# XPay.Life — Payments & Recharges

> Utility bill payments and mobile recharges via UPI, cards, and net banking. (iPhone/iPad app by XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/xpaylife/id1460765787 (this page in markdown: same URL + `.md`)
- Developer: [XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1391489540)
- Category: Finance
- Price: Free
- Rating: 2.00/5 from 1 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 43 MB
- Languages: Bangla, English, Gujarati, Hindi, Kannada, Marathi, Punjabi, Tamil, Telugu
- Released: 2019-06-11
- Data updated: 2026-08-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/xpaylife/id1460765787/reviews.md

## What is XPay.Life?

Pay all your Utility bills and Recharge using XPay.Life that offers a full spectrum of Utility Bill Payments. 

Users can make payment for Electricity, Water, Gas, Mobile Postpaid, Mobile Prepaid ,Landline Postpaid, Broadband and DTH using different payment channels using XPay.Life App.

Different Payment Channels enabled on XPay.Life App are:

UPI
Credit & Debit Card
Net Banking

Electricity Bill Payment: Make electricity bill payment for all the operators such as AVVNL, BESCOM, BESL, CESC, CESCOM, DHBVN, HESCOM, JBVNL, KSEBL, MGVCL, NDMC, TNEB, UPPCL, WBSEDCL and many more.

Mobile Postpaid Bill: Pay your Mobile Postpaid Bill for Airtel, BSNL, Idea, Jio, Vodafone and more.

DTH Bill Payment: Pay your DTH bills for Dish TV, Sun Direct TV, TATA Sky, Videocon D2H and more.

Broadband Postpaid: Broadband Bill Payment can be made for ACT Fibernet, Airtel, Asianet, Comway, Connect Broadband, D Vois Communication, Fusionnet Web Services, Hathway, Nextra, Spectra, Tikona and more.

Landline Postpaid: Pay your Landline Postpaid bills for Airtel, BSNL, MTNL and more.

Water Bill Payment: Make water bill payment for NDMC, PHED, Bangalore Water Supply & Sewage Board, Delhi Jal Board, Haryana Urban Development Authority, Indore Municipal Corporation, Pune Municipal Corporation, Ranchi Municipal Corporation and many more.

Gas Bill Payment: You can pay for Gas Bills for Adani Gas, Central UP Gas Limited, Gail Gas Limited, Green Gas Limited, Gujarat Gas Limited, Haryana Gas Limited, UCPGPL and more.

App Permissions:
SMS: To enable quick login via OTP.
Camera: To update the profile.
Storage: This allows us to locally store some data when you are raising a ticket using the app to make your experience faster and smoother.

For any issue, please contact us on support@xpay.life

Visit our website www.xpay.life

## Key features

- Utility bill payments
- Mobile and DTH recharges
- Multiple payment channels (UPI, Card, Net Banking)
- Supports numerous operators and providers
- Quick login via OTP
- Profile updates via camera

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/xpaylife/id1460765787/reviews.md

### 5/5 — Good app

*2025-05-30, version 7.4*

Fantastic

### 1/5 — Not able to login

*2024-10-18, version 7.4*

I wanted to use this app in my iPhone but not getting otp for login

### 5/5 — Fantastic App

*2023-08-18, version 6.9*

Best for bill payment and recharge

### 5/5 — Great app

*2023-07-23, version 6.9*

Good app best features

### 5/5 — Best Recharge & Bill Payment App

*2023-07-20, version 6.9*

This app is user friendly, smooth and highly secure bill payment app

### 1/5 — Fake reviews don’t download

*2023-06-30, version 6.9*

Scammer company karthik didn’t give payment of reviews he took fake reviews but now he didn’t give any payment of reviews 22000/- all are fake reviews and fake services .. don’t believe in this app

### 5/5 — Excellent

*2023-04-20, version 6.6*

Festival offer use of coupons helps to get more discount.

### 1/5 — Awesome

*2022-12-30, version 6.6*

UI - Awesome
UX - Awesome 
Transactions Time - Less that 5 secs

### 5/5 — User Experience

*2022-10-21, version 6.6*

This app has a user friendly interface . The transactions occur smoothly without any error. I recommend this app for all the online users.

### 5/5 — Good app

*2022-04-18, version 6.3*

It’s been a week I’ve been using this app,no issue till now

## Frequently asked questions about XPay.Life

### What types of bills can I pay with XPay.Life?

XPay.Life allows you to pay a comprehensive range of utility bills. This includes electricity, water, gas, mobile postpaid, mobile prepaid, landline postpaid, broadband, and DTH services from numerous operators.

### What payment methods does XPay.Life support?

XPay.Life offers flexibility in payments by supporting UPI, Credit & Debit Cards, and Net Banking. This ensures you can choose your preferred method for transactions.

### Is XPay.Life free to use?

Yes, XPay.Life is available for free download and use. However, it does contain advertisements, as indicated by its ad-supported model.

### How secure is XPay.Life for financial transactions?

While specific security measures are not detailed, XPay.Life facilitates payments through established channels like UPI, credit/debit cards, and net banking, which inherently have their own security protocols.

### What devices is XPay.Life compatible with?

XPay.Life is designed for mobile users and is supported on iPhone, iPad, and iPod devices. It is rated for ages 4 and up.

### How often is XPay.Life updated?

The app was last updated on March 1, 2024, indicating ongoing development and maintenance. The latest version available is 7.4.

### What is the user feedback on XPay.Life?

Based on available data, XPay.Life has a rating of 2.0 stars from 1 rating. This suggests a limited but potentially critical user experience.

### Does XPay.Life have ads?

Yes, XPay.Life contains advertisements. This is part of its monetization strategy, allowing the app to remain free for users.

## Version history (last 5 releases)

### 7.4 — 2024-03-01

Performance Improvements

### 7.3 — 2024-02-26

Bug Fixes and Performance Improvements

### 7.2 — 2024-02-23

Brand new Dashboard Screen

### 7.1 — 2023-12-03

Upcoming Bills and Notifications..

### 7.0 — 2023-09-18

Bug Fixes and Performance Improvements

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## More apps by XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED

- [ATP JBVNL](https://appshunter.io/ios/app/atp-jbvnl/id1405583846)
- [X-STK](https://appshunter.io/ios/app/x-stk/id6767550878)

All apps by XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED: https://appshunter.io/developer/1391489540

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*