# Xu — Quản lý chi tiêu

> Xu — Quản lý chi tiêu (iPhone/iPad app by Luu Hong Son.)

- Source: https://appshunter.io/ios/app/xu-quan-ly-chi-tieu/id6772131545 (this page in markdown: same URL + `.md`)
- Developer: [Luu Hong Son](https://appshunter.io/developer/1573255447)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.5 · 70 MB
- Languages: English
- Released: 2026-06-11
- Data updated: 2026-08-15
- User reviews in markdown: https://appshunter.io/ios/app/xu-quan-ly-chi-tieu/id6772131545/reviews.md

## What is Xu?

Xu is a 100% free, offline-first personal expense tracker. All your data is encrypted and stays ON YOUR DEVICE — no server, no account, no data collection.
KEY FEATURES:
• Quick transaction entry, income/expense/transfer
• Smart budgets with 80%/100% overspend alerts
• Savings goals with progress tracking
• Debt tracking (lending & borrowing)
• Recurring transactions with reminders
• Visual statistics: pie, bar, waterfall, trend, forecast
• Smart input: voice, receipt OCR, bank notification detection
• AI assistant in Vietnamese, runs offline
• PIN lock + Face ID / fingerprint
• Dark mode
• No ads
Fun "Golden Ant" pixel-art design. Built for Vietnamese users who want simple, private expense tracking.


## Version history (last 1 release)

### 1.0 — 2026-06-12

No release notes.

## More apps by Luu Hong Son

- [Anime World Wallpaper](https://appshunter.io/ios/app/anime-world-wallpaper/id1573254995)
- [Hảo — Learn Chinese & HSK](https://appshunter.io/ios/app/hao-learn-chinese-and-hsk/id6776048143)
- [Spark English](https://appshunter.io/ios/app/spark-english/id6777419698)
- [Block Delve](https://appshunter.io/ios/app/block-delve/id6780231725)
- [PourPop: Water Puzzle](https://appshunter.io/ios/app/pourpop-water-puzzle/id6785481847)

All apps by Luu Hong Son: https://appshunter.io/developer/1573255447

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*