# X World Wallet: Visa Card — Spend & earn cash rewards

> Digital multi-currency account with Visa card for spending, earning rewards, and currency exchange. (iPhone/iPad app by Rev Worldwide.)

- Source: https://appshunter.io/ios/app/x-world-wallet-visa-card/id1578472464 (this page in markdown: same URL + `.md`)
- Developer: [Rev Worldwide](https://appshunter.io/developer/509266090)
- Category: Finance, Travel
- Price: Free
- Rating: 3.96/5 from 152 App Store ratings · 71 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 169 MB
- Languages: English
- Released: 2021-08-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/x-world-wallet-visa-card/id1578472464/reviews.md

## What is X World Wallet?

WELCOME TO THE X WORLD WALLET, the new mobile banking solution for your money combining payments, loyalty, and exchange currency to maximize convenience and the value of your money with no application fees, credit checks, or interest charges.

“Better than my bank. I really like how X lets me decide when to cash in my points and when I do allow me to use them everywhere my cards work.”

“Solid features, amazing value. I was able to set up a bank account in less than 3 min. The ability to move across currencies without any fees or minimums is simply not possible with other bank accounts.”

“Bright idea for international travelers. I used to exchange local currency at the airport. This app saved me money on transaction fees and gave me a better rate vs the currency exchange at the airport.”

The X World Wallet is a multi-currency digital money account that automatically comes with a Visa debit card you can reload easily from your bank accounts to earn points at Visa merchants worldwide, and more.

WORLDWIDE ACCEPTANCE
Your X World Wallet Visa card is accepted everywhere, including online merchants and ATMs globally. In addition to using your X card in stores, you can also add it to your wallet on ApplePay, Google Pay, and Samsung Pay for tap n’ go purchases. Your X Wallet also comes with a virtual credit debit card you can use to shop online at merchants you don’t feel comfortable using your physical card.

SPEND AND EARN POINTS FOR CASH REWARDS
X rewards you everywhere you go, at home or abroad, then gives you the freedom to spend the points earned anywhere your X cards are accepted. Enjoy X Points on daily purchases, for booking travel, or simply referring someone to the club, and more.

- Earn 3X Points on Dining, Entertainment and Charitable Contribution Transactions.
- Earn 2X Points on Airlines and Hotel Purchases, Monthly Subscription Services, and at Select E-Commerce Sites and Rideshare Services such as Walmart.Com, Target.Com, Amazon.Com, Uber, Doordash, Hulu, Netflix, Spotify, and many others.
- Earn 1X Points on All Other Qualifying* Everyday Purchases.

REAL-TIME FOREIGN CURRENCY EXCHANGE
Using the X Wallet app you can lock in foreign exchange rates before you travel to avoid paying higher rates at the point of sale. Once you load your X Wallet with your home currency, you can then exchange money into any of the following foreign currencies:
- USD
- Euro
- Great British Pound
- Mexican Peso
- Canadian Dollar

* Please refer to X World Club Membership Agreement for definitions and earn rates for Qualifying Purchases that are within the categories of Dining, Entertainment, Charitable Contributions, Airlines, Hotels, Select E-Commerce Sites, Select Rideshare & Delivery Services, and Select Online Subscription Services. The earn rate is based on each US Dollar (or its equivalent) spent on such Qualifying Purchases.

## Key features

- Multi-currency digital account
- Reloadable Visa debit card
- Earn cash rewards points
- Real-time foreign currency exchange
- Worldwide acceptance
- Add to Apple/Google/Samsung Pay

## What do users think of X World Wallet?

Overall sentiment: negative

**Pros**

- 🌍 Easy multi-currency exchange and conversion
- 💰 Rewards points on transactions
- ✈️ Excellent for international travel
- 👍 User-friendly and intuitive interface
- 🚀 Fast account setup and virtual card creation
- 💳 Works globally with multiple currencies
- 🎁 Generous rewards program with flexible redemption

**Cons**

- 🚫 Arbitrary account closures without clear explanation
- 💸 Money held after account suspension with no refund process
- 😤 Extremely poor customer service and slow response times
- ❌ Card frequently declined at retailers
- ⚠️ Suspicious account blocking practices
- 🔐 Vague terms and conditions enforcement
- 💳 Limited merchant acceptance
- 📱 Technical glitches and app functionality issues

**Commonly reported bugs**

- Account creation fails for some users
- Card declined despite sufficient funds
- Apple Pay integration issues requiring PIN
- Login and account access problems
- Withdrawal option missing or delayed
- App freezing and glitches
- Inconsistent debit card acceptance (Cash App vs Chase)

**Most requested features**

- Add Taiwan, Japan, Hong Kong, Singapore currencies
- Savings account feature
- Clearer account suspension communication
- Improved PIN management for Apple Pay
- Better merchant compatibility

## Recent user reviews (10 of 71)

All indexed reviews: https://appshunter.io/ios/app/x-world-wallet-visa-card/id1578472464/reviews.md

### 1/5 — Do not open an account with these people

*2025-02-25, version 1.19.2*

They will close your account by any activity and their customer service is horrendous. Please download Revolut which has far better benefits than this company.

