# yaNkap — Digital Tontine Group Savings

> Digital tontine and money management app for Cameroon. (iPhone/iPad app by Elgiosoft Sarl.)

- Source: https://appshunter.io/ios/app/yankap/id6754392382 (this page in markdown: same URL + `.md`)
- Developer: [Elgiosoft Sarl](https://appshunter.io/developer/1502799761)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 66 MB
- Languages: American English
- Released: 2026-04-10
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yankap/id6754392382/reviews.md

## What is yaNkap?

yaNkap is the modern money app built for Cameroon. Send money, pay bills, save with friends, and run a tontine
 all from one secure wallet.                                                                                                                            
                                                                                                                                       
  What you can do                                           
                                                                                                                                     
  - Send money instantly - to any phone number, with Mobile Money. Low fees, transparent pricing.                                   
  - Top up airtime & pay bills -  ENEO, CamWater, Canal+, MTN, Orange, Camtel and more.
  - Group savings (Nkáp) -  Start or join a tontine with friends and family. Automatic rotation, transparent contributions, and payouts 
  released only when everyone has contributed.                                                                                         
  - Savings jars -  Set a goal, contribute manually or automatically (daily, weekly, monthly). Watch your progress.                     
  - Shared expenses  - Split a trip, a wedding, a project. Share an invite code, everyone contributes to a common pool, and you withdraw
   to any member when the time comes.                                                                                                                                                                           
                                                                                                                                       
  Why yaNkap                                                                                                                           
                                                                                                                                       
  - No more spreadsheets to track who paid into the tontine - the app handles it.                                                    
  - No more chasing friends for their share -  they contribute themselves with one tap.                                               
  - No more "I'll send it later" -  instant transfers, instant confirmation.                                                            
                                                                                                                                       
  Built in Cameroon, for Cameroon and the diaspora

## Key features

- Instant money transfers via Mobile Money
- Pay bills for utilities and subscriptions
- Digital tontine (Nkáp) management
- Personal savings jars with goal setting
- Shared expense management
- Transparent contributions and payouts

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/yankap/id6754392382/reviews.md

### 5/5 — Yankapppppppp

*2026-06-05*

Enfin une application locale qui comprend nos besoins au quotidien!! Yankap simplifie énormément les transactions d’argent . C’est rapide , fluide et surtout ultra-sécurisé.

## Frequently asked questions about yaNkap

### How secure is yaNkap?

yaNkap is built as a secure wallet for financial transactions. While specific security protocols are not detailed, the app emphasizes a secure environment for managing money and group savings.

### What financial institutions does yaNkap support?

yaNkap primarily supports Mobile Money for instant transfers to any phone number. It also allows for bill payments to various services including ENEO, CamWater, and Canal+.

### Can I use yaNkap offline?

The app's functionality, such as sending money and paying bills, likely requires an internet connection. Group savings and expense management features may also rely on connectivity for real-time updates.

### How does the group savings (Nkáp) feature work in yaNkap?

The Nkáp feature allows users to start or join digital tontines with friends and family. The app manages automatic rotation, tracks contributions, and ensures payouts are released only after all members have contributed.

### What are the fees for sending money with yaNkap?

yaNkap states it has low fees and transparent pricing for sending money instantly via Mobile Money. Specific fee percentages or amounts are not provided in the description.

### Is yaNkap available on Android devices?

The app is supported on iPhone and iPad. Information regarding Android compatibility is not explicitly mentioned but is common for finance apps.

### How often is yaNkap updated?

The latest version of yaNkap is 1.2.7, which was last updated on June 21, 2026. This indicates regular updates to improve functionality and security.

### What is the user sentiment for yaNkap?

yaNkap has a rating of 3.5 stars from 2 ratings. This suggests a mixed but generally positive reception from its early users.

## Version history (last 5 releases)

### 1.3.1 — 2026-08-14

fixed display

### 1.2.7 — 2026-06-21

Fixed UI on transfers

### 1.1.5 — 2026-06-07

fixed ui on groups

### 1.1.4 — 2026-06-05

Fixed minor bug

### 1.1.3 — 2026-06-03

fixed minor bug

## More apps by Elgiosoft Sarl

- [Joy of Mission - Hymns & Bible](https://appshunter.io/ios/app/joy-of-mission-hymns-and-bible/id6745084455)

All apps by Elgiosoft Sarl: https://appshunter.io/developer/1502799761

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
