# XpenseAI: Auto Expense Tracker — AI expense & budget tracker

> AI expense & budget tracker (iPhone/iPad app by Gagan Dawar.)

- Source: https://appshunter.io/ios/app/xpenseai-auto-expense-tracker/id6809654330 (this page in markdown: same URL + `.md`)
- Developer: [Gagan Dawar](https://appshunter.io/developer/6809654452)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $0.99)
- Age rating: 4+
- Requires: iOS 15.0 · 29 MB
- Languages: American English
- Released: 2026-11-01
- Data updated: 2026-11-06

## What is XpenseAI?

Track every rupee, automatically.

XpenseAI connects to Gmail to find your bank and credit card statements the moment they land — no manual entry, no monthly reconciliation headaches. Approve what it finds, and your transactions, categories, and spending trends stay up to date on their own.

• Multi-account tracking — savings accounts, credit cards (including shared credit limits across cards from the same bank), and cash, all in one place
• Automatic statement and transaction fetching from Gmail, with PDF password auto-unlock
• Smart budgets and savings goals that track themselves against your real spending
• Recurring payment detection, so subscriptions and EMIs never sneak up on you
• Bill-payment linking, so a credit card payment from your bank account doesn't get double-counted
• Clear monthly insights — spending by category, income vs. expenses, and cycle-based tracking that follows your real pay date, not the calendar
• Face ID lock to keep your financial data private

Start free, upgrade to Premium whenever you're ready for unlimited accounts, unlimited transactions, and automatic Gmail fetching.

Terms of Use: https://www.xpenseai.in/terms-of-service

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| XpenseAI Premium Monthly | $0.99 | per month |


## Is XpenseAI safe?

Not enough ratings yet to assess XpenseAI.

## Is XpenseAI legit?

XpenseAI: Auto Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for XpenseAI is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.763.0 — 2026-11-05

Minor fixes and improvements

### 1.761.0 — 2026-11-03

What's new in 1.759.0
• Debt Payoff now shows a paid / remaining progress bar on credit card EMI plans, like loans already do.
• Merging two accounts now asks you to confirm it's you first, with your password or a one-time code.
• CSV exports now open correctly in Excel, with ₹ shown properly and merchant names kept as plain text.
• New "Update available" row in Settings when a newer version is in the store.
• Support emails now include your account and app version, so we can help faster.
• Security hardening and small fixes.

### 1.749.0 — 2026-11-02

Fixed the Edit EMI Plan screen so long transaction names no longer push content off the screen, and fixed the same problem in several lists. Invite links shared from the app now open correctly.

### 1.745.0 — 2026-11-01

Redesigned update screen, improved Gmail sync accuracy, and stability fixes.

### 1.0.546 — 2026-11-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*