# Worth - Banking & Credit — Build credit, earn wireless > Banking, credit building, and earned wireless service in one financial app. (iPhone/iPad app by Fontalk INC.) - Source: https://appshunter.io/ios/app/worth-banking-and-credit/id6754531301 (this page in markdown: same URL + `.md`) - Developer: [Fontalk INC](https://appshunter.io/developer/1788404629) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 5 App Store ratings - Age rating: 9+ - Requires: iOS 15.1 · 64 MB - Languages: English - Released: 2026-03-09 - Data updated: 2026-07-17 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/worth-banking-and-credit/id6754531301/reviews.md ## What is Worth? Worth combines three tools into one app: Banking: FDIC-insured accounts with no monthly fees. Deposit money, send it, track it just like a traditional bank. Credit Building: Every action you take (depositing, paying bills, getting validated by family) builds your trust score. You don't need perfect credit history to start. Wireless: Earn free months of service while you bank. After your first deposit and direct deposit setup, activate phone service with unlimited talk, text and 5G coverage nationwide. Why Worth works: Your character is your capital. We recognize that paying your bills consistently phone, rent, utilities shows you're trustworthy, even if traditional systems don't see it yet. We report this to major credit bureaus so you build a real credit history. Here's what you get: Free FDIC-insured banking (no overdraft fees, no surprise charges) Automatic credit building (your routine financial activities count) Wireless service you earn (complete three actions: fund account, set up direct deposit, pay rent or invite friends) Family coordination (add trusted family members to support your financial goals) How it works: 1. Create your account (5 minutes, verify your identity) 2. Fund your account ($50+ deposit triggers your first wireless credit) 3. Set up direct deposit (get 2 more months of wireless credit instantly) 4. Invite friends who fund their account (earn 1 month per friend) 5. When you have 3+ months of wireless credit, activate your wireless service After that, your trust score rises with every action deposits, payments, family validation. Pricing: Free tier: Banking + credit building forever. No hidden fees. Premium tier ($35/month): Includes unlimited nationwide talk, text & 5G data. No surprises. No fine print. Just financial dignity. ## Key features - FDIC-insured banking - No monthly banking fees - Automatic credit building - Earn free wireless service - Family coordination for financial goals - Direct deposit setup ## Frequently asked questions about Worth ### What is Worth? Worth is a finance app that combines FDIC-insured banking with no monthly fees, credit building tools, and the ability to earn free wireless service. It focuses on recognizing your financial character through consistent bill payments and deposits. ### How does Worth help build credit? Worth builds your credit by reporting your routine financial activities, such as depositing money, paying bills, and receiving validation from family members, to major credit bureaus. This helps establish a credit history even if you don't have prior credit experience. ### How can I earn free wireless service with Worth? You can earn free wireless service by completing three key actions: funding your account with a deposit, setting up direct deposit, and either paying your rent or inviting friends who fund their accounts. Each friend invited and funded earns you an additional month of service. ### Is Worth free to use? Yes, the core banking and credit building features of Worth are free forever, with no hidden fees or surprise charges. A premium tier is available for $35/month which includes unlimited nationwide talk, text, and 5G data. ### What are the security features of Worth? Worth provides FDIC-insured accounts, ensuring your deposits are protected up to the standard insurance amount. The app also focuses on verifying user identity to maintain account security. ### What devices does Worth support? Worth is currently supported on iPhone and iPod devices. It is designed for mobile use on these platforms. ### How often is Worth updated? The latest version of Worth is 1.5.1, and it was last updated on May 24, 2026. This indicates a relatively active development cycle for the app. ### What is the age rating for Worth? Worth has an age rating of 9+, making it suitable for younger users to begin learning about financial management and credit building. ## Version history (last 4 releases) ### 1.5.1 — 2026-05-24 We added app version to authentication API payloads to support forced update enforcement for outdated builds ### 1.5.0 — 2026-05-13 We've shipped v1.5.0 with a few new things users can now close their account, manage passkeys, and verify their email from the profile settings. The My Devices screen now shows your current device at the top, and we fixed an issue with preferred name not saving correctly. ### 1.3.0 — 2026-03-26 Bug fixes and improvements to the banking and transfer experience, also we made the onboarding flow seamless and user friendly ### 1.2.0 — 2026-03-10 No release notes. ## More apps by Fontalk INC - [Fontalk](https://appshunter.io/ios/app/fontalk/id6740105195) All apps by Fontalk INC: https://appshunter.io/developer/1788404629 ## Related topics [worth](https://appshunter.io/ios/topics/worth) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*