# WTC Mobile Banking — user reviews

> 73 indexed App Store user reviews of WTC Mobile Banking by The Washington Trust Company.

- Source: https://appshunter.io/ios/app/wtc-mobile-banking/id525027932/reviews
- App overview in markdown: https://appshunter.io/ios/app/wtc-mobile-banking/id525027932.md

## What do users think of WTC Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient banking
- 💡 Great mobile check deposit
- 🤝 Friendly staff
- 🌟 Excellent app overall

**Cons**

- 🐛 Recurring login/app issues
- 🐛 Mobile deposit problems
- 🐛 Slow performance/bugs
- 🔍 Lacking some features (e.g. transaction history, bill pay)

**Commonly reported bugs**

- Login/app crashes
- Mobile deposit not working
- Scheduled payments disappearing
- Quick balance feature not functioning

**Most requested features**

- Expand transaction history beyond 1 year
- Improve mobile deposit experience
- Add internal messaging/communication
- Integrate with mobile payment options (e.g. Apple Pay)

## Newest reviews (11 of 73)

### 3/5 — Mobile Deposit stopped working

*2022-10-28, version 2022.6.0.1*

Overall decent app, but disappointed mobile deposit stopped working. It now tells me to rotate my device even though it’s already rotated and just gets stuck there.

### 3/5 — 10/5/22 mobile deposit not working

*2022-10-06, version 2022.4.0.2*

I’m on the most up to date IOS and app version and twice this week I’ve tried to mobile deposit and when it gets to the point of taking a photo of the check, the screen blurs and says rotate phone to continue which I am doing with the screen rotation lock turned off so it can rotate freely. Still nothing and no way to bypass it. Very frustrating and now my checks are dated for the wrong day & I have to drive to the bank and physically deposit it. 

Otherwise a great app overall and makes banking as simple as possible!

### 2/5 — Every time it pings me about back of cheque.

*2022-07-11, version 2021.11.0.53*

That’s a pain in the butt…

### 2/5 — Application Error

*2021-05-11, version 2021.3.0.48*

Presently I receive an application error notification and cannot login into my account

### 3/5 — Best bank/bank-app ever!

*2021-03-11, version 6.5.5.46*

Love doing business with Washington Trust. Bank of America customers should switch up.

### 3/5 — Transaction records

*2021-02-20, version 6.5.5.46*

Would be great if transaction records went back more than a year

### 3/5 — Hmmm

*2021-01-08, version 6.5.5.46*

Had this app for 4+ years and I’ll say it’s a decent app. Although just about a month ago the app starting becoming EXTREMELY slower and much more buggy. I hope this helps guys. Love Washington trust .. only thing I never liked was the card provider🙏🏼

### 5/5 — Great App

*2020-11-15, version 6.5.2.45*

This is a great App for me. It’s so easy to use. I can check my balances, transfer money, deposit checks and it’s all with a couple clicks. Definitely recommend this App.

### 5/5 — Great app!

*2020-10-22, version 6.5.2.45*

Great app! Can do all my banking very easily right from my phone

### 5/5 — Online Banking Platform

*2020-08-20, version 6.4.1.42*

I would love to see what is pending (deposit and withdrawal).  I have accounts at another financial institution and they are visible.  Another recommendation would be internal messaging inside of the app instead of always having to call the 1-800 or visiting a branch.

### 2/5 — Whoever designed the UI

*2020-03-23, version 6.2.1.39*

should be fired

## Most critical reviews (10 lowest-rated)

### 1/5 — Can’t Pay Mortgage

*2026-04-25, version 4020.1.1*

I used to be able to pay my mortgage via the app. The app has completely changed and no longer allows me to. I called customer support and apparently it’s a known bug. You would think a banking app would thoroughly test the feature where people pay or transfer funds. Huge miss.

