# Xero Accounting for business — Invoice Maker, Expenses, Bills > Mobile business accounting for invoicing, expenses, cash flow, and payments. (iPhone/iPad app by Xero Ltd.) - Source: https://appshunter.io/ios/app/xero-accounting-for-business/id441880705 (this page in markdown: same URL + `.md`) - Developer: [Xero Ltd](https://appshunter.io/developer/441878596) - Category: Business, Finance - Price: Free with in-app purchases - Rating: 4.60/5 from 1,646 App Store ratings · 506 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 357 MB - Languages: American English - Released: 2011-07-29 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/xero-accounting-for-business/id441880705/reviews.md ## What is Xero Accounting for business? With Xero Accounting, keep track of cash flow, view income, manage expenses, and create invoices - or ask JAX, your AI finance partner, right from your phone. The Xero Accounting app is a business tracking app, ideal for small business owners, managers and landlords. The app acts as a companion to your Xero account, helping you stay productive and keep an eye on your business’ financial health, when and where it suits you. Managing your business finances, invoices, cash flow, income and expenses, has never been so easy. ~ Features: MANAGE INVOICING ON THE GO • Raise & send quotes for faster client approval & get started on the job sooner • Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed • Send invoices directly to clients via email, text message or other apps • Easily keep track of unpaid invoices, to see who owes you what - and even track the status of an invoice, seeing if it has been viewed by clients • For US users, automatically calculate sales tax on invoices for any state or jurisdiction MANAGE SPEND • Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts MANAGE CUSTOMER & SUPPLIER INFORMATION • Have vital contact information in the palm of your hand so you can do business from wherever you are • Get a view of how much is owed and quickly add notes so you can build better business relationships RECONCILE FROM ANYWHERE • Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks • Filter bank statement lines to optimize your unique workflow, leading to faster reconciliation • New sort & search tools to make it easier to view business transactions & streamline the reconciliation process ACCEPT CONTACTLESS PAYMENTS RIGHT ON YOUR iPhone (currently only available in the US, Australia, the UK, New Zealand & Canada) • Accept in-person, contactless payments right on your iPhone, so you can reach new customers & take payments on the go • Accept contactless payments from physical debit/credit cards, Apple Pay & other digital wallets. So there’s no need for additional hardware such as card readers or terminals • Privacy & security of iPhone built in. Apple doesn’t store card numbers or PIN information on your iPhone or Apple servers, so merchants & customers can rest assured that their data stays theirs • Tap to Pay on in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Stripe transactions fees still apply • Save time, improve cash flow & focus on growing your business KEEP TRACK OF CASH FLOW • View summaries of outstanding bills & invoices to see what’s owed • Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI AI-POWERED FINANCE PARTNER Get instant answers on your financial performance — revenue and profit trends, or your current cash position. Create, edit, approve and send a quote or invoice, and get answers to invoice-related questions. Snap a photo or upload a document to get instant, secure answers and summaries. Ask JAX how to use a Xero feature, and get answers based on Xero Central's help content. ~ XERO ACCOUNTING APP IS POWERED BY XERO To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/ You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 11K+ customer reviews (as of July 2026) Downloading & accessing the Xero Accounting mobile app is subject to the acceptance of Apple's Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ More terms apply if you use Xero's services, see https://www.xero.com/legal/terms/ ## Key features - Invoice creation and sending - Contactless payment acceptance - Cash flow tracking - Expense management - Bill uploading with AI - Transaction reconciliation - Customer and supplier management ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Xero Subscription (Standard) | $43.99 | per month | | Xero Subscription (Standard) | $49.99 | per month | | Growing | $55.00 | per month | | Early | $25.00 | per month | | Established | $90.00 | per month | | Grow | $49.00 | per month | | Ignite | $19.00 | per month | | Simple | $7.99 | per month | | Grow | $44.99 | per month | | Xero Subscription (Standard) | $39.99 | per month | | Comprehensive | $60.00 | per month | | Lite | $7.00 | per month | | Xero Subscription (Standard) | $47.99 | per month | | Xero Subscription (Standard) | $39.99 | per month | | Xero Subscription (Standard) | $39.99 | per month | | Xero Subscription (Standard) | $47.99 | per month | | Standard | $50.00 | per month | | Xero