# wunderBudget — Helps you stay under budget! > Helps you stay under budget! (iPhone/iPad app by Widgetal Digital LLC.) - Source: https://appshunter.io/ios/app/wunderbudget/id6762570917 (this page in markdown: same URL + `.md`) - Developer: [Widgetal Digital LLC](https://appshunter.io/developer/1867954585) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.4 · 13 MB - Languages: American English - Released: 2026-06-14 - Data updated: 2026-09-07 - User reviews in markdown: https://appshunter.io/ios/app/wunderbudget/id6762570917/reviews.md ## What is wunderBudget? wunderBudget helps keep you under budget. Connect to your real bank accounts, let AI categorize every transaction automatically, and get a clear picture of where your money goes — without the spreadsheet. BUDGETS THAT ACTUALLY WORK Most budget apps make you do all the work. wunderBudget syncs your transactions automatically, then uses AI to sort them into categories. You review, confirm, and move on. Set a monthly limit on any category. The dashboard shows what to watch and what you planned — so nothing slips through. CONNECTED TO YOUR REAL FINANCES wunderBudget uses Plaid to connect directly to thousands of banks and credit unions. Checking, savings, and credit cards — all in one place. Transactions appear automatically, with a badge on the Transactions tab so you always know when something new arrives. No manual entry, no CSV uploads. AI THAT LEARNS YOUR HABITS Every transaction is analyzed by AI and assigned to the right category. High-confidence matches are applied automatically. Anything uncertain lands in a review queue — a quick swipe confirms it and teaches the app your preference for next time. A DASHBOARD BUILT AROUND HOW YOU THINK Pacing card — whats the budget, what's been spent to date. Spending — Three tabs. One honest view of your month: —Over Budget — categories where you've exceeded your limit —On Track — categories running under budget —Goal Met — categories that have their spend met for the month. Savings Goals — assign a budget category and track progress automatically Recent Activity — the 5 most recent transactions from the last import. Navigate back through a previous month dashboard to review your spending history in the same familiar layout. MEET CHIP, YOUR AI FINANCIAL ASSISTANT Chip is wunderBudget's built-in AI assistant. Ask anything about your finances in plain English and get an instant, accurate answer drawn from your own data. · "Gas last month" · "What was over budget in May?" · "Compare dining in April vs May" · "How much can I still spend on dining this month?" · "What are my recurring charges?" · "How am I doing on my savings goals?" Ask for a monthly summary — "Summarize May" — and Chip writes a plain-English analysis of your spending. Then keep the conversation going: "Where can I cut back?" "What should I focus on next month?" Chip is also available as an in-app support assistant — tap the chat bubble anywhere to get help with features and settings without leaving the app. Your questions are parsed by Claude to understand intent. Your transaction data never leaves your device. REPORTS THAT ACTUALLY TELL YOU SOMETHING Spending Breakdown — where every dollar went this month Monthly Trends — income, expenses, and net across 6 months Deep Dive — zoom into any category, month by month Credit Card Dashboard — balances, spending, and payment status Net Worth — bank accounts, liabilities, and manual assets in one number PRIVATE BY DESIGN Your email is never stored in the app database. Financial data stays in an on-device local store. Two-factor authentication is required on every account. Lock with Face ID or Touch ID — the app hides financial data in the app switcher and locks automatically after inactivity. PRICING wunderBudget is free to explore with a 7-day trial — no charge until the trial ends, cancel anytime. Monthly: $7.99/month Annual: $69.99/year — save 27% compared to monthly Both plans include all bank connections, the full Reports suite, Chip AI Insights, and Net Worth tracking. Terms of Use: https://wunderbudget.com/terms.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | wunderBudget Premium | $7.99 | per month | | wunderBudget Premium | $69.99 | per year | ## Version history (last 5 releases) ### 2.4 — 2026-08-25 Signing out now returns you to the login screen. Until now, signing out left the app open with your data still showing — it just stopped syncing. That's fixed. • Sign out takes you back to sign-in • Signing in with a different account clears the previous account's data and settings, so nothing carries over on a shared device • Signing back in as yourself keeps everything — no re-sync needed • Deleting your account now clears everything from the device, including chat history and savings goals New • Tax Withholding added as a default Money Out category • Refreshed sign-in screen Fixes • Two-factor authentication by text message now works • Credit cards no longer show $0 owed when the balance isn't available yet • Choosing which accounts to include when reconnecting a bank now works • The sign-in screen follows your Dark or Light appearance setting ### 2.1 — 2026-08-03 Credit cards, handled properly. Link a card and wunderBudget now answers two different questions, and tells you which one you're looking at. • Cash out — your dashboard total is money that actually left your accounts. A card purchase counts when you pay the card, not when you tap it. • Where it went — Reports counts what you bought, across every account, on the day you bought it. The two won't match, and that's deliberate: the difference is your card balance moving. NEW: CARD DEBT A dashboard card showing what you owe and whether it grew or shrank this month, with charged against paid for the last four months. Tap through for a per-card breakdown and what you're spending on them. MONEY THAT USED TO DISAPPEAR Sends to Cash App, Venmo, PayPal and Apple Cash were filed as transfers and counted toward nothing at all. They're now ordinary spending, so they appear in your totals and your categories. SUBSCRIPTIONS, REBUILT Your subscriptions list is now driven by the budget categories you choose, and shows what you actually paid this month rather than an average. Dismissed a recurring charge by mistake? You can bring it back. ALSO IN THIS RELEASE • Trends and reports filter by account • Hide accounts you don't want cluttering the filter bar • Bank connections name the accounts they cover • Budgets and alerts measure against cash out, so a card purchase can't trip a limit before you've paid it • Faster, more accurate category totals throughout Note: if you use cash apps or credit cards, your dashboard total may look different after updating. Nothing was lost — the same money is now counted in one place instead of two, or none. ### 1.8 — 2026-07-24 Improvement to bank reconnect flow, and new Ask Chip date range ability. ### 1.7 — 2026-07-19 Minor changes. ### 1.6 — 2026-07-04 This update makes wunderBudget more reliable and your budget alerts more useful. - Smoother sign-in — if your session expires after a while away, you're now prompted to sign back in cleanly instead of hitting errors. - Stay signed in longer between visits. - Budget alerts now show the numbers behind them (for example, "$812 of $700"), so you always know exactly why you were notified. - Tapping a budget alert reliably opens the right category and month. ## More apps by Widgetal Digital LLC - [YAWA NOAA Weather](https://appshunter.io/ios/app/yawa-noaa-weather/id6757626999) - [POScalculator](https://appshunter.io/ios/app/poscalculator/id6757638867) - [myListApp](https://appshunter.io/ios/app/mylistapp/id6758252223) - [YAWA PWS](https://appshunter.io/ios/app/yawa-pws/id6759227449) - [YAWA Canada](https://appshunter.io/ios/app/yawa-canada/id6760327523) All apps by Widgetal Digital LLC: https://appshunter.io/developer/1867954585 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*