# XPAY Merchant — Accept card payments fast

> Accept card payments fast (iPhone/iPad app by xperise.)

- Source: https://appshunter.io/ios/app/xpay-merchant/id6793874471 (this page in markdown: same URL + `.md`)
- Developer: [xperise](https://appshunter.io/developer/1829625552)
- Category: Business, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 25 MB
- Languages: American English, Vietnamese
- Released: 2026-08-04
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/xpay-merchant/id6793874471/reviews.md

## What is XPAY Merchant?

XPAY Merchant is the app for businesses in the xperise network to accept card payments and get paid — fast, simple, and secure.

Turn your iPhone or iPad into a card payment terminal. Enter an amount, take the customer's xperise card by tap or scan, and get an instant confirmation. Every payment is recorded so you can reconcile at the end of the day.

WHAT YOU CAN DO
• Accept card payments — take xperise cards by tap (NFC), by scanning the card, or by entering the card details.
• Instant confirmation — a real-time alert the moment a payment succeeds.
• Track sales — today's takings, full transaction history, and per-order details at a glance.
• Refunds — reverse or refund a transaction when you need to.
• Team access — let staff take payments, each with their own sign-in.
• Settlement view — follow what's been paid out to your business account.

WHY XPAY MERCHANT
• Fast checkout — most payments finish in a couple of taps.
• Built for the counter — clear amounts, big buttons, works on the devices you already have.
• Secure by design — the cardholder confirms each payment with a PIN or one-time code, and sensitive card details are never exposed in the app.
• No extra hardware required — start with just your phone.

HOW IT WORKS
1. Enter the amount and an optional order reference.
2. Tap the card, scan it, or enter the card details.
3. The cardholder confirms with a PIN or a one-time code.
4. You get an instant "Paid" confirmation and a receipt.

XPAY Merchant works with the xperise payment network. You need an xperise merchant account to sign in. Learn more at xperise.com.


## Version history (last 5 releases)

### 1.8.20 — 2026-08-27

Minor bug fixes and behind-the-scene optimizations to provide the best experience.

### 1.8.18 — 2026-08-19

Minor bug fixes and behind-the-scene optimizations to provide the best experience.

### 1.8.14 — 2026-08-15

- Support resetting account password.
- Auto-generate external reference id when create a new payment.
- Fixed an issue where retrying an NFC tap is not allowed after tapping with an invalid card.
- Other minor bug fixes and behind-the-scene optimizations.

### 1.8.7 — 2026-08-09

- Ensure and display appropriate message on connection issues.
- Other minor bug fixes and behind-the-scene optimizations.

### 0.8.6 — 2026-08-07

- Support continue verifying a pending transaction in histories.
- Support showing declined reason for declined transaction in histories.
- Improve UIs for home view and transaction details; Update some translations.
- Enforce authenticating after session expired.
- Other minor bug fixes and behind-the-scene optimizations.

## More apps by xperise

- [xperise](https://appshunter.io/ios/app/xperise/id6749258241)

All apps by xperise: https://appshunter.io/developer/1829625552

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*