# X记账-本地账本 — 付款后轻点·本地账本·消费分析

> Local ledger for quick expense tracking and consumption analysis. (iPhone/iPad app by 皓翔 邓.)

- Source: https://appshunter.io/ios/app/x/id6783287530 (this page in markdown: same URL + `.md`)
- Developer: [皓翔 邓](https://appshunter.io/developer/6780581863)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: Chinese (Simplified, China)
- Released: 2026-07-25
- Data updated: 2026-10-11
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/x/id6783287530/reviews.md

## What is X记账?

X记账是一款以“今日消费状态”为核心的本地账本。打开 App，就能快速看到今天花了多少、主要花在哪些类型，以及本月预算是否仍在控制范围内。

付款后快速记录
在微信、支付宝、Apple Pay 或其他付款成功页，你可以配合一个个人快捷指令和“轻点背面”快速记录。触发后依次显示“识别中…”与识别结果，并在灵动岛中核对金额、商户、消费场景和扣款账户后保存。连续确认并主动开启后，完整且高可信的结果也可自动保存；其他结果仍交由你确认。

隐私优先的本机识别
付款截图只由你主动通过快捷指令传入，并使用 Apple Vision 在本机识别。X记账不会主动读取其他 App、聊天、通知或相册，不保存原始付款截图，也不会上传账单数据。

清楚掌握消费状态
• 今日支出与昨日对比
• 消费类型分布
• 周、月、年消费趋势
• 月度预算与超支状态
• 资产、负债及扣款账户记录
• 待处理账单集中确认

快速访问
• iPhone 桌面小组件
• 锁屏与灵动岛待确认提醒
• App 快捷指令与个人自动化
• CSV 账单导出

30 天完整试用与会员
从首次使用起，你可以完整试用 X记账 30 天，无需先选择订阅，也不会自动扣费。试用结束后，可选择年度会员或一次性永久买断，以继续使用新增、编辑、预算、账户、付款截图识别和自动记账等完整功能。

年度会员按年自动续期，实际价格和结算币种以 App Store 购买确认页为准，可在 Apple 账户中管理或取消；永久买断只需购买一次，不会自动续费。App 内支持恢复购买。

试用结束后，如果尚未购买或年度会员已到期，已有账单仍可查看、导出 CSV 和删除；新增、编辑、预算、账户、分类、截图识别及自动记账需要有效会员或永久买断。

无需注册账号。数据默认保存在本机，由你自己掌控。

使用条款：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
隐私政策：https://tall-axolotl-1b5.notion.site/X-38e464420afe8065b0c3e7f403a74c0b

## Key features

- Quick payment recording
- Local data processing for privacy
- Daily and monthly spending analysis
- Budget tracking and overspending alerts
- CSV export for bills
- Widget and Lock Screen integration

## Is X记账 safe?

Not enough ratings yet to assess X记账.

## Is X记账 legit?

X记账-本地账本 has limited verification signals. The AppsHunter Legitimacy Score for X记账 is 50 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/x/id6783287530/reviews.md

### 5/5 — 非常简约的一款的记账软件

*2026-09-07*

这款记账软件真的精准抓住了记账人的核心痛点！
想安安静静简单记账，不需要花里胡哨的多余功能。可以清晰记录每一笔消费的用途，还能选择是哪张银行卡、哪个支付APP支出，账目来源一目了然。
界面极简干净，没有广告弹窗，全部功能排布清晰。
最惊喜的是快捷记账，提前设置好，轻敲手机背面两下就能快速唤起记账弹窗，不用层层点开APP，解决了很多人嫌麻烦半途放弃记账的问题。
对比市面上动辄一百多一年的记账工具，它性价比拉满，年费仅十块钱，买断也才十八元。开发者也会持续更新维护，用心在做产品，非常值得入手。

## Frequently asked questions about X记账

### How does X记账 protect my privacy?

X记账 prioritizes privacy by processing payment information locally on your device using Apple Vision. It does not actively read other apps, notifications, or your photo library, and it does not save or upload your billing data.

### What features are available during the 30-day free trial of X记账?

During the 30-day trial, you can fully use all features of X记账, including adding, editing, budget management, account tracking, payment screenshot recognition, and automatic bookkeeping, without any initial charge.

### What happens to my data in X记账 after the trial ends if I don't purchase?

After the trial ends, you can still view, export (CSV), and delete your existing bills. However, to add new entries, edit existing ones, use budgeting, manage accounts, or utilize screenshot recognition and auto-bookkeeping, you will need to purchase a membership or a permanent license.

### Can I use X记账 on devices other than iPhone?

Based on the provided data, X记账 is currently supported on iPhone devices only. There is no information available regarding support for other platforms like iPad or Android at this time.

### How often is X记账 updated?

The app was last updated on August 5, 2026, with version 1.0.3. This indicates a recent update, suggesting the developer is actively maintaining and improving the application.

### What are the purchase options for X记账?

X记账 offers an annual membership that auto-renews, or a one-time permanent purchase for lifetime access. You can manage or cancel your subscription through your Apple account.

### Does X记账 require an account to use?

No, X记账 does not require you to register an account. Your data is stored locally on your device, giving you complete control over your financial information.

## Version history (last 4 releases)

### 1.0.3 — 2026-08-05

• 新增商户标准化、分类词库与本地纠错学习，提升消费场景识别准确率。
• 综合商户、商品、平台与交易状态识别微信、支付宝等复杂付款页。
• 识别失败时可直接手动补录金额与场景，不中断快速记账流程。
• 修复场景按钮偶发选错的问题，并优化灵动岛核对界面。
• 精简会员、关于、隐私政策与自动记账入口，界面更清晰一致。
• 优化稳定性与细节体验；账单和纠错记录继续只保存在本机。

### 1.0.2 — 2026-08-02

• 提升微信、支付宝等复杂付款页的金额、商户、场景和扣款账户识别准确率。
• 识别失败时可直接手动补录金额与场景，不中断快速记账流程。
• 修复场景按钮偶发选错的问题，并优化灵动岛核对界面。
• 精简会员、关于、隐私政策与自动记账入口，界面更清晰一致。
• 优化稳定性与细节体验。

### 1.0.1 — 2026-08-01

X记账首个正式版本：支持快速收支记录、付款截图本机识别、消费趋势、月度预算、账户管理、桌面小组件、灵动岛核对和 CSV 导出。

本次更新将付款截图快捷记账收敛为一个快捷指令，优化“识别中… → 识别结果”的反馈、复杂付款页的金额与场景识别，以及灵动岛核对布局。新增账户入口，并精简重复的快捷动作。

首次使用起可完整试用 30 天；试用结束后可选择年度会员或永久买断，并支持恢复购买和订阅管理。未购买或年度会员到期时，已有账单仍可查看、导出和删除。账单、付款截图和导出文件不会上传到开发者服务器。

### 1.0 — 2026-07-25

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*