Convert digital assets to fiat currency and receive bank deposits in over 42 countries. This non-custodial app supports multiple blockchain networks and offers real-time transaction tracking for a seamless experience.
1.2.1
August 9, 2026
Improved bank linking, withdrawal recovery, transaction statuses, token selection, and card-purchase handling. This update also includes clearer layouts, updated dependencies, and general stability improvements.
MoreXRPay is a finance app that allows users to convert supported digital assets into fiat currency and receive bank deposits in over 42 countries. It facilitates compliant settlement through Bridge.xyz.
XRPay uses secure authentication methods like email-based one-time passcodes or Xaman wallet connection. It also employs identity verification powered by Persona and Bridge.xyz for compliance.
XRPay supports XRP and RLUSD on the XRP Ledger, USDC and USDT on multiple EVM networks (Polygon, Ethereum, BNB Chain, Arbitrum, Optimism), ETH on Ethereum and Base, and POL on Polygon. It also supports additional ERC-20 tokens.
XRPay supports bank payouts in over 42 countries, including the United States, Canada, Mexico, Brazil, the United Kingdom, Germany, France, Spain, Italy, Australia, and Singapore, among others.
Yes, conversion fees and network gas fees apply when using XRPay. Detailed fee information is displayed to the user before each transaction is confirmed.
Processing times for receiving funds can vary depending on the network, the user's bank, and the specific jurisdiction. Settlement is not guaranteed to be instantaneous.
No, XRPay explicitly states that it does not provide financial advice, investment services, or custody of user funds. It is a tool for converting digital assets to fiat.
XRPay is available on iPhone and iPad devices, as indicated by its supported devices list.
