# Xend Finance Wallet — Global Banking & Web3 Wealth > Global crypto bank offering high-interest savings and Web3 infrastructure. (iPhone/iPad app by XEND TECH LIMITED.) - Source: https://appshunter.io/ios/app/xend-finance-wallet/id1587050825 (this page in markdown: same URL + `.md`) - Developer: [XEND TECH LIMITED](https://appshunter.io/developer/1458993715) - Category: Finance, Lifestyle - Price: Free - Rating: 4.60/5 from 41 App Store ratings · 23 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 94 MB - Languages: American English - Released: 2021-11-28 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/xend-finance-wallet/id1587050825/reviews.md ## What is Xend Finance Wallet? Full App Description Xend Mobile — Your Gateway to Global Finance, Savings & Digital Wealth Take full control of your financial future with Xend Mobile. Designed for global citizens, crypto enthusiasts, and smart savers, Xend Mobile empowers you to store, transfer, swap, and grow your wealth effortlessly across fiat and digital assets. Whether you're looking to hedge against inflation, earn high yields on your savings, send money across borders via XendBridge, or spend anywhere with virtual cards, Xend Mobile puts institution-grade financial tools right in the palm of your hand. KEY FEATURES Multi-Currency & Digital Wallets Deposit, store, and manage your assets with real-time balance tracking, multi-asset wallets, and transparent transaction histories. Flexible Savings & Yield Investments Put your money to work! Earn competitive yields with flexible savings options, automated recurring deposits, and seamless token swaps within investment plans. Instant Token Swaps & XendBridge Convert stablecoins and tokens in seconds with low fees and maximum efficiency using our integrated cross-chain bridge and swap mechanism. Virtual Cards & Global Spending Generate virtual cards for your online shopping, subscriptions, and worldwide digital payments instantly. Fast Transfers & Address Book Send money instantly to contacts or on-chain addresses. Scan QR codes for lightning-fast recipient setup and manage your saved contacts with ease. Enterprise-Grade Security & Identity Your security is our top priority. Protected by biometric authentication (Face ID / Fingerprint), Passcodes, 2FA, end-to-end encryption, and real-time transaction PIN checks. Multi-Language & Global Support Available in multiple languages (English, French, German, Spanish, Portuguese, Indonesian, Swahili, Tagalog, Mandarin, Japanese, Korean) with 24/7 dedicated customer support. Key Highlights - Custom DeFi wallet - Backed by Binance, Google Launchpad, and other leading investors - Access stablecoins such as $USDT, $USDC, $CNGN, with more assets coming soon - Flexible & fixed savings options - Low gas fees with optimized transactions - Audited multiple times by top blockchain security firms Why Xend Finance? Unlike traditional apps, Xend Finance is built as a global DeFi Wallet that puts you in control. No hidden charges, no complicated steps — just simple, secure saving and earning on your crypto. Support & Community Telegram: https://t.me/xendFinance Discord: https://discord.io/xendfinance Reddit: https://www.reddit.com/r/XendFinance/ Medium: https://medium.com/xendfinance Announcements: https://t.me/XendAnnouncements Email: hello@xend.finance About Xend Finance Xend Finance is a global DeFi wallet offering savings and yield opportunities with up to 15% APY. Powered by an open Web3 infrastructure, we make DeFi simple, accessible, and secure for everyone. Our team includes professionals from blockchain, cryptography, and fintech, backed by Binance, Google Launchpad, and other global investors. ## Key features - Earn up to 15% APY on savings - Exchange local currency or crypto - Stake digital assets - Flexible and fixed savings plans - Cross-chain high yield aggregator - Refer and earn rewards - Secure and audited platform ## Recent user reviews (10 of 23) All indexed reviews: https://appshunter.io/ios/app/xend-finance-wallet/id1587050825/reviews.md ### 1/5 — Useless app by scam.finance *2023-05-08, version 2.1.5* App is buggy and useless. From a team of scammers and deceivers. Whatever their past accomplishments, until they learn to be honest and keep their promises, success will not come to them. ### 4/5 — Great app *2023-02-14, version 2.1.5* This crypto dollar savings app is easy to use, secure, and a great way to save and invest in cryptocurrency. ### 5/5 — Xend Finance App (The Best) *2023-01-11, version 2.1.5* After looking for a way to trade my stable coin and convert to my local currency, I found XENDFINANCE! A good app for all ### 5/5 — Great experience, especially when saving *2022-11-28, version 2.1.4* In