# XtraPOWER by PAYOMATIC — user reviews > 86 indexed App Store user reviews of XtraPOWER by PAYOMATIC by PAYOMATIC, rated 4.50/5 from 661 ratings. - Source: https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625/reviews - App overview in markdown: https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625.md - Rating breakdown: 5★ 501 · 4★ 74 · 3★ 28 · 2★ 12 · 1★ 46 ## What do users think of XtraPOWER by PAYOMATIC? Overall sentiment: negative **Pros** - 👍 Convenient and intuitive - 💳 Useful card features - 💰 Helpful incentives - 🔍 Easy to track transactions - 🔥 Great app experience **Cons** - 🐛 App crashes and bugs - 💸 Unexpected fees and charges - ⏱️ Slow money transfers - 🤔 Confusing account management - 🤯 Poor customer service **Commonly reported bugs** - Login screen issues - Date of birth entry problems - Network errors - Force closing on app launch **Most requested features** - Mobile check deposit - Ability to manage multiple cards - Improved date/time picker - Support for Apple Pay ## Newest reviews (11 of 86) ### 4/5 — Not working *2022-01-06, version 1.6.0* I’m not sure how I’m supposed active my card if the app keeps force closing every time I open it. Any suggestions on how to fix this matter? ### 5/5 — Perfect use of banking *2021-12-22, version 1.6.0* Love the simplicity. ### 3/5 — Support help *2021-11-18, version 1.6.0* I had the app on my phone. I was usein it for a while but all of the son it stop now I cannot get the app back on my phone I have know idea what happen ### 5/5 — Excellent customer services *2021-10-30, version 1.6.0* Excellent customer services ### 5/5 — Great card ! *2021-10-24, version 1.6.0* Convenient ### 5/5 — Good app *2021-09-22, version 1.5.1* It’s easy to see my information and how much money is on the card. ### 5/5 — XPOWER app is awesome *2021-09-09, version 1.5.1* I would recommend this great card and love the app is great and will be telling family & friends to get Sincerely a happy customer 😊 ### 5/5 — “A TRUSTEE OF ME, &c” *2021-09-07, version 1.5.1* Well after experiencing with my former ‘Excella’ by Bancorp; was fantastic; this one “inPower” still flying high. This response isn’t a sycophant Of some sorts, but my sincerity that I kept for the last ~ten years. Thanks Ever So Much!. Ex Animo. As of September 7th, 2021 A.D. Still Flying Higher!!! FABi. **Developer response:** Hi FABI/fabi. Thanks for the great review. We're happy to hear you are enjoying the app. - the PAYOMATIC Team ### 5/5 — Amazing *2021-06-23, version 1.5.1* For many years I been using this card! And I have no complaints! Thank you, ### 5/5 — Love it *2021-04-07, version 1.5.1* Love it ### 4/5 — I need help!! *2021-03-12, version 1.5.1* I’ve downloaded your app and I’m up to the part where I’m supposed to type in my birthdate but the Rolodex for the dates won’t go backwards to place my birthdate!!!! I wish you guys would help me with this!!!! ## Most critical reviews (10 lowest-rated) ### 1/5 — Terrible either way direct deposit *2026-01-01, version 1.9.7* Direct deposit does not hit on the same day it’s attended to land on so I have to wait basically the whole week to wait to get my direct deposit,switching banks is what I’m doing ### 1/5 — Customer service is terrible *2025-09-30, version 1.9.7* The app does not work you can transfer out your money . ### 1/5 — TRASH *2025-09-29, version 1.9.7* This card is trash,DO NOT GET/USE I DO NOT RECOMMEND!! It’s always a problem with this card,and whenever you call up customer service,they are terrible with helping and dealing with customers,terrible!! I’m about to switch my card,I WILL NEVER GET THIS CARD AGAIN,I TRULY HATE THIS CARD,I DO NOT RECOMMEND!!!! ### 1/5 — Payomatic App *2024-09-14, version 1.9.3* The app says it will send a code to your mobile phone and email but it NEVER does. Making it impossible to access your account information. 😡😡😡 ### 1/5 — Hate it *2024-06-21, version 1.9.3* This card takes fees when I’m not even using the card. Every purchase I make appears higher in the app. When the original card arrives I’m shredding it and deleting this app!! ### 1/5 — I know you see these messages *2024-06-11, version 1.9.3* Y’all gonna pay for harassment and false accusations y’all going to jail in gods name amen ### 1/5 — stupid app stupid card *2022-07-18, version 1.7.0* i hate the ipower card and i hate the payomatic place. it took out $11 from my check to cash it out and that’s a freaking steal and then each time i use the card it always has to take away 1.50 when i purchase something with it. I hate you stupid card and stupid pay o matic people ### 1/5 — What happened to the app?? *2021-12-14, version 1.6.0* I tried an update and now when I try to open the app it just closes right away. Very frustrating!!!!!!!! ### 1/5 — App keeps Dashing *2021-11-03, version 1.6.0* Keeps crashing ### 1/5 — Twitchy app *2021-02-15, version 1.5.1* This app isn’t working, how can you put your date of birth when it starts to twitch and not show half of the years and months, no use for this app. ## Most praised reviews (10 highest-rated) ### 5/5 — Great App! *2025-05-08, version 1.9.6* Love the ease of use! ### 5/5 — Albert *2025-03-16, version 1.9.6* Niko ### 5/5 — Five stars *2024-12-04, version 1.9.3* I enjoy the benefits of this debit card features Easy to obtain money transfers 🥳 ### 5/5 — The review . *2024-02-22, version 1.9.1* Loving the tracking app. ### 5/5 — I love this app *2023-05-20, version 1.8.1* Wish the balance amount was higher then what it is love the work guys ### 5/5 — Am on disability why get charged for everything!!!! *2022-08-30, version 1.7.0* The card works great and I hardly have any problems so far. The only issues I been having is that they charged you for every little thing. You take money out they charge you the disability check goes in the card they charge you , you wanna add money they charged you when is enough I pay my bills with my card like the con Ed and phone bill still get charge not for nothing but am looking for a new card service that’s little more considerate with their clients like us on S. S. D , S. S. I. ### 5/5 — The best services *2022-08-08, version 1.7.0* Love it ### 5/5 — Great and easy to use App *2022-07-04, version 1.7.0* Everything is at your fingertips ### 5/5 — App like no other! *2022-04-29, version 1.6.0* I am very pleased with this App. It gives you up to the minute data on who what where your money was used on. I will definitely recommend to anyone. And keeps you up on your balance as you spend. No more calling or searching text for me Yayyy. ### 5/5 — Service *2022-01-31, version 1.6.0* Awesome --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*