# Wysh: Financial Protection — Wysh: Financial Protection > Financial protection app offering term life insurance and high-yield savings accounts. (iPhone/iPad app by Wysh Life and Health Insurance Company.) - Source: https://appshunter.io/ios/app/wysh-financial-protection/id1576876966 (this page in markdown: same URL + `.md`) - Developer: [Wysh Life and Health Insurance Company](https://appshunter.io/developer/1576876968) - Category: Finance - Price: Free - Rating: 4.55/5 from 20 App Store ratings · 5 written reviews indexed - Age rating: 12+ - Requires: iOS 15.0 · 78 MB - Languages: English - Released: 2021-08-16 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wysh-financial-protection/id1576876966/reviews.md ## What is Wysh? WELCOME TO WYSH Here, we're all about empowering you to secure your future and protect your loved ones. From term life insurance to savings accounts, we're making financial protection for everyone a reality, one Wysh at a time. GET TERM LIFE COVERAGE Apply for Instant and Flexible Coverage: That means no long phone calls or piles of paperwork, hallelujah! It takes 9-ish minutes from application to approval—yes, seriously. Create your Wyshes: From paying off your mortgage to paying for college tuition for your kids, you can create Wyshes that will cover your family's needs if something were to happen to you. Use our free Wysh Builder to work out the exact coverage you need, no more and no less. Meet our Wysh Granters: Our customer service team, can work directly with your lenders to help ensure all your Wyshes are granted, so your loved ones never have to worry. OPEN A SAVINGS+ ACCOUNT Build Savings + Protect Loved Ones: Get an interest rate 10x the national average** + get up to $10,000 in Life Insurance*** No Medical Underwriting, No Minimums, No Fees, No Lock-Ins: Savings+ is available regardless of financial background and health status. *Accounts provided by nbkc bank, Member FDIC. Annual Percentage Yield (APY) of 4.00% is as of August 7, 2023 and may change at any time. No minimum opening deposit or minimum balance required. **National average comparison was made on July 7, 2023 and is based on averaged rates for similar savings products tracked by Nerdwallet who relies on the data from the banks it tracks and cannot be guaranteed. Our rate current as of August 7, 2023. ***Benefit is calculated as a percentage, set by Wysh Financial, LLC, multiplied by the average of the monthly trailing average balance of your account for each of the prior three months. Life Insurance only available between ages 18-79. Benefit for customers between ages 18-64 is 10%. Benefit for customers between ages 65-79 is 1%. Maximum benefit is $10,000. Your coverage becomes effective 91 days after you open an eligible account. Terms subject to change. Wysh is the marketing name for Wysh Life and Health Insurance Company (""""WLHIC"""") and Wysh Financial, LLC (""""WF""""). Insurance products are underwritten by WLHIC. Savings products are offered through WF. WF is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. Prices vary and are subject to underwriting. • Terms and Conditions: https://wysh.com/terms • Online Privacy Policy: https://wysh.com/online-privacy • Customer Privacy Statement: https://wysh.com/privacy-notice • Ad Disclosures: https://wysh.com/l/ad-disclosures Our insurance policies are reinsured by a leading reinsurer with an AM Best A+ rating Copyright © 2023 Wysh Life and Health Insurance Company (formerly known as Greenhouse Life Insurance Company), 720 E. Wisconsin Avenue, Milwaukee, WI 53202 (life and health insurance). Wyshbox is a marketing name for Wysh Life and Health Insurance Company. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Insurance is subject to underwriting. Individual life policy contract: ICC21.SL.TERM(03.2021), Terminal Illness ADB Rider: ICC21.ADB(03.2021), Disability WOP Rider: ICC21.DIS.RIDER(03.2021), Wellness Rider: ICC21.WELL.RIDER(03.2021). Products and their features may not be available in all states. Limitations or restrictions may apply. ## Key features - Instant term life insurance application - Customizable financial 'Wyshes' - High-yield Savings+ account - Up to $10,000 life insurance benefit - No medical underwriting for savings - Wysh Builder tool ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/wysh-financial-protection/id1576876966/reviews.md ### 1/5 — Dishonest money hungry back biting thieves!!!!! *2024-01-24* I WISH I NEVER GOT INVOLVED WITH THIS HORRIBLE COMPANY!!!!! In November I authorized (thousands of dollars) transaction to open a life insurance policy/ savings which was deducted immediately, shortly after my account was locked without me being notified. I am now unable to access those funds and two Wysh representatives asked me to verify my account which I did and they are still holding my funds. They even told me to send bank statements and I was very apprehensive, but I did it anyway. They have so much of my personal information proving who I am, but still not allowed access to my account. This company appears to be fraudulent their website doesn’t reflect their actions. I was told they are working with Chase to verify who I am, but upon talking to a Chase representative he informed me there had been no correspondence with WYSH. WYSH has lied to me multiple times and even advised me twice to have the funds