# Xe Money Transfer & Currency — Send Money Abroad in Minutes

> International money transfer, currency exchange, and converter app. (iPhone/iPad app by XE.com Inc..)

- Source: https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195 (this page in markdown: same URL + `.md`)
- Developer: [XE.com Inc.](https://appshunter.io/developer/315241198)
- Category: Finance, Travel
- Price: Free
- Rating: 4.80/5 from 124,757 App Store ratings · 3,096 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 71 MB
- Languages: American English
- Released: 2009-05-20
- Data updated: 2026-09-05
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195/reviews.md

## What is Xe Money Transfer & Currency?

Xe is the trusted international money transfer app, currency converter, and live exchange rate tracker. Backed by over 30 years of experience, Xe helps you send, convert, and manage money worldwide with confidence.

Transfer money to 190+ countries in 130+ currencies, check live exchange rates, and create accounts in multiple currencies, all from one secure app trusted by millions.
Whether you're sending money home to family, paying tuition overseas, settling international bills, buying property abroad, or moving money between your own accounts, Xe makes international money transfers fast, transparent, and simple.

- Send Money Internationally -
• Move money across borders in a few taps.
• Send money to 190+ countries in 130+ currencies
• Deliver to bank accounts, mobile wallets, and cash pickup (where available)
• Pay by Apple Pay, debit card, credit card, direct debit, or bank transfer
• Track every international money transfer from send to delivery
• Most Xe transfers arrive within minutes — fast when timing matters
• Send remittances, pay bills, fund tuition, buy property, or send a gift

- Live Exchange Rates & Currency Converter - 
• Stay ahead of currency markets with tools built on three decades of FX expertise.
• Check live exchange rates for every major currency pair
• Convert currency instantly with the Xe Currency Converter
• Compare exchange rates before you send money abroad
• Track foreign exchange (FX) movements in real time
• Set rate alerts and get notified when your rate hits
• Spot the moment exchange rates move in your favor

- Multi-Currency Accounts - 
• Hold, convert, and send money on your schedule.
• Hold balances in multiple currencies including USD, GBP, EUR, CAD, AUD, JPY and more
• Convert between currencies when the exchange rate is right for you
• Keep funds ready for your next international transfer
• Manage your global money in one place 
Available currencies depend on your region and account eligibility.

- Why Millions Choose Xe -
• 30+ years of trusted money movement — Xe has helped 100M+ users send money across borders since 1993
• Bank-level encryption to help protect your money and data
• Transparent exchange rates and clear transfer fees shown before you send
• Licensed and regulated in the markets where we operate, including FinCEN registration in the United States
• Real human support when you need it

- Popular Routes -
Send money to INR (Indian rupee), MXN (Mexican peso), PHP (Philippine peso), EUR (Euro), USD (US dollar), COP (Colombian peso), XOF (West African CFA franc), CAD (Canadian dollar), GBP (British pound), THB (Thai baht), ZAR (South African rand), MAD (Moroccan dirham), PKR (Pakistani rupee), AUD (Australian dollar), IDR (Indonesian rupiah), AED (UAE dirham), NGN (Nigerian naira), NAD (Namibian dollar), GHS (Ghanaian cedi), MYR (Malaysian ringgit), NZD (New Zealand dollar), XAF (Central African CFA franc), DOP (Dominican peso), SAR (Saudi riyal), CLP (Chilean peso), ILS (Israeli shekel), PEN (Peruvian sol), BWP (Botswana pula), ETB (Ethiopian birr), JMD (Jamaican dollar), KRW (South Korean won), TRY (Turkish lira), GTQ (Guatemalan quetzal), VND (Vietnamese dong), LKR (Sri Lankan rupee), JPY (Japanese yen), HNL (Honduran lempira), KES (Kenyan shilling), JOD (Jordanian dinar), BDT (Bangladeshi taka), BRL (Brazilian real), SEK (Swedish krona), CZK (Czech koruna), PLN (Polish zloty), RON (Romanian leu), ARS (Argentine peso), HUF (Hungarian forint), CNY (Chinese yuan), EGP (Egyptian pound), HKD (Hong Kong dollar), and 45+ more.

