# X Money: Expense Tracker — Private Offline Budget Planner

> Private Offline Budget Planner (iPhone/iPad app by 晓 杨.)

- Source: https://appshunter.io/ios/app/x-money-expense-tracker/id6796619724 (this page in markdown: same URL + `.md`)
- Developer: [晓 杨](https://appshunter.io/developer/1874660295)
- Category: Finance, Productivity
- Price: $3.99
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: American English
- Released: 2026-09-02
- Data updated: 2026-09-17
- User reviews in markdown: https://appshunter.io/ios/app/x-money-expense-tracker/id6796619724/reviews.md

## What is X Money?

X Money is a private, offline expense tracker and budget planner for people who want a clear view of the records they enter—without creating an account or connecting a financial institution.

Track everyday money
Log expenses, income, refunds, and recorded moves between your local accounts. Organize activity with your own accounts and categories, then search and filter when you need a specific entry.

Plan the month
Set one monthly budget plus category budgets. See upcoming recurring items and a practical safe-to-spend-today estimate based on the plan and records you enter.

Understand your patterns
Review recorded balances, cash flow, category breakdowns, and trends in a clear, modern layout.

Private by design
Your working records stay in the app's local sandbox. There is no sign-in, developer cloud account, bank connection, advertising, or analytics.

Back up on your terms
Create a password-protected full backup for later restore, or export a readable CSV copy through the system share sheet.

One purchase. No subscription.

X Money is a manual record-keeping tool. It does not connect to financial institutions, hold funds, initiate payments, or execute financial transactions. Balances, insights, budgets, and estimates depend entirely on the information you enter.


## Version history (last 2 releases)

### 1.0.1 — 2026-09-05

Core overview, activity, budget, insights, and settings screens now adapt to supported device languages. X Money also recommends a base currency from your region and uses local currency symbols, number separators, and dates. Your records remain private and offline.

### 1.0.0 — 2026-09-03

No release notes.

## More apps by 晓 杨

- [Angry AI: Roast Chatbot](https://appshunter.io/ios/app/angry-ai-roast-chatbot/id6799163915)

All apps by 晓 杨: https://appshunter.io/developer/1874660295

## Related topics

[x money ledger](https://appshunter.io/ios/topics/x-money-ledger)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*