# World Money — Digital Wallet — Deposit. Send. Earn. Trade.

> Decentralized identity and finance platform for human verification and digital asset management. (iPhone/iPad app by Tools for Humanity Corp..)

- Source: https://appshunter.io/ios/app/world-money-digital-wallet/id1560859847 (this page in markdown: same URL + `.md`)
- Developer: [Tools for Humanity Corp.](https://appshunter.io/developer/1560859849)
- Category: Finance, Social Networking
- Price: Free
- Rating: 4.80/5 from 5,285 App Store ratings · 1,301 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.4 · 385 MB
- Languages: Korean, German (Germany), Malay, European Spanish, American English, Italian, Indonesian, Japanese, Chinese (Traditional, Taiwan), Thai and 3 more
- Released: 2023-04-19
- Data updated: 2026-10-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/world-money-digital-wallet/id1560859847/reviews.md

## What is World Money?

World Money is digital finance built for everyone. Send stablecoins anywhere and earn yield on your assets — all in one app.


SEND MONEY WORLDWIDE

Move money the way the internet should — instantly, globally, and without fees.

Virtual Accounts — Get a U.S. dollar account in 18 countries, including the United States and markets across Latin America or an Argentine peso account for Argentinians. Receive your salary, transfer from your bank, invest, and spend.

Stablecoins for Multiple Currencies — Hold USDC, EURC, wARS, wBRL, wCLP, wCOP, wMXN and wPEN.

No-Fee Sends — Send stablecoins to friends and family anywhere in the world. No wire fees, no exchange markups, no waiting.

INVEST

Invest in assets with no trading fees, including 8 stablecoins, Worldcoin, and real world assets like gold. Receive price alerts, track performance with price charts, and send and receive any asset to anyone globally in World Money.

EARN WHILE YOU HOLD

Put your assets to work without leaving the app:

Earn on Stablecoins — Get up to 15% APY on your first $1,000 in USDC, powered by Morpho.

Earn on Worldcoin — Get up to 18% APY on your first 1,000 WLD.

More Assets, More Yield — Earn on USDC, EURC, Argentine Peso stablecoins, and Ethereum.


YOUR MONEY, YOUR CONTROL

Your wallet is yours. It is fully self-custody and you manage your funds and private keys. 


TRUSTED AND OPEN

Built on World Chain. Backed by the World ecosystem of more than 18 million verified humans. Powered by partners including Stripe, Bridge, Morpho, and Circle.

World Money is free to download. No subscription fees.

## Key features

- Proof of Human with World ID
- Access to Mini Apps ecosystem
- Save & Send Digital Dollars
- Gas-free transactions
- World ID Credentials

## What do users think of World Money?

Reviews of World Money are mostly negative: the Finance app is rated 4.8/5 from 5.3K App Store ratings. What users like most: quick and easy verification, smooth app performance. Top complaints: frequent app crashes and bugs, lack of transparency around private key access. Summarized from real user reviews.

**Pros**

- 👍 Quick and easy verification
- 🚀 Smooth app performance
- 💡 Innovative concept of proof of personhood

**Cons**

- 🐛 Frequent app crashes and bugs
- 🔒 Lack of transparency around private key access
- 💰 Reports of missing or stolen funds
- ⚠️ Unreliable customer support

**Commonly reported bugs**

- Login and password issues
- Grants not properly credited
- Wallet balance discrepancies
- Inability to create new accounts

**Most requested features**

- Expand Orb locations to more countries
- Add more payment and withdrawal options
- Improve grant claiming process
- Implement dark mode

## Is World Money safe?

World Money — Digital Wallet appears safe based on user ratings. The AppsHunter Safety Score for World Money is 96 out of 100. This assessment is based on 5,285 user ratings, with an App Store average of 4.8 out of 5. Of 5,285 App Store ratings, 94.8% point to a safe experience, 1.0% suggest some concerns, and 4.3% point to a risky experience.

## Is World Money legit?

World Money — Digital Wallet appears to be a legitimate app. The AppsHunter Legitimacy Score for World Money is 88 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 1,301)

All indexed reviews: https://appshunter.io/ios/app/world-money-digital-wallet/id1560859847/reviews.md

### 1/5 — AVOID AT ALL COSTS very dodgy

*2026-10-09, version 4.0.2900*

terrible customer service, all bots pretending to be people

### 1/5 — 9/11 wallet update crashes app - no urgency fixing - please read!

*2026-09-16, version 4.0.2700*

I would give zero stars if I could. The wallet on the app was updated (UI) on 9/11/26, and I cannot send WLD to other app I have made 100’s of transfers to in the past with no issues. 

