# Xverse: Bitcoin Crypto Wallet — Earn, Borrow & Spend Bitcoin

> Self-custody Bitcoin wallet for earning, spending, and managing onchain assets. (iPhone/iPad app by Secret Key Labs.)

- Source: https://appshunter.io/ios/app/xverse-bitcoin-crypto-wallet/id1552272513 (this page in markdown: same URL + `.md`)
- Developer: [Secret Key Labs](https://appshunter.io/developer/1552272515)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.70/5 from 1,602 App Store ratings · 292 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 70 MB
- Languages: American English
- Released: 2021-10-15
- Data updated: 2026-08-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/xverse-bitcoin-crypto-wallet/id1552272513/reviews.md

## What is Xverse?

The Bitcoin financial platform built on self custody.

Trusted by nearly 2 million users and featured in Yahoo Finance, Nasdaq, and CoinDesk.

Earn yield, borrow against your bitcoin, and spend your coins without selling. Send and receive money globally. Your keys stay in your control. Onchain finance. No permission required.

SECURE. PRIVATE. SELF CUSTODY.

Full self custody. You control your private keys. Xverse never has access to your funds.

Connect your Ledger or Keystone hardware wallet. Keep your keys offline. Manage your portfolio with the speed of a digital bank.

- Hardware wallet support including Ledger and Keystone
- Biometric authentication on mobile
- Import existing wallets in seconds
- Open source and independently audited by leading security firms

No custodians. No account freezes. No withdrawal limits. No credit checks. Your coins. Your control.

SEND AND RECEIVE MONEY GLOBALLY

Pay anyone, anywhere. Send bitcoin and stablecoins instantly using Lightning. Transfer money across Bitcoin layers including Starknet, Stacks, and Spark with near-zero fees.

- Send and receive bitcoin and stablecoin payments
- Pay instantly using Lightning
- Global money transfer with no intermediaries
- Buy bitcoin and supported assets directly in-app
- Swap tokens or bridge assets across chains

Everyday payments. Cross-border capital. You stay in control.

EARN YIELD AND GROW YOUR BITCOIN

Your coins should be working. Stake, lend, and earn interest on your bitcoin and stablecoins.

- Stake STX and earn BTC rewards paid directly to your wallet
- Earn interest on stablecoins including USDC through secure lending
- Access bitcoin-backed yield opportunities including WBTC staking
- High yield onchain strategies
- Browse and earn directly in-app

Every coin works harder. You stay in control.

BORROW AGAINST YOUR BITCOIN

Get cash without selling your coins. Take out bitcoin-backed loans and keep your position.

- Borrow money against your BTC with no credit checks
- Bitcoin-backed loans with no intermediaries
- Access stablecoin liquidity instantly
- Keep your coins. Never sell.

The old way: sell your bitcoin, lose your position, trigger a tax event. The new way: borrow against it and pay it back on your terms.

SPEND YOUR CRYPTO

Spend globally while your bitcoin and stablecoins keep generating yield.

- Spend bitcoin and stablecoins globally
- Pay with Lightning for instant settlement
- The Xverse bitcoin card is coming soon. Your onchain balance, connected to everyday spending.

Your money. Onchain. No bank required.

YOUR STABLECOINS. YOUR SAVINGS.

Stablecoins built for payments, savings, and yield.

- Store stablecoins including USDB, USDC, and USDCx
- Earn interest on your savings with no lock-ups
- Send stablecoin payments globally, anytime
- Use stablecoins as digital cash for everyday spending
- Connect your US bank account to deposit and buy directly

Global finance. Bitcoin-grade security. One platform.

THE BITCOIN ECONOMY. ONE SCREEN.

Manage your full onchain portfolio in a single unified view.

- Bitcoin (BTC)
- Stablecoins
- Stacks (STX) and sBTC
- Starknet and Spark assets
- Bitcoin Layer 2 tokens
- Ordinals, Runes, and Bitcoin-native assets

Available in English, Simplified Chinese, Spanish, Korean, Japanese, German, Portuguese, French, Turkish, and Russian.

Download Xverse and put your bitcoin to work.

## Key features

- Full self-custody of private keys
- Hardware wallet support (Ledger, Keystone)
- Biometric protection
- Send Bitcoin globally via Lightning
- Store and earn yield on stablecoins
- Manage Bitcoin, STX, Starknet, and Ordinals

## What do users think of Xverse?

Overall sentiment: positive

**Pros**

- 👍 User-friendly interface
- 🚀 Smooth performance
- 💎 Great for Ordinals and Runes
- 🔒 Secure wallet
- 🤑 Earn BTC through STX staking

**Cons**

- 🐛 Occasional bugs and glitches
- 🔑 Restrictive password/PIN requirements
- 💸 High transaction fees
- 🔌 Issues with withdrawing funds