### 1/5 — DON’T SIGN UP!!

*2025-02-22, version 1.19.2*

They will close your account after depositing and say it’s because you broke their terms and conditions but they never say exactly what you did. Then make you jump through hoops to get your money back. IT’S ALL A SCAM!!!!!

### 1/5 — New Account

*2024-12-09, version 1.18.1*

No sign up

### 1/5 — Worsted financial institution ever

*2024-08-26*

I’ve been on this earth since 1973 an never in my life had a“”financial institution like this “” Hello any one that is reading this please follow the comments DO NOT install the app and give it your personal information , after your account is open 2 to 3 weeks after you were going to experiencing bad experience with this financial institution and their customer service is garbage like a garbage truck it stink

### 1/5 — Account

*2024-08-01, version 1.14.1*

It said failed to create account

### 1/5 — Useless card

*2024-07-10, version 1.12.0*

This card has no use as nobody accepts it. I call customer service to complain about how every time I try to use it, it prompts for a pin and there’s supposedly no pin required. I’ve tried to use it for simple things like Apple Pay and it can’t even be accepted there for app purchases Lol. Useless card; it’s a wannabe Revolut card. Don’t waste your time

### 3/5 — 3.00 Dollar Fee

*2024-06-18, version 1.12.0*

Meh, I’m not sure about this yet, as it charges a monthly 3 dollar fee.

### 3/5 — Add other travel currencies

*2024-02-29, version 1.9.7*

Please add these currencies to your list of current currency accepted: Taiwan, Japan, Hong Kong, Singapore

### 1/5 — Scam

*2024-02-24, version 1.9.7*

They closed my account and won’t return my money.  They said I used the account not within their rules.  I used it to buy on Amazon.  It’s my money and they will not return it.

### 1/5 — Absolute trash

*2024-02-15, version 1.9.7*

Like the other reviews have stated, they close accounts randomly and give you no answers about how to access your funds. Do not deposit money here unless you want these people to play games.

## Frequently asked questions about X World Wallet

### What is the X World Wallet app?

The X World Wallet is a mobile banking solution that combines payments, loyalty, and currency exchange. It provides a multi-currency digital money account linked to a Visa debit card, allowing users to spend, earn rewards, and exchange currencies conveniently.

### How does the Visa card work with the app?

The app comes with a reloadable Visa debit card that is accepted worldwide, both online and at ATMs. You can also add it to your mobile wallets like ApplePay, Google Pay, and Samsung Pay for tap-and-go purchases. A virtual card is also available for online shopping.

### What are the costs associated with using X World Wallet?

The app is free to use and does not have application fees, credit checks, or interest charges. Users can exchange money between currencies without any fees or minimums, and the Visa card is accepted globally.

### Can I use this app for international travel?

Yes, this app is ideal for international travelers. You can lock in foreign exchange rates before you travel, avoiding higher rates at the point of sale. The Visa card offers worldwide acceptance, and you can exchange money into various foreign currencies like USD, Euro, GBP, Mexican Peso, and Canadian Dollar.

### How do I earn rewards with X World Wallet?

You earn X Points on daily purchases made with your X World Wallet Visa card, both at home and abroad. Specific categories like dining, entertainment, and charitable contributions earn 3X points, while airlines, hotels, and select e-commerce sites earn 2X points. All other qualifying everyday purchases earn 1X points.

## Version history (last 5 releases)

### 1.19.4 — 2025-06-23

This new version brings app enhancements

### 1.19.3 — 2025-05-23

This new version brings app enhancements

### 1.19.2 — 2025-01-20

In this new version we bring app enhancements

### 1.19.1 — 2024-12-30

This release will bring new app enhancements

### 1.19.0 — 2024-12-20

This version will bring app enhancements.

## Apps similar to X World Wallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [Secure Card Manager & Wallet](https://appshunter.io/ios/app/secure-card-manager-and-wallet/id1405577445) | 4.5 (503) | Free | Finance |
| [Curve Pay : Wallet pour Cartes](https://appshunter.io/ios/app/curve-pay-wallet-pour-cartes/id1049397112) | 4.5 (1,702) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,299,362) | Free | Finance |
| [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (23,148) | Free | Finance |
| [Wallet. Secure bank card safe](https://appshunter.io/ios/app/wallet-secure-bank-card-safe/id1259742455) | 4.2 (119) | Free | Finance |

## More apps by Rev Worldwide

- [Global Wallet®](https://appshunter.io/ios/app/global-wallet/id655286959)
- [Travelezplus](https://appshunter.io/ios/app/travelezplus/id961707297)
- [Etihad Guest Walletplus](https://appshunter.io/ios/app/etihad-guest-walletplus/id964898187)
- [AAE Travel Card - Al Ansari Exchange's Multi Currency VISA Prepaid card](https://appshunter.io/ios/app/aae-travel-card-al-ansari-exchanges-multi-currency-visa-prepaid-card/id964983176)
- [Itaú Global Wallet](https://appshunter.io/ios/app/itau-global-wallet/id1541128970)

All apps by Rev Worldwide: https://appshunter.io/developer/509266090

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*