# XPlace: Crypto Credit Card — Build Wealth, Spend & Earn. > Crypto credit card for spending, earning yield, and accessing financial freedom. (iPhone/iPad app by x place.) - Source: https://appshunter.io/ios/app/xplace-crypto-credit-card/id6747043956 (this page in markdown: same URL + `.md`) - Developer: [x place](https://appshunter.io/developer/1819523576) - Category: Finance, Travel - Price: Free - Rating: 4.80/5 from 39 App Store ratings · 18 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 216 MB - Languages: American English - Released: 2025-10-12 - Data updated: 2026-08-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/xplace-crypto-credit-card/id6747043956/reviews.md ## What is XPlace? XPlace: Spend, Earn, and Grow Your Wealth – All in One Place Welcome to the next-gen crypto credit card. Build wealth. Live freely. Where crypto meets lifestyle – XPlace offers a smarter way to spend, earn, and grow wealth without compromise. Access instant credit backed by your portfolio, stay fully invested, and enjoy premium rewards designed for those who aim higher. Keep your assets working for you. With XPlace, you can access liquidity without selling, and earn yield on your holdings. Spend anywhere using Apple Pay or Google Pay, and step into a world of perks, rewards, and premium experiences. Key Features Spend Without Selling Use crypto as collateral to access instant credit and real-world spending power – without selling your assets. Build Wealth Stay fully invested while accessing liquidity. Earn yield on your assets through on-chain DeFi protocols – variable and not guaranteed. Global Access, Cashback & Rewards Tap your card anywhere, earn cashback & XP with every move. Spend comfortably, no matter where you are, with FX fees as low as 1%. Lifestyle Perks Enjoy airport lounges, 24/7 concierge, premium travel upgrades, and access to exclusive global events. Secure & Reliable XPlace is built on trusted blockchain infrastructure and is fully non-custodial – you stay in control of your assets. XPlace isn't just another crypto card – it's your passport to financial freedom and an upgraded lifestyle. ## Key features - Spend crypto without selling - Access instant credit - Earn up to 16% APY - Global spending with cashback - Lifestyle perks and rewards - Secure blockchain infrastructure ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/xplace-crypto-credit-card/id6747043956/reviews.md ### 1/5 — BE CAREFUL! Never got my direct deposit *2026-07-28, version 2.4.0* I had part of my paycheck direct deposited into my XPlace account. They initially claimed they never received it until I provided the transaction ID from my employer. Even after confirming they found the deposit and after I submitted my pay stubs, they still haven’t credited my funds. It’s been almost a week, and all I get is, “We’re waiting on our specialist” from customer support. I can’t recommend this app based on my experience. ### 5/5 — Please when for Haïti *2026-07-26* I love it but I can’t get it because Haiti is not in the list 😭😭😭😭 I would like Haiti for kyc eligible please love you ❤️❤️ ### 5/5 — Good *2026-07-14* Didn’t expect Apple Pay setup to be this quick honestly. Usually new services always have some issues with that part. ### 5/5 — Among the best I’ve tried… *2026-07-14* I’ve tried most (if not all) of the crypto banking/lending apps on the AppStore. Over time, the majority of them begin to offer fewer perks for more money. But this one has been the complete opposite. They continue to implement cooler features, better UI/UX, and competitive rates/benefits - without changing their fee structure (as far as I’m aware. I know this platform is still relatively new - especially compared to most of their competitors. But, when it comes to customer service and support - they’ve consistently treated me like I’m their most valuable customer. They’re polite, quick to respond, and helpful whenever I’ve had an issue (which is rare). It almost made me suspicious at first. But then - literally - every single time… they bend over backwards to make sure I’m happy with the end result. For me… that alone has made my experience with this platform worth returning to. If that was all - I’d say this warranted a 5-star review. But that’s just the first few - of many complements I have for this platform, the app, its features and the incredible team they’ve assembled. My thanks to the entire xPlace team. You f*ing rock. 🤘 ### 5/5 — Super good *2026-07-13* This prolly one of the best crypto apps with physical cards ### 5/5 — Best app ever *2026-07-11, version 2.3.0* I love it ### 3/5 — Could afford a much fairer referral bonus for getting friends to join *2026-05-25* It’s ok. Seems scammy that you make users deposit before you explicitly say what their credit amount will be ### 4/5 — Great app! *2026-05-22, version 1.8.2* Much better use of $ than tradfi! ### 5/5 — works *2026-05-16* great! ### 5/5 — Life changing app *2026-05-13, version 1.7.2* Living in the UK it’s difficult to build wealth when you’re taxed at every opportunity XPlace credit feature allows me to borrow against my crypto portfolio instead of selling to fund my lifestyle My tax has reduced significantly since using and my portfolio is still gaining price appreciation plus around 10% annual yield on average Highly recommend ## Frequently asked questions about XPlace ### What is XPlace? XPlace is a crypto credit card that allows you to spend your digital assets without selling them, access instant credit, and earn yield on your holdings. It aims to integrate crypto into your lifestyle with rewards and perks. ### How does XPlace allow me to spend crypto without selling? XPlace uses your crypto portfolio as collateral to provide you with instant credit. This allows you to access real-world spending power without triggering capital gains tax or selling your assets. ### What kind of rewards and perks can I expect with XPlace? Users can earn cashback and XP with every transaction. Additionally, XPlace offers lifestyle perks such as airport lounge access, 24/7 concierge services, and premium travel upgrades. ### Is XPlace secure? Yes, XPlace is built on trusted blockchain infrastructure with institutional-grade custody, ensuring your assets are kept safe and accessible. ### What is the APY I can earn with XPlace? You can earn up to 16% APY through optimized yield strategies by keeping your assets in XPlace. This allows your holdings to generate income while you maintain access to liquidity. ### What devices does XPlace support? XPlace is currently supported on iPhones, providing a seamless experience for Apple users. ### How often is XPlace updated? The latest version of XPlace is 1.8.4, and it was last updated on May 28, 2026. This indicates a commitment to regular updates and improvements. ### Does XPlace have ads? No, XPlace does not contain advertisements, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 2.7.0 — 2026-08-21 Bug fixes and updates ### 2.6.0 — 2026-08-12 Bug fixes and updates ### 2.5.0 — 2026-08-03 Bug fixed and updates ### 2.4.0 — 2026-07-26 Bug fixes and updates ### 2.3.0 — 2026-07-09 Bug fixes and updates ## Apps similar to XPlace | App | Rating | Price | Category | | --- | --- | --- | --- | | [JustPay Donate](https://appshunter.io/ios/app/justpay-donate/id6612039713) | 5.0 (1) | Free | Finance | | [BankPro: Private Digital Bank](https://appshunter.io/ios/app/bankpro-private-digital-bank/id6752861264) | — | Free | Finance | | [Mooguul](https://appshunter.io/ios/app/mooguul/id6736827987) | 5.0 (1) | Free | Finance | | [Deks Gifts](https://appshunter.io/ios/app/deks-gifts/id6749857801) | 5.0 (4) | Free | Finance | | [MY BBE CARD](https://appshunter.io/ios/app/my-bbe-card/id6463755920) | — | Free | Finance | | [Invora](https://appshunter.io/ios/app/invora/id6749823110) | 5.0 (3) | Free | Finance | ## Related topics [wirex card](https://appshunter.io/ios/topics/wirex-card) · [wirex](https://appshunter.io/ios/topics/wirex) · [oobit](https://appshunter.io/ios/topics/oobit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*