I have had to create and re-type on my phone (because there is no desktop app) EVERY 24-48hrs what happened to a robot that cannot seem to be programmed to care NOR  check historical tickets pertaining to the same issue, and it seems to me this apps support is meant to put the customer on a never ending loop until they are exhausted. 

I will not be using this app or supporting worldcoin after years of loyalty on my end. I am not treated with respect and support is non existent otherwise I wouldn’t have to wait six days and counting to be able to send my money like I have for years. 

BEWARE if you are new to this app. It’s very sad to see worldcoin at this state after years of flawless transferring. For the record. It’s a UI update issue. There is an overlapping send screen that overwrites the initial send screen and when I enter my address the app crashes I am afraid worldcoin was hacked and they don’t want to scare people about it. I will never know because I have talked to a heartless robot that says I’m valued and does not do anything to help the customer understand anything support is doing to rectify this. Good luck!

### 1/5 — Worst personal verification app

*2026-08-31, version 4.0.2700*

Only installed to verify my age for a dating app. Slow and unreliable. Tried telling me that my face doesn’t match my passport when it’s quite clearly me. I would have struggled to board my plane if it didn’t. Not worth the data to install

### 5/5 — The future of internet it’s here!

*2026-08-16, version 4.0.2500*

World ID is exactly what we needed. You can prove you're human without giving away personal data. I use it for events, games, and social media. Fast, secure, and with a great purpose. Highly recommend.

### 1/5 — Why I can’t get the latest version update ?

*2026-08-12, version 4.0.2400*

Why the developers give up delivering newest world app version on Apple Store ?

### 5/5 — Tools for humanity’s Orb

*2026-07-21, version 4.0.2200*

This is the future

### 5/5 — Productive solution for AI

*2026-07-15, version 4.0.2200*

I’m really excited to be an early joiner! Think this is a productive solution.

### 1/5 — Not worth it anymore

*2026-07-12, version 4.0.2100*

100 pts a month to 30.

### 1/5 — No informed consent when using the orb

*2026-07-06, version 4.0.2100*

I was pressured by a salesperson to scan my face with the orb and thought it would be just facial recognition. I didn’t know anything about World App or this device. She said it was just "to check if I’m 18+ since they don’t see IDs" but said nothing about the extremely sensitive biometric data that it actually uses. Disgusting.

### 2/5 — Error

*2026-07-06, version 4.0.2100*

No está funcionando para comprobar la identidad

## Frequently asked questions about World Money

### What is World App?

World App is a mobile application that serves as the gateway to the World network. It allows users to create and store a World ID, which is an anonymous proof of humanity. The app also provides access to a digital wallet for managing digital assets and an ecosystem of Mini Apps for various utilities.

### How does World ID work?

World ID is a secure, anonymous proof that you are a unique human online. It is stored on your mobile phone and can be used to access services and Mini Apps that require human verification, ensuring a priority lane for humans in the digital world. You can also strengthen your World ID with Credentials to prove specific attributes without revealing personal information.

### Is World App free to use?

Yes, it is free to join and use World App. The app offers gas-free transactions for users with a verified World ID, meaning you won't pay network fees for many operations. There are no subscription fees or costs associated with downloading and using the core features of the application.

### What kind of digital assets can I store and send?

The app's wallet allows you to save digital money, starting with USDC by Circle. You can deposit and withdraw digital dollars using bank accounts or local payment methods through licensed partners. You can also instantly send digital dollars to friends or family globally without incurring any fees.

### What are Mini Apps?

Mini Apps are a collection of applications and integrations accessible within the World App. This ecosystem offers everyday utility, ranging from gaming and social networking to financial services and access to exclusive merchandise drops. They leverage your World ID for access and functionality.

## Version history (last 5 releases)

### 4.0.3001 — 2026-10-26

World App is now World Money, with a new design and new features focused on finance.

### 4.0.3000 — 2026-10-20

World App is now World Money, with a new design and new features focused on finance.

### 4.0.2900 — 2026-09-30

World App is now World Money, with a new design and new features focused on finance.

### 4.0.2700 — 2026-08-26

Bug fixes and improvements.

### 4.0.2500 — 2026-08-12

Bug fixes and improvements.

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## More apps by Tools for Humanity Corp.

- [World ID — Proof of Human](https://appshunter.io/ios/app/world-id-proof-of-human/id6760839426)

All apps by Tools for Humanity Corp.: https://appshunter.io/developer/1560859849

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*
