# Worthy Financial - Earn 5% — Live for now. Save for later. > Invest in small businesses, earn 5% fixed interest, and grow savings. (iPhone/iPad app by Worthy Financial, Inc..) - Source: https://appshunter.io/ios/app/worthy-financial-earn-5/id1287525900 (this page in markdown: same URL + `.md`) - Developer: [Worthy Financial, Inc.](https://appshunter.io/developer/1287525899) - Category: Finance, Lifestyle - Price: Free - Rating: 3.60/5 from 151 App Store ratings · 74 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 2 MB - Languages: American English - Released: 2018-03-08 - Data updated: 2026-08-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/worthy-financial-earn-5/id1287525900/reviews.md ## What is Worthy Financial? Welcome to a fairer, more human face of finance. Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle. Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans. Here's what you can expect: - Securely connect your bank account via our Instant Account Verification process or using microdeposit verification; - Set up recurring investments to put your investment on autopilot; - Activate automatic round-ups and watch your savings grow effortlessly, as you keep your spending habits; - Withdraw your funds when you need them, without penalty. Get started on your way to higher returns! ------ Worthy is not a bank and investments in Worthy Bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. ## Key features - Earn 5% fixed interest - Support small businesses - Recurring investments - Automatic round-ups - Penalty-free withdrawals - Secure bank connection ## Recent user reviews (10 of 74) All indexed reviews: https://appshunter.io/ios/app/worthy-financial-earn-5/id1287525900/reviews.md ### 1/5 — Thieves *2026-03-12, version 1.2.0* They will steal your money ### 1/5 — Scam *2026-02-12, version 1.2.0* Junk bonds pretending to be safe investments. Only invest if you wanna lose your money. Terrible company ### 1/5 — Don’t use this! *2026-02-05, version 1.2.0* Very risky! They will take all of the investment even though they claim it is backed my collateral. I guess they just used hopes and dreams because they didn’t give me a single penny back! ### 1/5 — Risky Company - Avoid! *2026-02-04, version 1.2.0* Bonds have been declared worthless with no compensation. This is not low risk. ### 1/5 — A Fkn joke *2026-02-04, version 1.2.0* Not only has the app never worked, but they scam people out of their money and aren’t able to refund everyone their money yet they’re still advertising. They also sold your data. Good luck removing your information, getting your money back, and retrieving data. ### 1/5 — Not to be trusted *2026-02-02, version 1.2.0* I’ve lost everything I put into worthy, but they keep pretending to give interest ### 5/5 — Unhappy *2026-01-05, version 1.2.0* Not happy with this or other apps that promote 1 rate and then give you less than advertised ### 1/5 — WARNING - YOU WILL LOSE YOUR MONEY! *2025-12-08, version 1.2.0* THIS IS A HORRIBLE COMPANY THAT SCAMS PEOPLE OUT OF THEIR MONEY. DO YOUR SELF A FAVOR & JUST PUTNYPIR MONEY INTO AN S&P 500 ETF. ### 1/5 — Complete scam *2025-11-11, version 1.2.0* Complete scam - withholding withdrawals so you can’t get your money out if you invest - beware, like other reviews say this is financial fraud. 0 stars. ### 1/5 — Scam *2025-10-04, version 1.2.0* DO NOT INVEST YOUR MONEY WITH THIS COMPANY! Their Bonds are junk. They will gladly take your money and when the Bonds mature they will state your Bonds are on hold for withdrawal. I am currently going on 6 years of my money on hold with their bonds! Contacted customer support and was told nothing they can do. ## Frequently asked questions about Worthy Financial ### What does Worthy Financial do? Worthy Financial allows you to invest in fixed interest bonds that provide funding for American small businesses. It offers a way to save and grow your money while supporting entrepreneurship. The app facilitates secure connections to your bank account and offers features for automated savings. ### How can I earn money with Worthy Financial? You can earn money by investing in Worthy's 5% fixed interest bonds. Proceeds from these bonds are used to support small businesses. The app also offers features like automatic round-ups and recurring investments to help your savings grow effortlessly. ### Is Worthy Financial a bank? No, Worthy Financial is not a bank. Investments in Worthy Bonds are not bank deposits and are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss, and users should carefully consider their understanding of the investment and its risks. ### Can I withdraw my money at any time? Yes, you can withdraw your funds when you need them without any penalty. This provides flexibility for accessing your savings as required. ### How do I get started with Worthy Financial? To get started, you will securely connect your bank account using either Instant Account Verification or microdeposit verification. You can then set up recurring investments or activate automatic round-ups to begin saving and growing your money. ## Version history (last 5 releases) ### 1.2.0 — 2023-01-26 Miscellaneous bug fixes and improvements. ### 1.1.16 — 2022-12-05 Miscellaneous bug fixes and improvements. ### 1.1.15 — 2022-11-19 Miscellaneous bug fixes and improvements. ### 1.1.14 — 2022-11-10 - Addition of Worthy Property Bond offering. ### 1.1.13 — 2022-11-07 - Addition of Worthy Property Bond offering. ## Apps similar to Worthy Financial | App | Rating | Price | Category | | --- | --- | --- | --- | | [HappyNest Invest](https://appshunter.io/ios/app/happynest-invest/id1440058167) | 3.5 (249) | Free | Finance | | [Outlet - Digital Asset Rewards](https://appshunter.io/ios/app/outlet-digital-asset-rewards/id1475723731) | 4.3 (293) | Free | Finance | | [DiversyFund](https://appshunter.io/ios/app/diversyfund/id1507795289) | 2.5 (190) | Free | Finance | | [SMBX](https://appshunter.io/ios/app/smbx/id1471275113) | 3.6 (49) | Free | Finance | | [Vinovest: Bottle your wealth](https://appshunter.io/ios/app/vinovest-bottle-your-wealth/id1569111311) | 4.6 (791) | Free | Finance | | [Concreit Real Estate Investing](https://appshunter.io/ios/app/concreit-real-estate-investing/id1472440982) | 4.2 (217) | Free | Finance | ## Related topics [worthy](https://appshunter.io/ios/topics/worthy) · [worthy bonds](https://appshunter.io/ios/topics/worthy-bonds) · [worthy wealth](https://appshunter.io/ios/topics/worthy-wealth) · [nobrokerhood](https://appshunter.io/ios/topics/nobrokerhood) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*