# WorthBook: Net Worth Tracker — Budget, Assets & Expense Log

> Budget, Assets & Expense Log (iPhone/iPad app by Hung man Wong.)

- Source: https://appshunter.io/ios/app/worthbook-net-worth-tracker/id6808901956 (this page in markdown: same URL + `.md`)
- Developer: [Hung man Wong](https://appshunter.io/developer/6808901958)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 7 MB
- Languages: American English
- Released: 2026-09-17
- Data updated: 2026-10-11
- User reviews in markdown: https://appshunter.io/ios/app/worthbook-net-worth-tracker/id6808901956/reviews.md

## What is WorthBook?

Your lucky cat for building wealth.

WorthBook is a private net worth tracker and daily ledger in one app. See everything you own and owe on one screen and watch your wealth grow over the years. Your data stays on your iPhone: no sign-up, no cloud, no ads.

YOUR NET WORTH, AT A GLANCE
• Total net worth, assets and liabilities on one home screen
• Multi-year trend chart with ranges from 6M, YTD and 1Y up to All time
• Assets and liabilities grouped, with sparklines and the latest change for every account

EVERY ACCOUNT, EVERY CURRENCY
• Cash & bank, investments, real estate, crypto, vehicles, mortgages, loans and credit cards
• 10 currencies including HKD, USD, CNY, JPY, EUR, GBP, SGD, AUD, CAD and TWD
• Set your own exchange rates; totals convert to your base currency automatically
• Full value history for each account, so you can see how every balance has changed

LOG SPENDING IN SECONDS
• Quick ledger with a built-in calculator keypad
• Categories for food, transport, travel, housing, shopping, health and more
• Link an entry to an account and its balance and your net worth update instantly
• Day, month and year-to-date income, expense and net totals

WATCH YOUR MONEY GROW
• Monthly, quarterly and yearly growth charts
• Spending by category, income vs expense cash flow, and assets vs liabilities
• Weekly and monthly recaps that sum up your ledger and net worth changes
• Daily streaks and an optional weekly reminder to keep you on track

PRIVATE BY DESIGN
• 100% offline: your balances never leave your device
• No account, no cloud, no ads, no tracking
• Face ID / Touch ID lock
• Privacy mode hides balances with dots when you open the app in public

MADE FOR REAL LIFE
• Multiple books: keep personal, family or business finances separate
• Import accounts and ledger entries from CSV
• Export a full JSON backup at any time
• Light and dark mode
• English, 繁體中文 and 简体中文

WorthBook is a net worth tracker, not a bank app. It never connects to your bank or asks for your login details. You stay in full control of your numbers.

Start with the demo portfolio and see your whole financial picture in minutes.


## Version history (last 5 releases)

### 1.4 — 2026-10-04

Subscriptions and reminders

• New Subscriptions tab in Ledger: track Netflix, Disney+, Spotify, PS Plus, Xbox Game Pass and more — amount, billing cycle, next billing date and the card it's charged to
• See what all your subscriptions cost per month and per year, with every renewal listed soonest first
• Popular services show their icon, one tap to add
• Get reminded before each renewal — on the day, or 1, 3 or 7 days before
• Home shows your next renewal at a glance
• Credit cards: add a statement day and get a reminder 3 days before each statement
• Daily ledger reminder in the evening (time is up to you) — skipped on days you've already logged
• New expense categories: Management fee and Family
• Ledger: the Done key is always on screen when you open it — no scrolling

Your data still stays on your phone — no account, no cloud, no tracking.

### 1.3.3 — 2026-10-03

A smarter Home, a redesigned Insights tab, and a smoother app

Home
• Your net worth counts up every time you open Home
• Filters now shape every number: hide your flat or your loans and net worth, totals, this month's change and the chart all update — a "Filtered" tag shows it's on, tap it to clear

Insights
• One scrolling page with a single time range (1M, 3M, 6M, YTD, 1Y, All) for every chart
• Jump bar: tap Growth, Cash flow, Trend or any chart at the top to go straight to it
• Records & milestones: your best ledger month, best net worth month, up streak and the next milestone — new accounts' opening balances no longer count as a "best month"
• Cash flow right after Growth: income vs expense with your savings rate, categories and a calendar of each day's entries
• See what moved your net worth, allocation by type or currency, and a balance sheet with your debt ratio

Everywhere
• Pages slide in the direction you move, tabs give a little bounce, and saving shows a quick tick
• Every sheet and screen is now fully translated, including category and currency names
• Better contrast and VoiceOver support across the app; Reduce Motion is respected

Your data still stays on your phone — no account, no cloud, no tracking.

### 1.3 — 2026-09-27

- UI updates
- Fix bugs

### 1.2 — 2026-09-25

New design, new look

### 1.1 — 2026-09-24

Meet WorthBook 1.1, our biggest update yet. Your lucky cat has been busy!

NEW
• Multiple books: create up to 5 separate books (personal, family, business…), each with its own data. Tap the book name on Home to switch.
• Daily streak: an optional streak that celebrates the days you check in, with streak freezes so one busy day doesn't break it. Turn it on in Settings.
• Travel category: log flights, hotels and trips in the ledger.

IMPROVED
• Safer storage: your data now has a durable on-device backup, so it's protected during iOS and app updates.
• Negative balances: an asset that goes below zero (like an overdrawn account) is now classified automatically.
• Insights charts scroll smoothly, and the YTD chart on Home now works even with a single data point.
• Typing amounts and notes no longer zooms the screen on iPhone.

FIXED
• Accounts in the "Other" category no longer appear twice in the Accounts list.
• Tidier spacing in the ledger category grid.

Enjoying WorthBook? A quick rating on the App Store really helps. Thank you!

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*