Download Xe today to send money abroad, check live exchange rates, convert currency, track transfers, and manage multi-currency balances. International money transfer, made simple.

Available currencies, destinations, payment and payout methods, transfer speed, fees, exchange rates, balances, and services may vary by country, region, account type, verification status, and individual transaction details. Transfer times are estimates and not guaranteed.

## Key features

- Send money internationally to 200+ countries
- Transfer across 100+ currencies
- Check live exchange rates
- Set rate alerts
- Fast and secure transfers
- Flexible payment and payout methods
- Track money transfers

## What do users think of Xe Money Transfer & Currency?

Overall sentiment: neutral

**Pros**

- 🚀 Accurate and up-to-date exchange rates
- 👍 Easy to use and navigate
- 🌍 Supports a wide range of currencies
- 🔒 Secure money transfer service
- 💰 Competitive exchange rates for transfers

**Cons**

- 🐛 App crashes and freezes after updates
- 📊 Reduced functionality and poor UI changes in recent updates
- 🕰️ Slow money transfer processing times
- 🚫 Accounts closed without explanation
- 💲 Misleading exchange rates and hidden fees for transfers

**Commonly reported bugs**

- App not loading or updating rates properly
- Conversion calculator not working as expected
- Inability to paste copied amounts
- Forced app updates causing loss of functionality

**Most requested features**

- Bring back the old, more user-friendly UI
- Add option to view inverse exchange rates
- Improve offline functionality for currency conversion
- Implement a dark mode theme
- Restore the home screen widget

## Recent user reviews (10 of 3,096)

All indexed reviews: https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195/reviews.md

### 1/5 — How to ruin an app

*2026-09-03, version 8.0.2*

A case study in “if it’s not broken”. XE worked absolutely fine for years & now they’ve broken useful functions with trashy redesign.  Assets disappeared (why remove XAU?!!!!) - 20 strong list of currencies gone - WHY???!!

Once best in the market - now utter trash.

### 1/5 — What a mess

*2026-09-03, version 8.0.2*

Why do you have to change a perfectly working app? Perhaps by an incompetent!

### 1/5 — App update is appalling

*2026-09-03, version 8.0.2*

Xe took a handy to use app and updated it to an appalling to use new version.

### 1/5 — New  interface is horrible

*2026-09-03, version 8.0.2*

New interface is horrible
Overlapping text
Down arrow for enter 
No AC button
Must have pinned currency
So confusing
Bring back the previous version

### 1/5 — Uninstalled

*2026-09-03, version 8.0.2*

Change the home page to transfer instead of convert? No problem. Uninstalled and won’t be back. Plenty of other options.

### 1/5 — Quite possibly the worst app update of all time

*2026-09-03, version 8.0.2*

Update so bad that when you tap a currency the keyboard that pops up completely covers the number field. Uninstalled and won’t be back unless it reverts to the old design.

### 1/5 — Well, it used to be great

*2026-09-03, version 8.0.2*

I use this app for work and loved its simplicity. It now isn’t, it loads on the transfer page and have to select convert. The functionality on the convert screen is clunky with buttons over buttons, I’m constantly pressing the wrong thing. Can you please change it back!! If it ain’t broke don’t try and fix it.

### 2/5 — An upgrade that is not

*2026-09-03, version 8.0.2*

It was great app but after the latest upgrade the interface looks more like a web page, and really does not deserve to be called an app. It also lost some functionality: user cannot see anymore the timeline graphs showing the value changes of gold, silver, bitcoin, etc., which was great features in previous version. ‘Thank you’ for making your ‘app’ unattractive and dysfunctional.

