-17*

Awesome app for my side gigs. Having it automatically set aside taxes for me (like my employer does) means no more surprises at the end of the year.

### 5/5 — Essential tool for anyone who is self-employed!

*2023-06-14*

I really wish I had this when I started freelancing - would have saved me a lot of stress, time, and money.

### 5/5 — best app for freelancers EVER

*2023-04-21*

i’m a relatively new freelancer, and finances (especially taxes) are the scariest part of the job. workmade makes it SO easy to just ~set it and forget it~

i route all my income into my work made account, use the debit card for all of my biz expenses, and work made does the rest. seriously. it’s that good 😭 they automatically estimate what you owe for quarterly taxes, and then pay it for you.

literally cannot recommend this app enough!!!

special shout-out to john and diva, my workmade superheroes!!! you guys rock!!!

### 5/5 — The Perfect Solution

*2023-03-07, version 1.2.2*

Workmade has made business banking, invoicing & taxes a breeze! Their customer support is next level & having no fees & lowest transaction rates for invoicing on the market has made this a no brainer!

### 5/5 — Takes the guesswork out of freelancing

*2023-02-28, version 1.2.1*

Taxes are the most confusing part about freelancing. I used to wish someone would just take care of all that admin for me. Workmade has made it easier to handle that part of my business so I have more bandwidth to focus on everything else!

### 5/5 — Love it—because I don’t have to spend forever on it

*2023-02-23, version 1.2.1*

My least favorite part of freelancing is dealing with anything money related—especially taxes. I loooooove WorkMade because using it means I spend very little brain power on my finances and still manage to pay quarterly taxes on time. Seriously, any tool that lets me stop thinking about how to calculate my taxes properly is a tool that I will cling to for my entire life. This is that tool. 

Plus, the developers are super responsive and helpful when you have questions or issues. Every freelancer should use this app—it’s a lifesaver

## Frequently asked questions about WorkMade

### What does WorkMade do?

WorkMade acts as a business bank account and financial management tool specifically designed for freelancers. It automates tasks like tracking income and expenses, identifying business write-offs, and making tax payments directly to the IRS and state.

### How does WorkMade help with taxes?

The app automatically organizes your finances to identify deductible business expenses and ensures timely tax payments to federal and state authorities. It aims to eliminate the stress of tax season by handling calculations and deadlines for you.

### Is WorkMade free to use?

The app is free to download and use, offering a business bank account and debit card. While the core banking and tax management features are included, there might be associated fees for specific transactions or services, as is common with financial products.

### What are the key features of WorkMade?

Key features include automated financial organization, quick setup in under 5 minutes, automatic identification of business expenses for deductions, and direct tax payments through the app. It also allows for sending invoices, accepting payments, and integrating income from various freelance platforms.

### Can I use WorkMade to accept payments?

Yes, WorkMade allows you to send invoices and accept payments directly through the app via bank transfers. You can also manage recurring invoices and easily pull in income from popular freelance platforms like Upwork and Uber.

## Version history (last 5 releases)

### 2.11.0 — 2024-12-13

This build contains general improvements and enhancements.

### 2.10.0 — 2024-12-12

This update contains general performance improvements and app enhancements.

### 2.9.1 — 2024-11-13

This update contains general performance improvements and app enhancements.

### 2.9.0 — 2024-10-21

This update contains general performance improvements and app enhancements.

### 2.8.9 — 2024-10-14

This update contains general performance improvements and app enhancements.

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## More apps by Workmade Technologies, Inc.

- [WorkMade: Taxes, Done for You](https://appshunter.io/ios/app/workmade-taxes-done-for-you/id6744022380)

All apps by Workmade Technologies, Inc.: https://appshunter.io/developer/504159511

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