reversed because they can’t help me. Keep in mind my account had been locked since November without a phone call or an email. As soon as they cleared the funds I was locked out of my account without being able to access my funds. I believe they locked my account to use the funds for something else and when I called them out on it they ceased all communication with me with no resolution. I was denied the ability to speak to anyone who was handling my locked account which is odd, it’s like they tricked me into opening account then denied my access to my funds. That reaction tells me they are not truthful and I will never see my money again unless I get help from chase. ### 1/5 — The lies with these people *2022-09-15, version 1.5.0* They didn’t help me at all they say it’s easy online but they give you the run around I’m in perfect health but can’t get life insurance threw them I signed up else where don’t recommend this company **Developer response:** Hello, thank you for your feedback. Sorry to hear that you had a poor occurrence in your journey with us. We work hard to ensure that each customer has a pleasant experience. If there is something that we can improve on, please let us know! ### 5/5 — Fast, intuitive, and easy to understand *2021-08-30, version 1.0.1* Fast, intuitive, and easy to understand life insurance that meets me where I am on my financial journey **Developer response:** Hello, thanks for sharing! Very happy that you had a great experience! ### 5/5 — Fast intuitive and relevant life insurance *2021-08-24, version 1.0* Wyshbox is the easiest way to buy life insurance. Wyshes help you figure out what coverage is right for your life. The application process is fast, and the questions don’t require any information that’s not already in your head. **Developer response:** Hey there, thank you for your feedback! Happy to hear that the application process was quick and simple for you! ### 5/5 — Bought life insurance in 15 mins *2021-08-17, version 1.0* Super easy to use and loved how the wysh builder tool helped me understand exactly how much life insurance I needed to buy. **Developer response:** Hi! Thanks for your feedback! We're thrilled that you found the process to be easy and intuitive! ## Frequently asked questions about Wysh ### How long does it take to get approved for Wysh term life coverage? The application process for Wysh term life coverage is designed to be quick, typically taking around 9 minutes from application to approval. This aims to eliminate lengthy phone calls and extensive paperwork for users. ### What is the interest rate for the Wysh Savings+ account? The Wysh Savings+ account offers an Annual Percentage Yield (APY) of 4.00% as of August 7, 2023, which is noted as being 10x the national average. This rate is subject to change. ### What is the maximum life insurance benefit offered with the Savings+ account? Customers can receive up to $10,000 in life insurance with the Savings+ account. This benefit is calculated as a percentage of the account's average monthly balance over the prior three months and becomes effective 91 days after opening an eligible account. ### Does Wysh require a medical exam for its Savings+ account? No, the Wysh Savings+ account does not require medical underwriting, nor does it have minimum balance requirements, fees, or lock-in periods. It is designed to be accessible regardless of financial background or health status. ### What types of financial needs can be covered by Wysh 'Wyshes'? Users can create 'Wyshes' to cover various family needs, such as paying off a mortgage or covering college tuition for children. The free Wysh Builder tool helps determine the exact coverage needed. ### Is Wysh available on Android devices? Based on the provided data, Wysh is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available in this data. ### How often is Wysh updated? The latest version of Wysh is 2.1.19, and it was last updated on December 12, 2024. This indicates a relatively recent update, suggesting ongoing development and maintenance. ### What is the age rating for Wysh? Wysh has an age rating of 12+, making it suitable for users aged 12 and older. This rating is based on the content and nature of the application. ## Version history (last 5 releases) ### 2.1.19 — 2024-12-12 Bug fixes ### 2.1.18 — 2024-11-11 Bug fixes ### 2.1.17 — 2024-10-14 Bug fixes ### 2.1.16 — 2024-09-16 Bug fixes ### 2.1.15 — 2024-08-26 Bug fixes ## Apps similar to Wysh | App | Rating | Price | Category | | --- | --- | --- | --- | | [Term Life Insurance Quotes](https://appshunter.io/ios/app/term-life-insurance-quotes/id871347752) | 5.0 (2) | Free | Finance | | [Nexus: Keep Your Cash Invested](https://appshunter.io/ios/app/nexus-keep-your-cash-invested/id1639928752) | 4.8 (8) | Free | Finance | | [Life Insurance Quotes by IXN](https://appshunter.io/ios/app/life-insurance-quotes-by-ixn/id498810027) | 4.7 (6) | Free | Finance | | [TIPs Life Insurance Quoting](https://appshunter.io/ios/app/tips-life-insurance-quoting/id1460041373) | 5.0 (4) | Free | Finance | | [Avocado Finance: Money Manager](https://appshunter.io/ios/app/avocado-finance-money-manager/id1506328729) | 4.4 (55) | Free | Finance | | [Onyx Private: Bank & Invest](https://appshunter.io/ios/app/onyx-private-bank-and-invest/id1601866737) | 4.3 (69) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*