Subscription (Standard) | $43.99 | per month | | Xero Subscription (Standard) | $49.99 | per month | ## Chart rankings - #166 in Top Grossing · Business (US App Store) ## What do users think of Xero Accounting for business? Overall sentiment: neutral **Pros** - 🚀 Easy to use - 👍 Seamless integration - 🚀 Efficient for daily tasks - 👍 Intuitive mobile app - 🚀 Helpful for small businesses **Cons** - 🐛 Buggy mobile app - 💰 Expensive subscription - 🔍 Limited mobile functionality - 🔍 Lacking key reporting features - 🐛 Unreliable bank feed synchronization **Commonly reported bugs** - App crashes when uploading receipts - Invoices not sending from mobile app - Reconciliation issues with bank accounts - Mobile app not compatible with older iOS versions - Constant need to re-authenticate on mobile **Most requested features** - Ability to edit invoices on mobile - Custom date range reporting - Improved mobile receipt management - Multi-currency support - Easier contact and transaction management ## Recent user reviews (10 of 506) All indexed reviews: https://appshunter.io/ios/app/xero-accounting-for-business/id441880705/reviews.md ### 5/5 — Small business god send *2026-08-17, version 10.106.0* Mobile. Easy and reassures clients. Great app. ### 5/5 — Macs tint *2026-08-16, version 10.106.0* happy with this app had some trouble with it but back up and running again 😀👍 ### 5/5 — Makes it easy *2026-08-14, version 10.106.0* Very pleased with how it makes bookkeeping easier for Me. I can do it while on the go… very convenient. ### 5/5 — Owner *2026-08-13, version 10.106.0* Simply makes work easier ### 5/5 — Keep up good work…but *2026-08-08, version 10.106.0* Hi I use Xero app for 90%(on phone)to 10% pc and it would be great to possible implement the following please -ability to reorder sales items on invoice which would save me having to use pc @ all -when invoicing and adding items from products and services the cursor use to appear in the search bar straight away and u just start typing. Now u have to select task bar to activate cursor…..first world problem but if you can re-add feature that would be awesom Thx DmaN ### 5/5 — Thank to Josh my accountant for recommending this *2026-08-05* Xero has eliminated spreadsheets and I can claim a lot more of the work related expenses due to the convenience. Please continue to improve on artificial intelligence to continue to improve and recognise transactions as expenses. One thing that I’m still finding hard to find on the app is if I want to search for a transaction for example if I bought a chainsaw and I look for a chainsaw, I can’t find it on the app. Please make it easier to find the reference. I put my description to find the transaction on the app because I still have but I love this huge fan. **Developer response:** We're so pleased to hear you're enjoying Xero, Sarah! We really appreciate your suggestions around AI and improving transaction search, and we'll be sure to pass them on to the team. If you haven't already, we'd also love for you to share your ideas on Xero Product Ideas: https://productideas.xero.com/ - it's where our product team regularly reviews community feedback when shaping future roadmaps. ### 3/5 — Sell, sell, sell ? *2026-08-05, version 10.106.0* I used MYOB for 5 years in a former Bookkeeping job. It was awesome, and I only received “updates” each quarter which were well thought out, free and were improvements - not trying to constantly upsell me to other apps made by middlemen. Question; Are your Customers more important to you than your “Shareholders ” ? And why can I not issue a Statement to my customers from my phone ? Getting a bit sick of all the unproductive slop you are increasingly serving up. ### 5/5 — Neville Stratton *2026-08-05, version 10.106.0* Thank You For 500% service ### 2/5 — BAS *2026-08-05, version 10.106.0* I am finding it impossible to locate where to do my bas since the update a few months ago. I have clicked on every button available and I cannot find it, therefore I now need to turn on my laptop and do it from there instead, a 5 minute job is now stressful as my laptop is old, one of the reasons why I got XERO on the iPad, I can take it anywhere and quick to do the BAS. disappointed to say the least ### 1/5 — From bad to worse *2026-08-03, version 10.106.0* App was working fine for a year on my ipad pro, after an update a few months ago when they added a useless numeric keyboard for the quantity and price section, it doesn’t let me send invoices! Keyboard shows up and disappears straight away, have to use the iphone to complete a basic invoice and send it! Tech support doesn’t even have a number to call, the app doesn’t work properly and they keep milking me £44.40 a month! Time to look for a replacement as the developers seem to be asleep and sending out updates without properly testing them. ## Frequently asked questions about Xero Accounting for business ### What does the Xero Accounting app do? The app helps you manage your business finances on the go. You can create and send invoices, track income and expenses, monitor