# Xplore FCU Mobile Banking — user reviews > 25 indexed App Store user reviews of Xplore FCU Mobile Banking by Xplore Federal Credit Union, rated 4.79/5 from 849 ratings. - Source: https://appshunter.io/ios/app/xplore-fcu-mobile-banking/id509236238/reviews - App overview in markdown: https://appshunter.io/ios/app/xplore-fcu-mobile-banking/id509236238.md - Rating breakdown: 5★ 699 · 4★ 49 · 3★ 14 · 2★ 2 · 1★ 18 ## What do users think of Xplore FCU Mobile Banking? Overall sentiment: mixed **Pros** - 👍 Easy to navigate and user-friendly interface - 🚀 Convenient for on-the-go banking - 💰 Helpful for tracking expenses and account management - ⚡ Quick and simple to use - 🔧 Bugs are fixed in reasonable time - ✅ Good balance between simplicity and usability **Cons** - 🐛 App crashes and becomes unreliable - ❌ Account information display issues - 🔐 Frequent access problems to accounts - ⚠️ Unannounced system updates cause downtime - 😕 Not intuitive, works against user experience - 🔄 Requires repeated login attempts **Commonly reported bugs** - Check deposit feature broken (as of September 2021) - Account balance display inaccuracies - Inconsistent app access without notice - iPad unable to add new payees - Server uptime issues - Login loop problems **Most requested features** - Mobile check deposit feature - Add new payee functionality on mobile - Better error messages instead of repeated login prompts - Enhanced testing for iPad compatibility ## Newest reviews (7 of 25) ### 5/5 — Great. *2012-09-18, version 3.0.30.0* So convenient. ### 5/5 — Really great app *2012-08-17, version 3.0.30.0* Very helpful anywhere ### 5/5 — Great App *2012-08-10, version 3.0.30.0* Simple and easy to use... Great for when we are on the go!! ### 5/5 — Great App *2012-08-09* WOW, the SNOFCU APP, it is great. The only thing to add is the deposit feature that will let members make deposits by taking a picture of the front and back of the check to deposit. Great APP, I use it daily ! ### 5/5 — Awesome App! *2012-07-27, version 2.3.1* It has made my life so much easier! Thanks Shell :0) ### 5/5 — Great App! *2012-06-06, version 2.3.1* I'm very happy that Shell NOFCU has a banking app now. It works great. I would like to see a feature that allows members to deposit a check by taking a picture of it in a future release. ### 5/5 — Great Finance App! *2012-05-27, version 2.3.1* Does everything I need it to do while I'm on the go! ## Most critical reviews (10 lowest-rated) ### 1/5 — App crashes *2026-08-06, version 2026.4.2.1* The app crashes constantly and is becoming increasingly slower. ### 1/5 — This bank is not reliable *2024-06-13, version 2024.01.01* This bank is not reliable and their app barely have your account information. I should stick with banks that have good reputation. ### 1/5 — 🤔 *2023-01-10, version 2022.9.1.11* It’s also problems with the app & how much is in your account. Every few days without notice. ### 1/5 — Check deposit feature broken *2021-09-19, version 2021.06.0.55* I use the mobile app for one thing: Check deposits. Was working fine until recently (sep 12th), now it doesn’t and the app became useless to me. Very disappointing ### 2/5 — Needs an overhaul! *2013-09-24, version 3.3.1.0* This app is only a hair less frustrating than no app. Not intuitive at all. Like the website, I have found my way around only through time and forcing myself because it feels like it's working against me rather than making things easier. ### 3/5 — Updates without warning *2019-04-28, version 5.11.0.22* Updates system with no warning, no access to accounts for a couple days at a time during this period. ### 3/5 — Great when server is up.. *2012-08-10, version 3.0.30.0* Awesome and convient! ### 4/5 — Nice app *2013-08-03, version 3.3.1.0* Good clear and simple application for internal Xplore FCU banking! ### 5/5 — Good App; Great Company *2019-12-06, version 6.0.1.25* Bugs (when they happen) are fixed in a reasonable time ### 5/5 — Great app *2019-02-23, version 5.11.0.22* A great little app. Easy to navigate through. I use it keep track of my daily expenses. ## Most praised reviews (8 highest-rated) ### 5/5 — Xplore FCU Apps *2015-02-27, version 4.1.1.0* Both the banking and check deposit Apps are brilliant. Perfect balance between simplicity and usability for a bank App. Made managing accounts so much easier. ### 5/5 — Quick and Easy *2015-02-17, version 4.1.1.0* XFCU's app is great. Never a problem and makes managing my checking and saving a breeze. ### 5/5 — Great app *2013-07-12, version 3.3.1.0* Easy to use ### 5/5 — Xplore App *2013-05-22, version 3.3.1.0* Awesome. ### 5/5 — Needs work *2013-03-26, version 3.3.0.0* I too think it is somewhat a little help, but on my iPad couldn't find how to add a new payee, only could use what was already set up, big problem when I never write checks and it is a weekend. Please test this further and add more things like Why you are getting an error and not keep asking you to log in over and over again. ### 5/5 — Mr. Spence *2013-02-08, version 3.3.0.0* Works great. Use it for mah $$$$ ### 5/5 — Excellent *2012-10-14, version 3.0.30.0* Easy to understand and check account. Great app ### 5/5 — Credit Union App *2012-09-25, version 3.0.30.0* Easy To Use , Fast & Simple I ❤ It --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*