# X-money \| AI Expense Manager — No manual input needed

> AI-powered personal finance manager for automated expense tracking and budgeting. (iPhone/iPad app by TMI-Soft.)

- Source: https://appshunter.io/ios/app/x-money-ai-expense-manager/id6744131964 (this page in markdown: same URL + `.md`)
- Developer: [TMI-Soft](https://appshunter.io/developer/1806237191)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 3.80/5 from 4 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0.0 · 78 MB
- Languages: American English, Vietnamese
- Released: 2025-04-17
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/x-money-ai-expense-manager/id6744131964/reviews.md

## What is X?

X-money is a personal finance management app designed to simplify how you track expenses and manage your money. With advanced AI technology, X-money automatically categorizes transactions, helping you understand your spending habits more clearly.

▼ Main Features:

* Chat or use voice to record income and expenses
* Upload receipts or take photos to log transactions
* Multiple users sharing one wallet (couples, friends, groups…)
* Manage multiple wallets for different purposes
* App lock for enhanced security
* Multi-language support
* Spending limit alerts by category

▼ X-money helps you:

* Manage your finances quickly and intelligently
* Gain clear insights into your personal financial situation
* Control your spending effectively
* Achieve your saving and investment goals

▼ Contact Information
Email: [contact@x-money.app](mailto:contact@x-money.app)
Website: [https://x-money.app](https://x-money.app)

---

Subscription Information
X-money Premium is an auto-renewing subscription that provides advanced features such as:

* Unlimited transactions
* No ads
* Smart spending alerts
* Unlimited wallets
* Wallet sharing with friends & family
* Priority support

Payment will be charged to your Apple ID account. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
You can manage or cancel your subscription in your Apple ID Account Settings after purchase.

Terms of Use (EULA): [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
Privacy Policy: [https://x-money.app/privacy/](https://x-money.app/privacy/)

## Key features

- AI-powered transaction categorization
- Voice and chat transaction logging
- Receipt photo and upload logging
- Shared wallet functionality
- Multiple wallet management
- Spending limit alerts
- App lock security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $5.99 | per month |
| Yearly Plan | $59.99 | per year |
| Weekly Plan | $0.99 | per 7 days |
| Weekly Plan | $0.59 | per 7 days |
| Yearly Plan | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Plan | $99.99 | one-time |
| Lifetime Plan | $99.99 | one-time |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/x-money-ai-expense-manager/id6744131964/reviews.md

### 5/5 — Seamless Bold Interface

*2026-07-04*

Ease of use. Comprehensive. Plethora of beneficial utilities. Well designed and reliable

### 5/5 — Game changer

*2026-03-09*

Really excited to see and try this. It’s good for everyone.

### 5/5 — Quản lý 4-5 tài khoản rất tiện

*2025-06-16*

Ghi chú mong có thể nhỏ hơn,  ngày tháng nên cho vào trong tin nhắn luôn
Thêm tiền nhật cho tiện

**Developer response:** X-money rất vui khi biết bạn có trải nghiệm tốt. Có bất kỳ mong muốn hoặc góp ý thêm, đừng ngần ngại liên hệ với chúng tôi ở phần Góp ý trong X-money nhé.

### 5/5 — Thêm tiền yên nhật

*2025-06-06*

Mong admin sớm hỗ trợ thêm tiền nhật

## Frequently asked questions about X

### Does X-money have ads?

Yes, X-money contains advertisements. Users can remove ads by subscribing to X-money Premium, which offers an ad-free experience along with other advanced features.

### What are the subscription options for X-money Premium?

X-money Premium offers several subscription plans, including weekly, monthly, and yearly options. Some plans provide a free trial period, and prices range from $0.59/week to $59.99/year.

### How can I manage or cancel my X-money subscription?

You can manage or cancel your subscription within your Apple ID Account Settings after making a purchase. Auto-renewal can be turned off at least 24 hours before the current period ends.

### What devices does X-money support?

X-money is available for iPhone and iPod. It is designed for users who want to manage their finances on Apple mobile devices.

### How secure is X-money?

X-money includes an app lock feature for enhanced security, helping to protect your financial data. The app also has a privacy policy detailing data handling practices.

### What is the update frequency for X-money?

The latest version of X-money is 2.21.1, last updated on March 11, 2026. This indicates regular updates to improve functionality and add new features.

### Can multiple users share a wallet in X-money?

Yes, X-money allows multiple users to share a single wallet, making it suitable for couples, friends, or groups who want to manage shared expenses collaboratively.

### What age rating does X-money have?

X-money has an age rating of 4+, meaning it is suitable for users of all ages. This indicates no mature content is present in the application.

## Version history (last 5 releases)

### 2.21.1 — 2026-03-11

- Feature improvements and bug fixes

### 2.21.0 — 2026-03-10

- Added Plan Information screen.
- Users now receive notifications upon approval or cancellation of withdrawal requests.
- Bug fixes and feature improvements.

### 2.20.0 — 2026-03-03

- Bug fixes and feature improvements

### 2.19.0 — 2026-02-23

- Share products from Shopee/TikTok directly to the app
- Added detailed order status timeline
- Added default cashback shopping screen
- Bug fixes and improvements for creating transactions from images

### 2.18.0 — 2026-02-06

• Blind Box: Unbox surprises and win rewards instantly.
• Earn cash rewards after completing your first order.
• Refer friends: Get rewarded when your friend completes their first successful order.

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## More apps by TMI-Soft

- [Nini AI Pregnancy & Baby track](https://appshunter.io/ios/app/nini-ai-pregnancy-and-baby-track/id6751938911)

All apps by TMI-Soft: https://appshunter.io/developer/1806237191

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*