# XRPay Cash — Buy & Withdraw Crypto > Convert crypto to bank deposits in 42+ countries with transparent pricing. (iPhone/iPad app by XBIT INNOVATIONS LLC.) - Source: https://appshunter.io/ios/app/xrpay-cash/id6777407162 (this page in markdown: same URL + `.md`) - Developer: [XBIT INNOVATIONS LLC](https://appshunter.io/developer/6777407164) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 16.4 · 43 MB - Languages: American English - Released: 2026-07-02 - Data updated: 2026-09-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/xrpay-cash/id6777407162/reviews.md ## What is XRPay Cash? XRPay Cash helps crypto users move between their wallet and everyday money. Buy supported crypto assets directly to your connected wallet. Withdraw supported crypto from your wallet to available payout methods. Review quotes before you confirm, keep track of each transaction, and stay in control of your wallet. Why users choose XRPay Cash: - Buy crypto directly to your connected wallet - Withdraw crypto when you need real-world money - Review rates before confirming - Track buys and withdrawals in one place - Built for self-custody users Availability, assets, payout methods, timing, and fees may vary by region, payment provider, asset, and network. ## Key features - Global bank settlement in 42+ countries - Multi-chain crypto support (XRP Ledger, EVM networks) - Non-custodial asset management - Real-time transaction tracking - Secure authentication (email OTP or Xaman wallet) - Identity verification and bank linking ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/xrpay-cash/id6777407162/reviews.md ### 5/5 — Great app *2026-08-09* It was very seamless cashing out to my bank here in the US. I like that I get to keep my crypto in my own wallet and only authorized cash out from my wallet of choice. Thanks ### 5/5 — Cashed out alt coins *2026-07-22* It was quite easy to use. Seamless process. Cashed out some alt coins by bank transfer. Good job to the developers. ## Frequently asked questions about XRPay Cash ### What is XRPay? XRPay is a finance app that allows users to convert supported digital assets into fiat currency and receive bank deposits in over 42 countries. It facilitates compliant settlement through Bridge.xyz. ### How secure is XRPay? XRPay uses secure authentication methods like email-based one-time passcodes or Xaman wallet connection. It also employs identity verification powered by Persona and Bridge.xyz for compliance. ### What digital assets does XRPay support? XRPay supports XRP and RLUSD on the XRP Ledger, USDC and USDT on multiple EVM networks (Polygon, Ethereum, BNB Chain, Arbitrum, Optimism), ETH on Ethereum and Base, and POL on Polygon. It also supports additional ERC-20 tokens. ### What countries does XRPay support for bank payouts? XRPay supports bank payouts in over 42 countries, including the United States, Canada, Mexico, Brazil, the United Kingdom, Germany, France, Spain, Italy, Australia, and Singapore, among others. ### Does XRPay charge fees? Yes, conversion fees and network gas fees apply when using XRPay. Detailed fee information is displayed to the user before each transaction is confirmed. ### How long does it take to receive funds? Processing times for receiving funds can vary depending on the network, the user's bank, and the specific jurisdiction. Settlement is not guaranteed to be instantaneous. ### Can I get financial advice from XRPay? No, XRPay explicitly states that it does not provide financial advice, investment services, or custody of user funds. It is a tool for converting digital assets to fiat. ### What devices is XRPay available on? XRPay is available on iPhone and iPad devices, as indicated by its supported devices list. ## Version history (last 5 releases) ### 1.2.1 — 2026-08-09 Improved bank linking, withdrawal recovery, transaction statuses, token selection, and card-purchase handling. This update also includes clearer layouts, updated dependencies, and general stability improvements. ### 1.2.0 — 2026-07-22 • Buy supported cryptocurrencies with a credit or debit card. • Receive crypto directly in your connected self-custody wallet. • Track purchase and withdrawal progress with push notifications. • Improved transaction history and status updates. • Refined navigation, reliability, and performance. ### 1.1.2 — 2026-07-16 Move supported crypto from your wallet to an eligible bank or mobile-money account with XRPay. XRPay Cash guides you through the complete withdrawal flow. Choose an asset and network, connect your wallet, review the estimated payout and fees, confirm from your wallet, and follow the status until the payout is complete. WHY XRPAY CRYPTO TO LOCAL PAYOUTS Convert supported digital assets for payout to an eligible bank or mobile-money account. Available payout methods depend on your country. REVIEW BEFORE YOU CONFIRM See the selected asset, source network, estimated payout, fees, and destination before authorizing a transaction. YOU CONTROL YOUR WALLET XRPay does not ask for or store your wallet's private keys. Transactions are authorized from your connected wallet. TRACK EVERY WITHDRAWAL Follow each withdrawal through its current status and review previous activity from the app. MULTI-NETWORK SUPPORT Choose from supported assets and networks, including XRP Ledger and selected EVM-compatible networks. Availability can vary by route and location. HOW IT WORKS 1. Sign in with email, Apple, or a supported wallet method. 2. Select your country and complete any required verification. 3. Add an eligible bank or mobile-money payout account. 4. Choose a supported asset and network. 5. Review the estimate, fees, and payout destination. 6. Confirm the transaction from your wallet. 7. Track the withdrawal in the app. IMPORTANT Supported countries, assets, networks, payout methods, limits, fees, and processing times vary. Identity or account verification may be required depending on the payout route and jurisdiction. Estimates can change before processing is complete because of network conditions and market movement. XRPay is not a bank, broker-dealer, investment adviser, or tax adviser. XRPay does not provide financial, investment, tax, or legal advice. Terms and Privacy: https://xrpay.it/legal Support: support@xrpay.it ### 1.1.1 — 2026-07-07 Improved Wallet Connections: Resolves an issue where some wallet icons were missing. Connections are now faster and support direct wallet switching. Dynamic Token Support: Better balance tracking and transaction resolution for custom multichain tokens. Predictable Swap Routing: Under-the-hood routing updates ensure faster, more reliable crypto-to-fiat liquidations. UI Bug Fixes: Fixed a layout issue where the keyboard could overlap action buttons during swaps, along with general performance improvements. ### 1.0 — 2026-07-02 No release notes. ## Related topics [xoibit](https://appshunter.io/ios/topics/xoibit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*