# XTransfer — user reviews > 281 indexed App Store user reviews of XTransfer by XTransfer Limited, rated 4.50/5 from 132 ratings. - Source: https://appshunter.io/ios/app/xtransfer/id1463736500/reviews - App overview in markdown: https://appshunter.io/ios/app/xtransfer/id1463736500.md - Rating breakdown: 5★ 102 · 4★ 16 · 3★ 4 · 2★ 2 · 1★ 8 ## What do users think of XTransfer? Overall sentiment: positive **Pros** - 🚀 Fast Transfers - 👍 Good User Experience - 🔒 Stable and Reliable - 💰 Fair Rates - 🌍 Global Reach - 🤝 Efficient for B2B - 🕰️ Helpful for Traders - 🧠 Intuitive Design - 🔍 Transparent Pricing - 🕰️ Faster Than Expected - 🕰️ Instant Payments - 🔒 Secure and Reliable - 🤝 Handles Volume Well - 🤝 SME-friendly - 🤝 Suitable for Importers/Exporters - 🤝 Tailored for SMEs - 🤝 Ideal for Exporters - 🤝 Lifesaver for Small Businesses - 🤝 Excellent for Business Payments - 🤝 Perfect for Global Invoicing - 🤝 Seamless Cross-Border Payments **Cons** - 🐛 Minor Issues with Notifications - 🐛 Occasional Crashes or Freezes - 🕰️ Inconsistent Loading Times - 🕰️ Weekend Delays - 🕰️ Slower for Exotic Currencies - 🕰️ Weekday Transfers Faster Than Weekends - 🔍 Limited Search Functionality - 🎨 Outdated UI Design - 🕰️ Slower During Peak Hours - 🕰️ Occasional Lags - 🕰️ Payments Take Longer Than Expected - 🕰️ Inconsistent Transfer Speeds - 🔍 Tracking Could Be Clearer - 🕰️ Onboarding Process Too Slow **Commonly reported bugs** - Unexpected Logouts - Incompatibility with Older Devices - Login Screen Freezes - Notification Delays **Most requested features** - Dark Mode Option - Batch Payment Capabilities - More Third-Party Integrations - Improved Approval Workflows - Enhanced Notification System - Real-Time Chat Support - Expanded Offline Viewing - Biometric Payment Confirmation ## Newest reviews (24 of 281) ### 4/5 — Minor Issues with Notifications *2025-09-30, version 3.6.22* I love the app, but I don't always get a push notification when a transfer is cọmpleted. I have to check the app manually. ### 4/5 — Better Than Most Banks *2025-09-30* Far superior to my bank's international transfer service. However, the transfer limit is a bit low for my needs. ### 4/5 — Crystal clear pricing *2025-09-20, version 3.6.22* No surprises ever - cọmplete transparency in all charges! ### 4/5 — Good user experience *2025-09-20, version 3.6.22* Easy to use, but some features are hard to locate. ### 4/5 — Perfect tracking *2025-09-20, version 3.6.22* Real-time updates eliminate all uncertainty - cọmplete peace of mind! ### 4/5 — Worth every cent *2025-09-20, version 3.6.22* Premium service justified by incredible value - no regrets! ### 4/5 — Stable platform *2025-09-19, version 3.6.22* Rare crashes, but loading times can be inconsistent. ### 4/5 — Weekend champion *2025-09-19, version 3.6.22* Processed critical payroll on Saturday - no delays whatsoever! ### 4/5 — Time-saver *2025-09-19, version 3.6.22* Cross-border payments are fast, but weekend delays do occur. ### 4/5 — Quick support response *2025-09-19, version 3.6.22* Customer service responds fast, but resolutions can take time. ### 4/5 — SME-friendly *2025-09-19, version 3.6.22* Perfect for small businesses, but FX spreads could be tighter. ### 4/5 — FX mastery *2025-09-19, version 3.6.22* Beat bank rates by 2.1% - enormous cost savings! ### 4/5 — Fast but sometimes laggy *2025-09-19* Transfers are quick, but the app occasionally freezes during use. ### 4/5 — Perfect integration *2025-09-18, version 3.6.22* Works seamlessly with our accounting software - plug-and-play perfection! ### 4/5 — Minor bugs *2025-09-18, version 3.6.22* Occasionally gets logged out unexpectedly, but otherwise works well. ### 4/5 — Impenetrable security *2025-09-18, version 3.6.22* Zero security concerns - perfectly implemented protection! ### 4/5 — Simple and effective *2025-09-18, version 3.6.22* Gets the job done, just needs more advanced features. ### 4/5 — Fintech leader *2025-09-18, version 3.6.22* Sets the standard others follow - industry benchmark! ### 4/5 — Significant savings *2025-09-18, version 3.6.22* Fees are fraction of bank costs - incredible ROI! ### 4/5 — Industry disruptor *2025-09-17, version 3.6.22* Left traditional banks in the dust - this is the future! ### 4/5 — Never any delays *2025-09-17, version 3.6.22* Funds always arrive as promised - perfect timing every time! ### 4/5 — Efficient for B2B *2025-09-17, version 3.6.22* Vendor payments are seamless, but approval workflows could be faster. ### 4/5 — Payroll perfection *2025-09-17, version 3.6.22* Handles 200+ monthly payments effortlessly - incredibly scalable! ### 4/5 — Minor UI issues *2025-09-17, version 3.6.22* Works well overall, but some buttons are poorly placed. ## Most critical reviews (10 lowest-rated) ### 1/5 — Terrible App & Service *2026-08-03, version 3.8.6* Used this company for about nine months. We went out of our way to ensure compliance with all of their processes. They suddenly closed our account without giving a reason and without giving us a chance to appeal or provide supporting documents. They ruined our ability to temporarily pay our suppliers. To top it all off, they have the audacity to keep sending me personal marketing materials and invitations to events on WeChat (looking at you Jayden). They’re just robots without a thought in their little heads. Go elsewhere. ### 1/5 — xt会突然封帐号 *2026-04-29, version 3.8.0* 不要用 他会突然就把帐号封了 ### 1/5 — I can not send money to my personal account *2026-02-11, version 3.7.12* The application got frozen and I can not transfer money ### 1/5 — Disappointed service *2025-05-06* The processing of the payment was quick but what happened afterwards was shocking. Client haven’t yet received the money for almost a month and they haven’t been able to resolve issue till now. It’s better to make the transfer using banks as all their back end transfers are from banks and they chose a payment process which halted the transaction. Needless to say they need to improve more in their problem solving skills and taking more responsibility ### 1/5 — 东西是好东西，人不行。 *2023-07-04* 东西是好东西，人不行。 ### 1/5 — Xtransfer *2023-05-11* Not English language ### 1/5 — 严重骚扰 *2023-03-16* 只要你下载注册了，没有办卡，他能一直打电话给你让你办卡，直到你死都能在打 ### 1/5 — 像流氓软件一样 *2022-08-27* 无数次给我发骚扰信息 提醒我完成认证 甚至半夜九点还给我打电话 太恶心了 怕是哪个单位都没有贵司上班亲 果断注销了 再发就工信部投诉 ### 3/5 — 需要支持个人开户 *2026-08-08* 不支持个人开户金融平台都是不完的整平台 ### 4/5 — Fast Transfers, When They Go Through *2025-10-01* When it works, it's lightning fast. On two occasions, my transfer failed and I had to re-enter all the details from scratch. ## Most praised reviews (10 highest-rated) ### 5/5 — 朋友推荐使用 *2026-07-29* 朋友推荐使用的，身边外贸朋友都用的这个，使用下来很方便，对接的客户经理很专业，蛮不错的，希望后续关联订单的环节可以优化的更加方便 ### 5/5 — Helpful for Traders *2025-09-03, version 3.6.20* Essential for our import/export business. The interface is functional but feels a bit out-dated and could use a refresh. ### 5/5 — Mostly Smooth Transfers *2025-09-03, version 3.6.20* Transfers are usually problem-free. I've occasionally experienced a delay for specific currency routes. ### 5/5 — Would Recọmmend *2025-09-03, version 3.6.20* I tell my business partners to use it. It's great, just needs a dark mode for those late-night payment sessions! ### 5/5 — Quick Setup Process *2025-09-03, version 3.6.20* I was able to create my account in minutes. The verification process itself took a few hours longer than expected. ### 5/5 — Easy to Use for Beginners *2025-09-03, version 3.6.20* My non-tech-savvy colleague figured it out without help. The app can be a bit slow to load sometimes, though. ### 5/5 — Simplifies Conversion of Exchange Rates *2025-09-03, version 3.6.20* Doing the conversion of exchange rates is effortless. I just wish the conversion could be smoother. ### 5/5 — A Solid B2B Tool *2025-09-03, version 3.6.20* Excellent for business payments. The approval workflows are a bit basic and could be more customizable. ### 5/5 — Useful Offline Viewing *2025-09-03, version 3.6.20* Love that I can view some pages offline. Would be great if this functionality was expanded. ### 5/5 — Biometric Login is Fast *2025-09-03, version 3.6.20* Face ID login is super convenient. I wish I could also confirm payments with it, not just my password. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*