# Worthy – Transparent Personal Finance

> Transparent personal finance tracker for net worth, accounts, income, and expenses. (iPhone/iPad app by Kujunda Seda OÜ.)

- Source: https://appshunter.io/ios/app/worthy-transparent-personal-finance/id1149016636 (this page in markdown: same URL + `.md`)
- Developer: [Kujunda Seda OÜ](https://appshunter.io/developer/1098221598)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 10.0 · 13 MB
- Languages: American English
- Released: 2016-12-20
- Data updated: 2026-07-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/worthy-transparent-personal-finance/id1149016636/reviews.md

## What is Worthy?

Personal finance in a transparent and straightforward way. Worthy allows you to keep track of your net worth and accounts, generate income and expense report by category and period. Worthy's minimalist theme and main focus is to make money tracking easy and clear.

App features:
・Use 3 accounts and groups with free edition / Unlimited with Pro edition in-app purchase
・Add initial account balances and date
・Group accounts and re-order groups
・Track income, expense and transfer transactions
・Adjust account balance to a certain date
・Add, remove and merge categories
・Generate income and expense report for a custom time period
・Add currencies of choice and add exchange rates
・Reporting currency conversion with by-date rate calculation
・Accurate per-transaction currency conversion for transfers

Please provide feature requests or any issues you may encounter at support@kujundaseda.ee or at our support URL. We are committed not to be interfering with your app usage, so if you find Worthy worthy, consider reviewing it on the App Store – it helps a lot.

## Key features

- Track net worth and accounts
- Generate income and expense reports
- Group and re-order accounts
- Add and manage categories
- Support for multiple currencies
- Adjust account balances by date

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Edition | $4.99 | one-time |



## Frequently asked questions about Worthy

### What is Worthy's main purpose?

Worthy's main purpose is to provide a transparent and straightforward way to track your personal finances. It allows users to monitor their net worth, accounts, income, and expenses with clear reporting and categorization.

### How does Worthy handle different currencies?

Worthy allows you to add currencies of your choice and set exchange rates. It also supports reporting currency conversion with by-date rate calculation and accurate per-transaction currency conversion for transfers.

### What are the limitations of the free version of Worthy?

The free edition of Worthy allows you to use up to 3 accounts and groups. For unlimited accounts and groups, you can upgrade via an in-app purchase to the Pro edition.

### Is Worthy suitable for beginners in personal finance?

Yes, Worthy's minimalist theme and focus on making money tracking easy and clear make it suitable for beginners. It provides straightforward tools for tracking income, expenses, and net worth.

### How often is Worthy updated?

Worthy was last updated on January 23, 2017, with version 1.1. While the last update was some time ago, the app is rated 5.0 stars, suggesting stability and user satisfaction.

### What devices does Worthy support?

Worthy is available for iPhone, iPad, and iPod. It is designed for iOS devices.

### Does Worthy have ads?

No, Worthy does not contain advertisements. The developers are committed to not interfering with app usage, and the app is free to download.

### How can I request a new feature for Worthy?

You can provide feature requests or report any issues you encounter by contacting the developer at support@kujundaseda.ee or through their support URL.

## Version history (last 4 releases)

### 1.1 — 2017-01-23

This app has been updated by Apple to display the Apple Watch app icon.

Account balance can now be adjusted to a new value on a selected date, when you are only interested in the difference and do not want to spend time entering each transaction.

Simplified account setup process:
- unobtrusive guidance
- account opening balance and date selection
- preset account groups (modifiable)

Minor improvements:
- consistent group spacing

### 1.0.2 — 2017-01-09

Minor improvements:
- transactions apply rounding as shown
- 0.00 expenses show no minus sign

### 1.0.1 — 2017-01-04

Worthy now has a free edition with all functionality and up to 3 accounts. You can upgrade to Pro edition with unlimited accounts as soon as you are ready via one-time in-app purchase. If you bought the paid version of the app and it is not showing you are using the Pro edition, write us at our support page for instructions.

Minor improvements:
- smoother experience when selecting a category or transfer account
- memo for transfers is replicated in recipient account

### 1.0 — 2016-12-20

No release notes.

## More apps by Kujunda Seda OÜ

- [Viking Black](https://appshunter.io/ios/app/viking-black/id1252292313)

All apps by Kujunda Seda OÜ: https://appshunter.io/developer/1098221598

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*
