# XPayBack — user reviews > 12 indexed App Store user reviews of XPayBack by XPAYBACK PTE LTD. - Source: https://appshunter.io/ios/app/xpayback/id6450844844/reviews - App overview in markdown: https://appshunter.io/ios/app/xpayback/id6450844844.md ## Most critical reviews (10 lowest-rated) ### 1/5 — Cash back is zero *2025-01-26, version 2.1.4* Today my cash back is showing zero , god knows tomorrow it shows my balance zero?! ### 1/5 — Horrible service. Don’t get trapped *2024-11-27, version 2.1.4* Don’t get trapped with their cash back offer. Nowadays you will get lots of genuine cads of banks offer more cash backs. I am unable to use the money I loaded in the wallet. Contacted the customer service several times. POS and online transactions are getting failed. No use at all. Pathetic service. ### 1/5 — Very bad app *2024-06-24, version 2.1.1* Fake fake fake… ### 1/5 — Disappointed *2024-06-17, version 2.0.2* Totally waste of time and effort OTP not fetching shows invalid . Please do something ### 5/5 — Xpayback card user *2024-08-26, version 2.1.2* I am Xpayback card user. I get guaranteed cashback. We can trust it 100% ### 5/5 — Nice one *2024-05-05, version 2.0.1* Good concept ### 5/5 — Wealth generation for our daily expenses !! *2024-02-01, version 1.4.1* Kudos To Team XPayBack.👏🏻👏🏻 Cashback for each and every penny spending through the card is an awesm concept. Also im getting more cashback from participating merchants.Great concept💪🏻 All the best Team XPayBack👍🏻👍🏻 ### 5/5 — Excellent Features *2024-01-16, version 1.4.0* The prepaid card that we get allows us to get cashback on every purchases. A great app with lots of excellent ideas. Looking forward for the future best updates …I’m waiting … ### 5/5 — XPayBack Application: A Trailblazer in the World of Cashback Rewards! *2024-01-16, version 1.4.0* In a world where every penny counts, XPayBack Application emerges as a groundbreaking tool for savvy shoppers. What sets it apart is its unique ability to offer an impressive 5-10% cashback from local merchants, a feature that astoundingly applies even to cash payments. This innovative approach is a first in the global market, making XPayBack not just an app, but a revolution in how we view transactional rewards. The cherry on top is the Rupay card from XPayBack. This isn't just another card in your wallet; it's a magic wand that guarantees a 2% cashback on every purchase. And with its acceptance at over 1 crore outlets across India, the Rupay card ensures that no matter where you shop, you're always earning back a part of what you spend. In essence, XPayBack doesn't just make shopping rewarding; it redefines it. It's an application that pays you back for your loyalty and spending, making it a must-have for anyone looking to make the most out of their shopping experience. ### 5/5 — Enjoying Cash back on every purchase *2024-01-16, version 1.4.0* I am using the XPayback RuPay cash back card. I got cash from every purchase ## Most praised reviews (2 highest-rated) ### 5/5 — Interesting App with Instant & Guaranteed Cashback *2024-01-16, version 1.4.0* Interesting App with Instant & Guaranteed Cashback on every purchase. ### 5/5 — Cashback card *2024-01-16, version 1.4.0* What a nice card for getting cashback on every payment. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-03.*