**Commonly reported bugs**

- Ordinals and collectibles not showing up
- Wallet balance not updating correctly
- Transactions failing due to insufficient funds

**Most requested features**

- Add hardware wallet support
- Improve token display and management
- Integrate Lightning Network capabilities
- Provide more transparency on fees and locked funds

## Recent user reviews (10 of 292)

All indexed reviews: https://appshunter.io/ios/app/xverse-bitcoin-crypto-wallet/id1552272513/reviews.md

### 5/5 — Xverse wallet

*2026-06-08, version v2.4.3*

Best mobile wallet for btc and stx

### 5/5 — THE Bitcoin wallet

*2026-06-07, version v2.4.2*

Honestly no matter what Inalways have this. XVERSE, UniSat, Sparrow and you’ll be ready for Bitcoin.

### 5/5 — Great for lower amounts of crypto

*2026-05-27, version v2.3.3*

I needed a crypto wallet with a lower minimum deposit, and xverse is just the thing with a minimum of just 10,000 sats.

### 2/5 — Please I couldn’t get Into my xverse wallet

*2026-05-25, version v2.3.3*

Please what can I do

### 1/5 — Swap mask freezes

*2026-05-21, version v2.3.3*

Everytime I want to swap my Bitcoin the swap masks freezes.

### 5/5 — Nice

*2026-05-12, version v2.3.1*

God

### 5/5 — Superb BTC wallet

*2026-04-10, version v2.2.0*

This wallet is a super app for the Bitcoin L2s: Spark & Lightning. And also compatible with Starknet. Fantastic and can’t wait for the card and other features to be released.

### 1/5 — Пропали STX

*2026-03-13, version v2.0.3*

С кошелька ушли деньги Кто-то сделал транзакцию .Кошелек был подключен к ихнему приложению. На письма не отвечают,игнорируют! Ни какой обратной связи

### 2/5 — 質押系統

*2026-02-18, version v2.0.1*

質押系統不好用，時間顯示不準確

### 5/5 — 최고!!!

*2026-02-17, version v2.0.0*

비티씨 보상이 되는 것보고 너무 흥분되고 짜릿함~ 언젠가 스택스가 최고의 탑이 될거라 확신 한다

## Frequently asked questions about Xverse

### What does the Xverse app do?

Xverse is a Bitcoin financial platform built on self-custody. It allows users to securely earn, borrow, and spend their Bitcoin and other onchain assets 24/7. The app emphasizes user control over private keys, ensuring no freezes or bail-ins.

### What are the key features of Xverse?

Key features include full self-custody with control over private keys, hardware wallet support for Ledger and Keystone, biometric protection, the ability to send Bitcoin globally via Lightning, and options to store and earn yield on stablecoins. It also supports managing various Bitcoin-native assets like Ordinals and Layer 2 tokens.

### Is Xverse free to use?

Based on the provided information, the app is free to use. There is no mention of subscription fees, paid downloads, or in-app purchases for core functionality. The monetization model is listed as 'free'.

### What cryptocurrencies can I manage with Xverse?

You can manage a wide range of onchain assets, including Bitcoin (BTC), stablecoins like USDB and USDC, Stacks (STX), Starknet and Spark assets, Bitcoin Layer 2 tokens, and Bitcoin-native assets such as Ordinals and Runes.

### How does Xverse ensure security?

Xverse prioritizes security through full self-custody, meaning users control their private keys and the app never has access to funds. It also offers native cold storage support by connecting to hardware wallets like Ledger and Keystone, and includes biometric protection on mobile devices. The infrastructure is open source and independently audited.

## Version history (last 5 releases)

### v2.8.0 — 2026-08-17

Send cross border payments directly to bank accounts

Send stablecoin payments cross-chain to all major networks privately.

Key improvements to make Xverse easier to use

### v2.7.4 — 2026-08-12

Updated STX token staking

### v2.7.3 — 2026-08-09

Updated STX token staking

### v2.7.2 — 2026-08-07

Updated STX token staking

### v2.7.1 — 2026-08-04

Updated STX token staking

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## Related topics

[xverse](https://appshunter.io/ios/topics/xverse) · [xverse wallet](https://appshunter.io/ios/topics/xverse-wallet) · [unisat wallet](https://appshunter.io/ios/topics/unisat-wallet) · [unisat](https://appshunter.io/ios/topics/unisat) · [leather wallet](https://appshunter.io/ios/topics/leather-wallet) · [bitcoin wallet private](https://appshunter.io/ios/topics/bitcoin-wallet-private) · [x-wallet](https://appshunter.io/ios/topics/x-wallet) · [uxuy](https://appshunter.io/ios/topics/uxuy) · [taproot](https://appshunter.io/ios/topics/taproot) · [crypto wallet yield](https://appshunter.io/ios/topics/crypto-wallet-yield)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*