# Worthflow: Net Worth Tracker — Simple , Private , Offline

> Simple , Private , Offline (iPhone/iPad app by Avinash Sharma.)

- Source: https://appshunter.io/ios/app/worthflow-net-worth-tracker/id6816338199 (this page in markdown: same URL + `.md`)
- Developer: [Avinash Sharma](https://appshunter.io/developer/6803780147)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 2 MB
- Languages: American English
- Released: 2026-10-13
- Data updated: 2026-10-14

## What is Worthflow?

Worthflow is a quiet, private ledger for your net worth. Once a month, write down what you own and what you owe. Worthflow does the rest.

WHAT YOU OWN, MINUS WHAT YOU OWE
• Tiles for savings, FDs, stocks, mutual funds, EPF, PPF, NPS, gold, property, ESOPs, and the loans against them.
• Change only what moved. Everything else carries forward from last month.
• Your net worth, the change since last month, and the split between assets and liabilities at a glance.
• Amounts in lakhs and crores, or in thousands for dollars, euros, pounds, dirhams, and more.

INSIGHTS THAT MEAN SOMETHING
• A goal to aim at. Everyone starts with First crore.
• Your pace, your CAGR, and your debt ratio.
• A trend line you can drag across to read any month.
• Your asset mix, and exactly what moved this month.
• Loan repayments count as gains, because they lift your net worth.

A MONTHLY RITUAL, NOT A CHORE
• A reminder on the day you choose. It's skipped when the month already has figures, and it never shows your numbers.
• Takes a couple of minutes a month. No bank logins and no syncing statements.

PRIVATE BY DESIGN
• No account. No Worthflow servers. No analytics. No ads.
• Your figures stay on your iPhone, with an automatic copy in your own iCloud Drive that only your Apple Account can reach.
• Export a backup whenever you like, as a plain JSON file you keep.

MADE FOR iPHONE AND iPAD
• Built with SwiftUI and the system's Liquid Glass look.
• Light and dark mode, Increase Contrast, Reduce Motion, and full VoiceOver support. VoiceOver reads amounts in lakhs and crores.

WORTHFLOW PRO
Tracking is free, forever. Pro is a single lifetime purchase for the things you'd like to change:
• Tiles you name yourself, for anything the defaults don't cover
• Hide tiles you never use, and reorder the rest
• Name your own goal and set the amount
• Notes beside any figure
• Indigo, teal, rose, and violet themes, plus alternate app icons
• A privacy veil, with Face ID before your figures return
• CSV export, one row per month

No subscription and no renewal. Family Sharing is on.

Privacy policy: https://worthflow.netlify.app/privacy/

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Worthflow Pro | $1.99 | one-time |


## Is Worthflow safe?

Not enough ratings yet to assess Worthflow.

## Is Worthflow legit?

Worthflow: Net Worth Tracker has limited verification signals. The AppsHunter Legitimacy Score for Worthflow is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*