# XYLO: AI Document Scanner — Chat with PDF & summarize OCR

> Chat with PDF & summarize OCR (iPhone/iPad app by Ralph Mattew Palomaria.)

- Source: https://appshunter.io/ios/app/xylo-ai-document-scanner/id6771778565 (this page in markdown: same URL + `.md`)
- Developer: [Ralph Mattew Palomaria](https://appshunter.io/developer/1842110018)
- Category: Productivity, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 14 MB
- Languages: American English
- Released: 2026-05-27
- Data updated: 2026-10-20

## What is XYLO?

Scan. Understand. Ask. — All on your device.

XYLO turns any document into an instant AI summary and lets you have a conversation about it. Scan a receipt, upload a contract, photograph meeting notes — XYLO extracts the text, breaks it down, and answers your follow-up questions. No internet. No servers. No data ever leaves your phone.

--- SCAN & UPLOAD ---
Scan any document or import a PDF from your files. XYLO uses Apple Vision to extract every word with precision. Supports receipts, contracts, memos, reports, letters, news articles, and more.

--- INTELLIGENT SUMMARIES ---
XYLO doesn't just summarize — it structures. Get organized sections with bullet points, checklists, key-value pairs, and data tables automatically detected from your document. Action items are highlighted. Important dates, names, and amounts are called out.

--- ASK FOLLOW-UP QUESTIONS ---
Tap "Ask" to start a conversation with your document. "What are the key deadlines?" "Who are the parties involved?" "What is the penalty clause?" XYLO finds the most relevant sections and gives you an accurate, grounded answer — with page citations. Smart follow-up suggestions keep the conversation going. All chats are saved on-device.

--- SMART DOCUMENT INTELLIGENCE ---
XYLO automatically detects document type, tone, and audience. It extracts names, organizations, dates, monetary amounts, and flags sensitive information like phone numbers or email addresses — all displayed in a beautiful intelligence dashboard.

--- COMPARE DOCUMENTS ---
Select any two documents from your history and compare them side by side — differences in tone, content, and structure highlighted instantly.

--- POWERED BY APPLE INTELLIGENCE ---
On supported devices (8 GB+), XYLO uses Apple Intelligence for instant document analysis — no downloads, no waiting. Just scan and go. On other devices, a one-time model download enables the same powerful analysis.

--- 100% PRIVATE. ZERO DATA COLLECTION. ---
Every AI model runs directly on your device. No cloud. No API calls. No analytics. No accounts. No tracking. Turn on Airplane Mode and XYLO still works — scanning, summaries, and chat all run with zero connection. What you scan stays on your device — period. XYLO is built for people who care about privacy.

--- PRICING ---
Your first 3 documents are free — enough to experience the full power of on-device AI. Then own it forever with a single lifetime purchase. No subscription, no recurring fees, no hidden costs. All future updates included.

--- REQUIREMENTS ---
- iPhone or iPad with 6 GB RAM or more (iPhone 14 Pro, iPhone 15, or newer recommended)
- iOS 26.0 or later
- Apple Intelligence required on 8 GB+ devices (enabled in Settings)
- ~1 GB free storage for the on-device AI model (6 GB devices only — 8 GB+ devices use Apple Intelligence with no download)

Understand more, remember everything.

- NEW: Ask Across Your Library — ask one question across all your documents and get an answer that cites which documents it came from
- NEW: Collections & tags — organize your analyses into folders, with automatic tagging by document type and topic
- NEW: Structure-aware reading — tables, lists, and titles are detected and preserved; copy or share any table as Markdown, CSV, or TSV
- NEW: Choose how Q&A answers — capable devices use Apple Intelligence by default (instant, no download); opt into on-device Gemma for richer answers (one-time download, fully private, and it cools down gracefully by falling back to Apple Intelligence under heavy load)
- Rename any analysis, and see cleaner titles throughout
- Sharper, better-grounded answers — document chat now stays anchored to your document's facts (names, dates, amounts) and resists making things up, with faster, cooler-running performance on 6 GB devices
- Faster, lighter 6 GB devices — a single compact on-device model now powers both summaries and chat (~1 GB download, down from ~3.5 GB)

100% on-device, as always. No internet, no servers, no data collection.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Xylo Lifetime Access | $9.99 | one-time |


## Is XYLO safe?

Not enough ratings yet to assess XYLO.