### 1/5 — They hold your money and make you go through unnecessary process

*2026-09-03, version 8.0.2*

I have been using them for 3 years and can see that the service is becoming very bad. I sent s transfer to a member of family that I always send to, they asked for additional documents which I provided, they took so long to reply just to ask me why I transferred from my saving to my current account (well because I can’t pay from saving account). Anyways they help my money and refused to give me any information. They were trying to hold them as long as possible (god knows why), rang my bank they says what XE is doing is not right and told me to raise a charge back if they hold it for longer.
Also they dont like it when you start questioning their steps and process of handling your money.
Very disappointed! Please dont trust your money with them !

### 1/5 — Latest update is terrible

*2026-09-03, version 8.0.2*

This has been my go-to app for years. Your latest update has made your app so unnecessarily complicated to use that I will be looking for alternatives. I can’t understand why you’ve wrecked a perfectly good product.

## Frequently asked questions about Xe Money Transfer & Currency

### What does the Xe app do?

The Xe app is a comprehensive tool for international money transfers and currency exchange. It allows users to send money to over 200 countries, exchange over 100 currencies, check live exchange rates, and set rate alerts. It aims to provide a fast, secure, and reliable way to manage global financial transactions.

### What are the key features of Xe?

Key features include sending money internationally to over 200 countries, transferring across 100+ currencies, checking live mid-market rates, setting rate alerts, and tracking transfers. It also offers flexible payment methods like bank transfer, direct debit, debit card, and credit card, with various payout options for recipients including bank deposit, cash pickup, and mobile wallets.

### Is Xe free to use?

The app itself is free to download and use for checking rates and initiating transfers. While the app is free, there are costs associated with the money transfer service itself, which are detailed during the transfer process. The description also mentions a referral program where users can earn bonuses.

### What payment and payout methods are supported?

For sending money, users can choose from bank transfer, direct debit/ACH, debit card, or credit card. For recipients, payout methods include direct bank deposit to hundreds of major banks globally, cash pickup at over 500,000 locations in 150+ countries, and direct transfers to mobile wallets in 35+ countries.

### Who is the target audience for this app?

This app is designed for individuals and businesses who frequently need to send money internationally, exchange currencies, or make global payments. It's particularly useful for those sending money to friends and family abroad, paying for international goods and services, or managing foreign currency needs.

## Version history (last 5 releases)

### 8.0.3 — 2026-09-04

Thanks for using Xe! This update brings a smoother, faster experience:

• Faster app startup so you're ready to go more quickly
• Smoother scrolling and animations throughout the app
• Improved exchange rate charts
• A cleaner, more polished look in a few areas
• Various performance improvements and minor fixes

We're always working to make Xe better. Keep the app updated for the best experience.

### 8.0.2 — 2026-08-25

We fixed a few bugs and made some upgrades to make your Xe-perience even smoother. Download the latest version today.

### 8.0.1 — 2026-08-23

Dark Mode is here
You asked, we built it. A darker look that's easier on the eyes, day or night.

The currency converter widget is back
Live mid-market rates on your home screen — no app needed.

Stay ahead of currency movements
Live rates, alerts, and market insights from Xe — so you can send with confidence.

Track transfers from the home screen
Live status updates on your international transfers, right where you land.

Sending money internationally just got easier
Get a quick quote, set up a transfer, or send again in seconds.

### 8.0.0 — 2026-08-19

What's New

Dark Mode is here
You asked, we built it. A darker look that's easier on the eyes, day or night.

The currency converter widget is back
Live mid-market rates on your home screen — no app needed.

Stay ahead of currency movements
Live rates, alerts, and market insights from Xe — so you can send with confidence.

Track transfers from the home screen
Live status updates on your international transfers, right where you land.

Sending money internationally just got easier
Get a quick quote, set up a transfer, or send again in seconds.

### 7.32.16 — 2026-06-30

We fixed a few bugs and made some upgrades to make your Xe-perience even smoother. Download the latest version today.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
