# Yakima Federal Savings & Loan

> Mobile banking app for managing accounts, transfers, deposits, and bill payments. (iPhone/iPad app by Yakima Federal Savings and Loan Association.)

- Source: https://appshunter.io/ios/app/yakima-federal-savings-and-loan/id938211422 (this page in markdown: same URL + `.md`)
- Developer: [Yakima Federal Savings and Loan Association](https://appshunter.io/developer/938211421)
- Category: Finance
- Price: Free
- Rating: 4.76/5 from 1,736 App Store ratings · 38 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 104 MB
- Languages: English
- Released: 2014-12-02
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yakima-federal-savings-and-loan/id938211422/reviews.md

## What is Yakima Federal Savings & Loan?

Yakima Federal Savings and Loan Mobile Banking.

Online banking on your iPhone or iPad is better with our app. The Yakima Federal Savings and Loan mobile app provides an online banking experience specially designed for your iOS device.

With the app you can:

• Use Apple’s TouchID and FaceID for password-free logins.
	- Selected services inside mobile banking may prompt for password entry as an extra security measure.

• Review your balance and transaction history.

• Optional Instant Balance feature allows quick access to account balances without having to log in.

• Transfer funds between eligible accounts you have with Yakima Federal Savings and Loan.

• Deposit checks with the mobile deposit feature.
- Account eligibility, check suitability, and transaction limits apply.

• Activate and receive account alerts.

• Conduct external transfers from and to accounts held at other institutions.
 	- Requires registration for external transfer service through main online banking site.
 	- Account eligibility and transaction limits apply.
	- Fees may apply.

• Make regular payments to your mortgage loan from Yakima Federal deposit accounts.

• Pay utilities and common household billers with your already established CheckFree® online bill pay profile.
- Requires registration for CheckFree® bill pay service through main online banking site.
	- Account eligibility and registration verification requirements apply.
	- CheckFree® bill pay may not be appropriate for all billers, contact us for more details.

• Locate ATMs and Yakima Federal Savings and Loan branch locations.

• Find our hours of operation and telephone numbers for our branches.

Yakima Federal Savings and Loan Mobile Banking is available to all Yakima Federal Savings and Loan household or personal banking clients who are already enrolled in Online Banking.

If you have not registered for online banking, you may do so using the enrollment link that is present on the login screen of the app.

If you are not a customer, please contact us at https://www.yakimafed.com/about/convenient-locations-2/ or call us at 800-331-3225 during our normal office hours, 9a-5p, M-F for additional information.

* Every mobile service carrier has a different rate plan for text messaging and data services access. You may be charged per use or pay a flat rate for unlimited usage each month. You may also have different fees for text messaging and data services access. Please contact your mobile carrier directly if you aren’t sure what fees you will be charged for using our mobile banking and text messaging services.

## Key features

- Password-free logins with TouchID/FaceID
- View account balances and transaction history
- Transfer funds between accounts
- Mobile check deposit
- Pay bills and mortgage loans
- Locate ATMs and branches

## What do users think of Yakima Federal Savings & Loan?

Overall sentiment: negative

**Pros**

- 👍 Easy to use app
- 💡 More transaction options
- 🚀 Smooth performance

**Cons**

- 🐛 Frequent app crashes
- 🔒 Security concerns with SSN storage
- 🔍 Lack of account details and transaction history
- ⏱️ Slow loading times
- 🔒 Unreliable login and authentication

**Commonly reported bugs**

- Enrollment screen not working
- Inability to access account details
- Frequent sign-outs and login issues

**Most requested features**

- Improved notification system
- Faster app performance
- More detailed transaction history

## Recent user reviews (10 of 38)

All indexed reviews: https://appshunter.io/ios/app/yakima-federal-savings-and-loan/id938211422/reviews.md

### 5/5 — 10/10 experience

*2026-07-17, version 26.1.300*

Honestly the best to bank with! The employees are always so friendly, helpful and available, Yakima Federal makes banking simple, easy and no stress! Shout out to the Yakima Ave branch for being so responsive when opening my account and any questions I had:)

### 5/5 — Can’t pull out money or transfer on weekend get a weird message

*2026-06-05, version 26.1.300*

I been having such a horrible time accessing my funds

### 1/5 — Faulty App, Indifferent Attitude

*2026-03-19, version 25.2.370*

Update: app and online banking still regularly nonfunctional. Down yet again tonight. The incompetence and lack of accountability are unreal. Never in my entire life have I seen any app or service of any kind that goes down or glitches out completely the way theirs does. 

