# XRP Wallet-Stake & XRPL — XRP stake is here

> Self-custody XRP Ledger wallet for managing XRP, issued tokens, and staking. (iPhone/iPad app by Tool Ark LTD.)

- Source: https://appshunter.io/ios/app/xrp-wallet-stake-and-xrpl/id6790735648 (this page in markdown: same URL + `.md`)
- Developer: [Tool Ark LTD](https://appshunter.io/developer/6790735650)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.86/5 from 7 App Store ratings · 4 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 8 MB
- Languages: American English
- Released: 2026-07-19
- Data updated: 2026-11-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/xrp-wallet-stake-and-xrpl/id6790735648/reviews.md

## What is XRP Wallet?

VaultXRP Wallet is a private, self-custody wallet for the XRP Ledger (XRPL). Your keys and recovery phrase are generated and stored only on your device. There is no account to create, no cloud custody, and no tracking.

WHY VAULTXRP
Own your XRP and own your keys. VaultXRP is a non-custodial XRP wallet: only you can access your funds, and only you can recover them. Everything is signed on-device.

KEY FEATURES
- Self-custody XRP wallet: you alone hold your keys
- Create a wallet with a 24-word recovery phrase, or import an existing XRPL wallet
- Advanced import: family seed (s.../sEd...), BIP39 recovery phrase, optional passphrase, custom derivation path, and watch-only address
- Live XRP Mainnet balances, spendable amount, and reserve
- View issued tokens such as RLUSD with real balances and issuer details
- Token details with live market data and your holdings
- Activate or deactivate XRPL trust lines for issued assets
- Send and receive XRP with clear review screens, destination tags, and QR scanning
- CrossPay: pay a token on another blockchain with XRP you already hold, with token and chain logos
- Private Send: deliver XRP without linking your address to the recipient
- Live CrossPay and Private Send status on Home and Activity, including the destination transaction
- Optional earnXRP staking on Flare via user-signed XRP Ledger payments (no FLR, no extra keys)
- Address book for saved recipients
- Encrypted wallet backup export and import
- Face ID / passcode lock, privacy screen, and auto-lock
- Light and dark mode, designed for iPhone and iPad

SECURITY FIRST
Secrets never leave your device and are protected in the Secure Enclave-backed Keychain. We never see your recovery phrase, and support cannot recover funds for you. Transactions are signed locally and are final once validated on the XRP Ledger.

IMPORTANT DISCLOSURES
VaultXRP Wallet is independent software. It is NOT affiliated with, endorsed by, or connected to Ripple or the XRP Ledger Foundation. "XRP", "XRPL", and "XRP Ledger" are used only to describe supported network functionality.

CrossPay and Private Send use NEAR Intents. Your device signs a normal XRP Ledger payment to a one-time deposit address; VaultXRP does not custody the routed funds, and delivery on the other chain is performed by NEAR Intents. Move converts XRP and issued tokens this wallet already holds by signing a ledger payment on this device. VaultXRP does not provide on-ramp, off-ramp, lending, or investment services, and it does not custody funds. Optional staking uses Flare’s FAssets FXRP and earnXRP: you sign XRP Ledger payments on device; yield is variable and not guaranteed; unstaking is not instant. This is not native XRPL staking. Issued tokens represent obligations of their issuers, not native XRP, and their value depends entirely on the issuer.

Cryptocurrency is volatile and self-custody carries risk. If you lose your recovery phrase, your funds cannot be recovered by anyone.

Own your XRP. Own your keys.

## Key features

- Self-custody XRP wallet
- Manage issued tokens with live market data
- CrossPay and Private Send features
- Optional earnXRP staking on Flare
- Advanced import options
- On-device transaction signing

## Is XRP Wallet safe?

Not enough ratings yet to assess XRP Wallet.

## Is XRP Wallet legit?

XRP Wallet-Stake & XRPL has limited verification signals. The AppsHunter Legitimacy Score for XRP Wallet is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/xrp-wallet-stake-and-xrpl/id6790735648/reviews.md

### 5/5 — Easy backup reminder to use

*2026-08-20*

Setting up the wallet made me pay more attention to the recovery details. I saved them offline as suggested and now use the app mainly for checking funds without needing my laptop.

### 5/5 — Quick check before sending

*2026-08-18*

I use it when I need to confirm an XRP address before sending funds. The balance and recent activity are easy to find, and the layout feels less confusing than I expected on a small phone screen.

### 4/5 — Easy way to track balances

*2026-08-01*

I mainly use it to keep an eye on my XRP balance and recent activity. The transaction history is clear enough that I can quickly confirm what came in and what went out. Last night I compared a few payments from different days and it was simple to scroll back and verify amounts.

### 5/5 — Smooth Setup and Transfers

*2026-07-31*

I set this up when I needed to move some XRP from an exchange late at night. The wallet creation was straightforward and I liked how clearly the backup steps were explained. Sending and receiving felt quick, and I could check the transaction status without digging through menus.

## Frequently asked questions about XRP Wallet

### What is XRP Wallet?

XRP Wallet is a private, self-custody wallet designed for the XRP Ledger (XRPL). It allows you to securely manage your XRP and other issued tokens, with all keys and recovery phrases stored only on your device.

### How secure is XRP Wallet?

Security is a top priority. Your private keys and recovery phrase are generated and stored locally on your device, protected by the Secure Enclave-backed Keychain. Secrets never leave your device, and support cannot access your funds.

### Can I stake XRP with XRP Wallet?

Yes, XRP Wallet offers optional earnXRP staking on Flare via user-signed XRP Ledger payments. This feature allows you to earn yield, though it is variable and not guaranteed, and unstaking is not instant.

### What are the advanced import options for XRP Wallet?

XRP Wallet supports advanced import methods including family seed (s.../sEd...), BIP39 recovery phrase, optional passphrase, custom derivation path, and watch-only addresses, providing flexibility for existing XRPL users.

### Does XRP Wallet support issued tokens?

Yes, you can view issued tokens such as RLUSD with real balances and issuer details. The app also provides token details with live market data and allows you to activate or deactivate XRPL trust lines for these assets.

### What is CrossPay in XRP Wallet?

CrossPay allows you to pay a token on another blockchain using the XRP you hold. This feature utilizes NEAR Intents, where your device signs an XRP Ledger payment to a one-time deposit address for routing.

### Is XRP Wallet available on all devices?

XRP Wallet is designed for iPhone and iPad, supporting both light and dark modes. It requires iOS 17 or later for optimal performance.

### How often is XRP Wallet updated?

The app was last updated on October 29, 2026, with version 1.2.2. This indicates a recent update, suggesting ongoing development and support.

## Version history (last 5 releases)

### 1.2.2 — 2026-10-29

CrossPay pays tokens on other chains with XRP you already hold. Private Send unlinks the payout from your wallet. Activity shows who you paid, what arrived, and the live delivery status. Signed on your device.

### 1.2.1 — 2026-10-05

Move converts XRP and tokens you already hold. Signed on your device.

### 1.2.0 — 2026-09-26

XRP stake is here.

Stake XRP from this wallet through Flare, signed on your device. The shown APY is the live official 30-day rate. This is not native XRPL staking.

### 1.1.6 — 2026-08-06

Minor fixes and stability improvements.

Prices, charts and Explore now appear instantly on launch, using the last known values while fresh market data loads.
Activating an asset such as RLUSD loads live fee and reserve data reliably, retries by itself, and tells you exactly what is missing if your wallet still needs XRP.

### 1.1.5 — 2026-08-04

Home screen name is now XRP Wallet.
Supports iPhone and iPad on iOS 17 and later.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*