# YaOweMe

> YaOweMe (iPhone/iPad app by Jens Jorgensen.)

- Source: https://appshunter.io/ios/app/yaoweme/id850989193 (this page in markdown: same URL + `.md`)
- Developer: [Jens Jorgensen](https://appshunter.io/developer/850989196)
- Category: Productivity, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.6 · 1 MB
- Languages: American English
- Released: 2014-04-11
- Data updated: 2026-05-16
- User reviews in markdown: https://appshunter.io/ios/app/yaoweme/id850989193/reviews.md

## What is YaOweMe?

Free. No ads. YaOweMe doesn't just keep track of money you owe others and money others owe you, YaOweMe facilitates agreement of a debt. Each participant must agree to the debt and does so through the app, signifying this with a digital signature. The messages are sent peer-to-peer, they are not stored on yaoweme.com. 

That's what you get with this app. No eye-catching graphics or cute sounds. Just solid functionality that encompasses all phases of a debt between two people. Since agreement is required on both ends, I wrote two different versions of this app to cover most smartphone users. 

YaOweMe has nothing to do with digital currency. YaOweMe does not facilitate any actual payment. YaOweMe just provides the messaging and tracking. 

YaOweMe transfers messages via a variety of wireless media, depending on what is available. 

yaoweme.com does not store or backup your information. It will only store your randomly generated ID and public key to ensure that the digital ID cannot be reused by someone else.


## Version history (last 5 releases)

### 1.0.8 — 2022-01-18

Updated for the latest iOS, this version prepares the transition to a new messaging transport that will utilize Push Notifications for simpler and more responsive use. Still ad-free.

### 1.0.3 — 2014-05-29

* can send messages to iPhones with Multipeer Connectivity -- wifi/3g no longer required

### 1.0.2 — 2014-05-08

Enhance New Contact to work more reliably

### 1.0.1 — 2014-04-18

* Can add currency from Profile, I Owe, and Owed Me screens.
* Fix display of QR Code on small screens so it is fully visible in Add Contact.

### 1.0 — 2014-04-11

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-16.*