 The frequency with which their online banking simply *doesn’t work at all* is increasing, and undermines confidence in their ability to handle just about anything else. There are never answers, a timeline to have it fixed, or really any sense of accountability at all. Once again, it’s been down all day. I leave for a trip Monday, which is also a bank holiday. I can see a total balance, and nothing else. What’s cleared (and accounted for in that total)? According to them nothing, as it says I have no recent transactions. Can I perform any other function? No. Is anyone going to fix this? As usual, they are not. BUT they will almost certainly lock my debit card at the drop of a hat and make me wait until the next business day to get their permission access MY OWN MONEY.

### 5/5 — My opinion

*2026-02-08, version 25.1.350*

I’ve had a handful of different banks and this has been the easiest to keep. Customer service is great. Fees minimal.

### 1/5 — I Miss The Old App!!!

*2025-12-04, version 25.1.350*

This is app makes me want to close my account. FORCING you to enter your social security number to bring up your debit card and saying it’s to see your credit cards (which I don’t have) and then storing that number just in case you get a credit card with them in the future. How secure is this?

### 1/5 — Faulty App, Indifferent Attitude

*2025-10-12*

The frequency with which their online banking simply *doesn’t work at all* is increasing, and undermines confidence in their ability to handle just about anything else. There are never answers, a timeline to have it fixed, or really any sense of accountability at all. Once again, it’s been down all day. I leave for a trip Monday, which is also a bank holiday. I can see a total balance, and nothing else. What’s cleared (and accounted for in that total)? According to them nothing, as it says I have no recent transactions. Can I perform any other function? No. Is anyone going to fix this? As usual, they are not. 
BUT they will almost certainly lock my debit card at the drop of a hat and make me wait until the next business day to get their permission access MY OWN MONEY.

### 2/5 — More Transactions

*2025-09-23, version 25.1.320*

The app is awesome but I wished I could access more transactions

### 1/5 — Worst Online Banking

*2025-04-19, version 24.1.320*

Before the upgrade the YFS app was great. Like they say why fix something when it ain’t broken. At all times of the day I can’t sign in, when I really need to get into my app to unfreeze my card or check for withdraws etc. When I finally get in and I hit card so I can freeze or unfreeze it never loads so I’m stuck for a day unable to do either. I have given it 8 months in hopes they would fix this online banking and app but they have lacked even when I have to drive 15 mins just to go into the bank because the app does not work. Very inconvenient! So they have lost a long time member (of 25 years) because of the lack of any kind of support even with tellers (depending the location you go to) I have withdrawn most of my funds waiting for my CD to mature to take it out also!

### 1/5 — I’ve give the new update some time…

*2025-01-30, version 24.1.320*

It’s slow, buggy, and annoying. It should not take minutes to load pages in an app… and half the time face ID fails. Please, please, please fix the speed issues, the layout is fine but it’s so dang slow!

### 1/5 — Using This App Is Frustrating

*2024-12-31, version 24.1.320*

Using this app with this new update is frustrating. So I got a new phone and downloaded the app. For some reason I don’t get notifications (even though I’ve allowed them), have made it the primary phone and still don’t get them!! Also, have saved my login info and Face ID for quicker logins but I keep getting a pop up saying you guys can’t validate information. I have to enter my login credentials every time and at times I get a pop up again that says switch user…. I’m seriously debating closing my account that I’ve had with your bank for 10 plus years. It’s just becoming too frustrating and inconvenient

## Frequently asked questions about Yakima Federal Savings & Loan

### What can I do with the Yakima Federal Savings & Loan mobile app?

The app allows you to manage your finances on your iOS device. You can check your account balances and transaction history, transfer funds between eligible accounts, deposit checks using your phone's camera, and make payments for bills and mortgage loans. It also provides a feature to locate ATMs and branch locations.

### Is the Yakima Federal Savings & Loan mobile app free to use?

Yes, the app is free to download and use for eligible customers. While the app itself is free, standard mobile carrier text messaging and data rates may apply. You should contact your mobile carrier directly for information on any potential charges.

### Who is eligible to use the Yakima Federal Savings & Loan mobile app?

The app is available to all Yakima Federal Savings and Loan household or personal banking clients who are already enrolled in Online Banking. If you are not yet enrolled in online banking, you can register through the enrollment link on the app's login screen.

### How do I log in to the app securely?

The app supports password-free logins using Apple's TouchID and FaceID for enhanced security and convenience. For certain sensitive transactions or selected services within the app, you may be prompted to enter your password as an additional security measure.

### Can I deposit checks using the app?

Yes, the app features a mobile deposit function that allows you to deposit checks by taking photos of the front and back of the check. Please note that account eligibility, check suitability, and transaction limits may apply to this feature.

## Version history (last 5 releases)

### 26.1.300 — 2026-04-22

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.370 — 2026-03-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.351 — 2026-02-24

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.350 — 2025-11-06

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.320 — 2025-09-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