### 1/5 — Bank app

*2026-03-27, version 4020.1.1*

Keeps logging off with error issues, times out

### 1/5 — Not working

*2025-11-26, version 2025.7.2.1*

The app has not worked for weeks.  I can log in via facial recognition, successfully complete the “prove your human” test and then receive error.  99999 
A very serious problem when I need to pay bills while traveling.

### 1/5 — Unable to do mobile check deposit

*2022-10-21, version 2022.6.0.1*

When I try to deposit a check it tells me to rotate my device and freezes into a blurry screen.

### 1/5 — Statements

*2021-11-22, version 2021.6.0.49*

There is always an error when trying to print mortgage/HELOC statements which destroys the point of an online app as I still have to go to a physical location to get them.

### 1/5 — App is awful

*2020-04-27, version 6.2.1.39*

Won’t accept payments on mortgage over 1999@

### 1/5 — Not working properly

*2017-06-26, version 5.5.0.10*

Quick balance function does not work, turns itself off when you try to enable. Also the app limits the number of balance transfers between linked accounts, apparently forever, so now I can't manage my own money after I use the last 5 of 6 transfers I have available... getting very frustrated with these guys at this point.

### 2/5 — bill pay is ng

*2026-02-02, version 2025.10.1.1*

the new bill pay app is hard to use 

easy to mess up payments

hard to find future payments thst are scheduled

old app was much better

### 2/5 — Error

*2023-03-30, version 2022.9.1.11*

payment history errors

### 2/5 — Mobile Check deposit is awful

*2023-01-13, version 2022.9.1.11*

The guidelines on making a mobile deposit are not clear or consistent. They appear different then what the app instructs, this leads to deposits being rejected. The app needs to be a lot clearer on what the guidelines are.

## Most praised reviews (10 highest-rated)

### 5/5 — A+

*2026-02-12, version 2025.10.1.1*

Excellent bank

### 5/5 — App

*2025-09-24, version 2025.7.2.1*

I love the app but, it will not let me go into my account. Please fix it.

### 5/5 — Superb app

*2025-02-22, version 2024.10.1.10*

The ease of use of this application is excellent.

To navigate through there, menus and choices in your account is child’s play 

Washington trust has done an exceptional job of website development and should be proud of their work

### 5/5 — Friendly staff

*2024-11-29, version 2024.4.0.10*

It always a pleasure going into the East Greenwich branch, everyone knows my name and is willing to help me whatever I need

### 5/5 — Mobile check deposit camera not functional

*2022-10-11, version 2022.4.0.2*

I love the ease of navigation but this app can be buggy when it comes to mobile deposit.  A recent update in app caused the camera to be unable to focus on the check. 

I'm so dependent on the mobile deposit feature that I may consider switching banks solely on this inconvenience. Not the first time this issue has happened with wtc.

### 5/5 — Terrible

*2022-04-29, version 2021.11.0.53*

It worked fine for awhile but I now have not been able to log in for months on my phone. 
Would it be at all possible to fix this massive bug? Do you have enough resources to make Washington  systems compatible with mobile apps in general?  I called  the bank and they said this is a system wide problem. They said Washington Trust mobile banking is notoriously incompatible with apps of any kind making viewing my balance on my phone impossible to view either through this app a 3rd party app, or even on the web browser on my phone. 
It’s frustrating.

### 5/5 — gogo

*2022-04-29, version 2021.11.0.53*

could be updated a little more but overall good

### 5/5 — I Love Washington Trust’s Mobile Banking App!

*2022-03-09, version 2021.11.0.53*

So easy to use and convenient! How did we ever survive without this? 
No more calling to get transaction histories and balance. No more running to the bank to transfer money, deposit a check etc.
Thank you for making my life a bit easier!

### 5/5 — Jpd

*2021-09-14, version 2021.6.0.49*

I love my branch, wooo whooo rumford

### 5/5 — An Excellent App

*2021-06-18, version 2021.3.0.48*

I conduct the vast majority of my personal banking on this app. Really easy to use, and I can ‘bank’ around the clock.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*