cash flow, and even accept contactless payments. It acts as a companion to your Xero account, keeping you productive and informed about your business's financial health. ### What are the key features of this accounting app? Key features include managing invoicing on the go, accepting contactless payments directly on your iPhone (in supported regions), tracking cash flow with profit and loss reports, managing spend by recording expenses, and reconciling transactions from anywhere. It also allows for managing customer and supplier information. ### Is the Xero Accounting app free to use? While the app itself is free to download and use, it functions as a companion to a Xero account. The 'Tap to Pay' feature for contactless payments is free to set up with no ongoing subscription fees, though standard Stripe transaction fees still apply. Some advanced features or full functionality may require a Xero subscription. ### What are the compatibility requirements for this app? The description mentions that contactless payments can be accepted right on your iPhone, implying iOS compatibility. Specific iOS version requirements are not detailed, but it is designed for mobile devices. The 'Tap to Pay' feature is currently available in the U.S., Australia, the U.K., New Zealand, and Canada. ### Who is the target audience for the Xero Accounting app? This app is ideal for small business owners, managers, and landlords. It's designed for individuals who need to stay on top of their business finances, manage invoices, track expenses, and monitor cash flow while away from their main office or computer. ## Version history (last 5 releases) ### 10.107.0 — 2026-08-23 You can now ask JAX, your AI finance partner, questions about your business, right from your phone. Understand your cash position, find a transaction, or draft an invoice through a chat so you can take action on the spot. Access the JAX icon in the top right corner of your screen. ### 10.106.0 — 2026-07-30 The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements. ### 10.105.0 — 2026-07-23 The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements. ### 10.104.3 — 2026-07-16 The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements. ### 10.104.2 — 2026-07-15 You can now ask JAX, your AI financial partner, questions about your business, right from your phone. Understand your cash position, find a transaction, or draft an invoice through a chat so you can take action on the spot. Access the JAX icon in the top right corner of your screen. ## Apps similar to Xero Accounting for business | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intuit QuickBooks for Business](https://appshunter.io/ios/app/intuit-quickbooks-for-business/id584606479) | 4.7 (261,196) | Free | Business | | [Invoice Maker; Invoice Simple](https://appshunter.io/ios/app/invoice-maker-invoice-simple/id694831622) | 4.9 (122,696) | Free | Business | | [Tofu Expense: Receipt Tracker](https://appshunter.io/ios/app/tofu-expense-receipt-tracker/id6443700019) | 4.7 (430) | Free | Business | | [Tofu: Accounting & Bookkeeping](https://appshunter.io/ios/app/tofu-accounting-and-bookkeeping/id6444800065) | 4.6 (294) | Free | Business | | [Neat: Business Receipts](https://appshunter.io/ios/app/neat-business-receipts/id1490480504) | 4.4 (147) | Free | Business | | [Square Invoices: Invoice Maker](https://appshunter.io/ios/app/square-invoices-invoice-maker/id1405254630) | 4.8 (92,699) | Free | Business | ## More apps by Xero Ltd - [Hubdoc](https://appshunter.io/ios/app/hubdoc/id715898031) - [Xero Me](https://appshunter.io/ios/app/xero-me/id991901494) - [WorkflowMax](https://appshunter.io/ios/app/workflowmax/id1069758642) - [Xero Expenses](https://appshunter.io/ios/app/xero-expenses/id1106018845) - [Xero Projects](https://appshunter.io/ios/app/xero-projects/id1247734915) All apps by Xero Ltd: https://appshunter.io/developer/441878596 ## Related topics [xero](https://appshunter.io/ios/topics/xero) · [xero accounting](https://appshunter.io/ios/topics/xero-accounting) · [xero accounting for business](https://appshunter.io/ios/topics/xero-accounting-for-business) · [hnry](https://appshunter.io/ios/topics/hnry) · [accounts business](https://appshunter.io/ios/topics/accounts-business) · [xero verify](https://appshunter.io/ios/topics/xero-verify) · [xero me](https://appshunter.io/ios/topics/xero-me) · [freeagent mobile accounting](https://appshunter.io/ios/topics/freeagent-mobile-accounting) · [emburse professional](https://appshunter.io/ios/topics/emburse-professional) · [business tracker account](https://appshunter.io/ios/topics/business-tracker-account) · [business finance app](https://appshunter.io/ios/topics/business-finance-app) · [bess mobile accounting](https://appshunter.io/ios/topics/bess-mobile-accounting) · [my business expenses](https://appshunter.io/ios/topics/my-business-expenses) · [infor lawson mobile financials](https://appshunter.io/ios/topics/infor-lawson-mobile-financials) · [ifrs mentor](https://appshunter.io/ios/topics/ifrs-mentor) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*