addition, options should be added to withdraw depending on a percentage 25,50,75,100. To make the experience better ### 5/5 — Cool app! *2022-11-02, version 2.1.4* Everything is simple and clear! Works stably and smoothly! ### 5/5 — Xend finance *2022-08-11, version 1.2.5* Sharp and reliable ### 5/5 — Five star *2021-12-31, version 1.0.4* This app is very good and easy to use ### 5/5 — Professional App *2021-12-29, version 1.0.4* Clean, professional and easy to use. ### 5/5 — Manage your finance with ease *2021-12-28, version 1.0.4* The perfect crossover between a neobank and a crypto assets wallet. ### 5/5 — Great work Xend *2021-12-28, version 1.0.4* I really love your project. ## Frequently asked questions about Xend Finance Wallet ### What does Xend Finance do? Xend Finance acts as a global crypto bank, enabling users to earn high interest on their digital currency savings. It allows for seamless exchange of local currency or cryptocurrency into stablecoins, which can then be staked on the platform for returns. ### What are the key features of Xend Finance? Key features include earning up to 15% APY on savings, a cross-chain high yield aggregator that finds the best returns, flexible and fixed savings plans, the ability to earn $XEND rewards, and a referral program. The platform is also secured by multiple audits and decentralized insurance. ### How much does Xend Finance cost? The app is free to sign up and use. While there are low gas fees associated with blockchain transactions, the app itself does not charge a direct fee for its services. Users can deposit and withdraw their digital assets with minimal transaction costs. ### What digital currencies can I save on Xend Finance? You can save in stable currencies such as $BUSD, $USDT, and $USDC. The platform is continuously working to add more assets for users to save and earn interest on, providing a diverse range of options for digital asset management. ### How can I use Xend Finance to hedge against inflation? By converting your local currency or volatile cryptocurrencies into stablecoins and staking them on Xend Finance, you can earn a high annual percentage yield (APY). This allows your savings to grow at a rate that can outpace local currency devaluation and inflation, securing your financial future. ## Version history (last 5 releases) ### 4.0.5 — 2026-07-25 Fresh New Design & Experience Enjoy a sleek, modernized user interface designed for faster navigation, clearer balances, and smoother interactions. Payments to More Currencies Send cross-border transfers and perform payouts to an expanded list of global fiat currencies and digital assets with low fees. Enhanced Biometrics & Security Your safety is paramount. We’ve upgraded our biometric authentication (Face ID / Touch ID), passcode validation, and transaction security controls to keep your account bulletproof. Airtime, Mobile Data — Top up airtime, and buy data bundles directly inside the app! 10+ Supported Languages Now fully localized! Access Xend Mobile in English, French, German, Spanish, Portuguese, Indonesian, Swahili, Tagalog, Chinese (Simplified), Japanese, Korean, and more. => Coming Soon: Virtual & Physical Cards Take your funds anywhere! Create and manage virtual debit cards for online shopping, with physical card support rolling out for global spending. Utility Bill Payments — Pay for bills: Electricity, TV, directly inside the app! ### 3.1.5 — 2025-10-07 - Updated KYC process - Direct transfer feature - Swap other Tokens ### 3.0.5 — 2025-08-26 Virtual Account Numbers have been Added. ### 3.0.1 — 2025-06-02 New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio. ### 3.0.0 — 2025-05-29 New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio. ## Apps similar to Xend Finance Wallet | App | Rating | Price | Category | | --- | --- | --- | --- | | [CreciPay](https://appshunter.io/ios/app/crecipay/id1638751180) | 4.2 (10) | Free | Finance | | [Duck Money](https://appshunter.io/ios/app/duck-money/id1586866820) | 5.0 (1) | Free | Finance | | [Impact Bank](https://appshunter.io/ios/app/impact-bank/id1565394180) | — | Free | Finance | | [Div Income, Get Paid to Invest](https://appshunter.io/ios/app/div-income-get-paid-to-invest/id1670813500) | 3.0 (2) | Free | Finance | | [Xapo Bank: Save in BTC & USD](https://appshunter.io/ios/app/xapo-bank-save-in-btc-and-usd/id1560681080) | 4.7 (105) | Free | Finance | | [Lira Now](https://appshunter.io/ios/app/lira-now/id6443975580) | — | Free | Finance | ## More apps by XEND TECH LIMITED - [Geena - Business Assistant](https://appshunter.io/ios/app/geena-business-assistant/id1512780079) All apps by XEND TECH LIMITED: https://appshunter.io/developer/1458993715 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*