# XNLO — XNLO > Non-custodial digital asset wallet with integrated AI ecosystem access. (iPhone/iPad app by LayerOneX.) - Source: https://appshunter.io/ios/app/xnlo/id6761178573 (this page in markdown: same URL + `.md`) - Developer: [LayerOneX](https://appshunter.io/developer/1698673360) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 16.0 · 53 MB - Languages: American English - Released: 2026-04-12 - Data updated: 2026-09-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/xnlo/id6761178573/reviews.md ## What is XNLO? NLO is a money app and a self custody wallet in one. Add money in your local currency, keep it in your own wallet, and withdraw to your bank whenever you want. No branch visits, no waiting, no minimum balance. SET UP IN YOUR OWN LANGUAGE NLO detects your country and currency the moment you open it, and the whole app is available in twelve languages including English, Hindi, Bengali, Tamil, Telugu, Marathi, Gujarati, Arabic, Spanish, Indonesian, Portuguese and Chinese. ADD MONEY THE WAY YOU ALREADY PAY Choose from bank transfer, debit and credit cards, and the local payment methods people use where you live. Payments are processed by our payment partners and usually arrive within minutes. YOUR MONEY STAYS YOURS NLO is self custody. Your keys are created on your device, encrypted by your device, and never leave it. Not even we can access your funds. A secret recovery phrase lets you restore your wallet on any device. ONE WALLET, MANY NETWORKS Hold and move assets across Ethereum, Base, BNB Chain, Arbitrum, Polygon, Avalanche and more, from a single balance. Send, receive and swap in a few taps. TRADE ON QUANTUM DEX Live prices, clear charts and real pool data. Buy or sell with any token you hold, on any supported network, with fees shown before you confirm. BUILT TO BE SAFE A PIN is required every time you open the app. Add Face ID or Touch ID if you prefer. NLO locks itself when you switch away, and your recovery phrase is shown only to you. INVITE ONLY FOR NOW We are opening NLO gradually so we can support every new person properly. Join the queue inside the app, or use an invite code from someone already using NLO to come straight in. New places open every Friday. The value of digital assets can go down as well as up. You alone control your wallet and your recovery phrase. If the phrase is lost it cannot be recovered by anyone, including NLO. ## Key features - Non-custodial wallet - Send and receive assets - Multi-chain access - Wallet activity and balance view - Access to NLO ecosystem - Foundation for AI agent experiences ## Frequently asked questions about XNLO ### What is XNLO? XNLO is a non-custodial wallet that combines your wallet experience with the NLO AI ecosystem. It allows you to view balances, send and receive assets, and track wallet activity from your phone. ### Is XNLO secure? XNLO is a non-custodial wallet, meaning you control your private keys. This design prioritizes user control over assets. The app is rated for ages 12+. ### What networks does XNLO support? XNLO offers multi-chain access, allowing you to switch across supported networks for managing your assets. ### What are the future plans for XNLO? XNLO is designed with a foundation for smarter agent-driven workflows over time, with AI-powered capabilities expected to expand in future updates. ### What devices can I use XNLO on? Currently, XNLO is supported on iPhone devices. ### How often is XNLO updated? The latest version, 1.4.5, was last updated on June 17, 2026, indicating active development. ### What is the user sentiment for XNLO? XNLO has received a perfect rating of 5.0 stars from 1 rating, suggesting very positive initial user feedback. ### Does XNLO have ads? No, XNLO does not contain advertisements. ## Version history (last 5 releases) ### 2.0.7 — 2026-08-28 Sign up in seconds — Google, Apple, email or phone. No seed phrase needed. Add money — buy crypto in your local currency by card, UPI or bank transfer. Verify once — faster identity check that remembers your status. Face ID unlock — new app PIN with biometric sign-in. Better trading — live price charts and a full Sell flow. 12 languages — now speaking yours. Refer a friend — share your code and earn. Portfolio now shows your full capital across every pool, so the numbers add up to your total Switch wallets directly from the waitlist screen Help & support — right inside the app. ### 2.0.6 — 2026-08-21 Sign up in seconds — Google, Apple, email or phone. No seed phrase needed. Add money — buy crypto in your local currency by card, UPI or bank transfer. Verify once — faster identity check that remembers your status. Face ID unlock — new app PIN with biometric sign-in. Better trading — live price charts and a full Sell flow. 12 languages — now speaking yours. Refer a friend — share your code and earn. Portfolio now shows your full capital across every pool, so the numbers add up to your total Switch wallets directly from the waitlist screen Help & support — right inside the app. ### 2.0.5 — 2026-08-14 Sign up in seconds — Google, Apple, email or phone. No seed phrase needed. Add money — buy crypto in your local currency by card, UPI or bank transfer. Verify once — faster identity check that remembers your status. Face ID unlock — new app PIN with biometric sign-in. Better trading — live price charts and a full Sell flow. 12 languages — now speaking yours. Refer a friend — share your code and earn. Help & support — right inside the app. ### 1.4.6 — 2026-07-15 Refer & Earn: invite friends and get rewarded Smoother, more accurate swaps and deposits New account verification for extra security Bug fixes and performance improvements ### 1.4.5 — 2026-06-17 - Added a new flow to verify your NLO account - Stability and UI improvements --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*