## Is XYLO legit?

XYLO: AI Document Scanner has limited verification signals. The AppsHunter Legitimacy Score for XYLO is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.2.1 — 2026-10-13

Sharper, more trustworthy on-device intelligence.

== What's New (v1.2.1) ==
- More accurate summaries — correct names and parties, amounts shown in the document's own currency, and key clauses (confidentiality, payment, termination) no longer missed
- Smarter answers — when a document doesn't contain what you asked, XYLO now says so instead of guessing, and never leaves a blank reply
- Clearer summary headings and general reliability polish

== v1.2.0 ==
- NEW: Ask Across Your Library — ask one question across all your documents and get an answer that cites which documents it came from
- NEW: Collections & tags — organize your analyses into folders, with automatic tagging by document type and topic
- NEW: Structure-aware reading — tables, lists, and titles are detected and preserved; copy or share any table as Markdown, CSV, or TSV
- NEW: Choose how Q&A answers — capable devices use Apple Intelligence by default (instant, no download); opt into on-device Gemma for richer answers (one-time download, fully private, and it cools down gracefully by falling back to Apple Intelligence under heavy load)
- Rename any analysis, and see cleaner titles throughout
- Sharper, better-grounded answers — document chat now stays anchored to your document's facts (names, dates, amounts) and resists making things up, with faster, cooler-running performance on 6 GB devices
- Faster, lighter 6 GB devices — a single compact on-device model now powers both summaries and chat (~1 GB download, down from ~3.5 GB)

100% on-device, as always. No internet, no servers, no data collection.

### 1.2.0 — 2026-10-10

Understand more, remember everything.

- NEW: Ask Across Your Library — ask one question across all your documents and get an answer that cites which documents it came from
- NEW: Collections & tags — organize your analyses into folders, with automatic tagging by document type and topic
- NEW: Structure-aware reading — tables, lists, and titles are detected and preserved; copy or share any table as Markdown, CSV, or TSV
- NEW: Choose how Q&A answers — capable devices use Apple Intelligence by default (instant, no download); opt into on-device Gemma for richer answers (one-time download, fully private, and it cools down gracefully by falling back to Apple Intelligence under heavy load)
- Rename any analysis, and see cleaner titles throughout
- Sharper, better-grounded answers — document chat now stays anchored to your document's facts (names, dates, amounts) and resists making things up, with faster, cooler-running performance on 6 GB devices
- Faster, lighter 6 GB devices — a single compact on-device model now powers both summaries and chat (~1 GB download, down from ~3.5 GB)

100% on-device, as always. No internet, no servers, no data collection.

### 1.1.0 — 2026-05-31

Xylo has now built-in on-device Audio recording with live transcription. Perfect for capturing private conversations, sensitive topics, 100% safe. On top of this, you can now get closer to your document with Voice chat. Get instant answers, quick, convenient and intuitive. 

Xylo is ready to be your next power tool right anywhere you go.

Voice Chat & Audio Recording

- Voice Chat — tap the mic to ask your document questions by voice, hear answers read back to you
- Audio Recording — record lectures, meetings, or notes with live transcription and waveform visualization
- Analyze audio — recorded or imported audio files are transcribed and analyzed just like scanned documents
- Pause & resume recording with real-time speech recognition
- Improved document chat engine with quick-answer mode for voice conversations
- Performance and stability improvements

### 1.0 — 2026-05-28

No release notes.

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## More apps by Ralph Mattew Palomaria

- [Unawain](https://appshunter.io/ios/app/unawain/id6763873149)

All apps by Ralph Mattew Palomaria: https://appshunter.io/developer/1842110018

## Related topics

[xylo](https://appshunter.io/ios/topics/xylo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-20.*