# WorthBook: Money Manager — Personal Finance Tracker

> Personal Finance Tracker (iPhone/iPad app by Louise Salas.)

- Source: https://appshunter.io/ios/app/worthbook-money-manager/id6791091049 (this page in markdown: same URL + `.md`)
- Developer: [Louise Salas](https://appshunter.io/developer/6791091051)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 18.1 · 66 MB
- Languages: American English
- Released: 2026-08-11
- Data updated: 2026-09-15
- User reviews in markdown: https://appshunter.io/ios/app/worthbook-money-manager/id6791091049/reviews.md

## What is WorthBook?

WorthBook is a personal finance app that helps you track and plan your money on your phone. No bank login. No mandatory account. Your data stays on your device.

A lot of finance apps ask you to connect your bank and store everything online. WorthBook is built for people who want clarity without giving up control. You enter what matters, see your full picture in one place, and keep your records private.

Why WorthBook

Money is easier when you can see it clearly. WorthBook shows what’s coming in, what’s going out, what you owe, what others owe you, and what you’re building toward. It works especially well if you use cash, banks, e-wallets, bills, loans, and savings in everyday life.

What you can do

• Track income, expenses, transfers, and account balances
• Organize cash, bank, e-wallet, savings, credit cards, investments, loans, and Money Lent
• Set budgets and see where your money goes
• Manage bills and recurring payments
• Track loans and stay on top of repayments
• Track Money Lent, including who’s paying you back and what’s still owed
• Set savings goals and log contributions
• Monitor investments like stocks, crypto, gold, funds, MP2, and time deposits
• Check your Safe To Spend, net worth, and monthly snapshot on Home
• Use calendar views for bills, loans, Money Lent, salary, and recurring due dates
• Search across transactions, accounts, goals, bills, and more
• Work in PHP and THB for free, with more currencies available in Pro
• Lock the app with a passcode or biometrics

WorthBook Pro Lifetime

One purchase unlocks the advanced tools:

• Smart Entry with on-device AI, so you can type naturally and review drafts before saving
• Scan Receipt to turn receipts into expense drafts on your device
• Ask WorthBook for answers about your cash flow, spending, budgets, goals, and more
• Cash flow forecasts and net worth trends
• Budget rollover, flexible schedules, and deeper planning tools
• Debt Payoff Planner to see how extra payments change your timeline
• Advanced reports, including lending and savings insights
• Dashboard customization and appearance options
• Backup and Restore for moving your local data
• Achievements and Money Garden to keep good money habits going

No forced account. No bank connection needed. Just your money, your phone, and a clearer view of where you stand.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| WorthBook Pro Lifetime | $9.99 | one-time |



## Version history (last 5 releases)

### 1.1.6 — 2026-09-14

Fixed QR code display bug in Accounts
Added an option to record physical asset sales

### 1.1.5 — 2026-09-12

• New reports — Financial Insights, Budget Performance, Cards & BNPL, Debt Payoff, Bills, and Investments (including allocation by type)
• Money Lent & Money Owed — pay interest only or principal only, pick a specific installment, and see remaining amounts after interest is paid
• Accounts — payment QR shortcuts, folder totals for banks, e-wallets, savings, and cash
• Dashboard — get an animated reminder when something is due today or overdue
• Credit card statements — add, edit, or remove cycle items and update previous balance
• Loans — clearer remaining balance when interest (APR) is set
• Assets — optionally fund a purchase from an account as a cash-flow move
• Deleted transactions stay out of history and totals, including investments
• Forms stay visible above the keyboard while you type

### 1.1.4 — 2026-09-08

Fixed Credit Card Unbilled Statement Breakdown
Fixed Account Arrangement and Sorting
Added Shopping List / Shopping Run for Budget Tracking
Added Automatic Transaction Conversion when Creating Lent/Owe Records
Added Line Items for Expenses

### 1.1.3 — 2026-09-07

• Minor Bug Fix
• Government Contributions — log and review SSS, PhilHealth, and Pag-IBIG remittances
• Transaction templates — save and reuse common entries
• Import and export transactions via CSV
• Split one expense across categories or over multiple periods
• Customize Accounts and Planning layouts; clearer multi-currency amounts
• Split expenses stay in sync with Money Lent / Money Owed balances
• Credit card statement edits
• Multi-ledger support
• Insurance Account
• In-App Quick Log Action Button

### 1.1.0 — 2026-08-24

Fixed an issue with Credit Card Billing Cycle calculations.
Fixed an issue with Stock Market Price synchronization.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-15.*