# YAPEAL - More than online bank — Get Swiss IBAN & debit card

> Swiss digital banking with IBAN, debit card, and business account features. (iPhone/iPad app by Yapeal AG.)

- Source: https://appshunter.io/ios/app/yapeal-more-than-online-bank/id1458613127 (this page in markdown: same URL + `.md`)
- Developer: [Yapeal AG](https://appshunter.io/developer/1458613126)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 7 App Store ratings · 3 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.5 · 207 MB
- Languages: American English, French (France), German (Germany), Italian
- Released: 2020-06-18
- Data updated: 2026-08-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yapeal-more-than-online-bank/id1458613127/reviews.md

## What is YAPEAL?

Sign up and get your Swiss IBAN and debit account

Why we are the right choice
- save 4% on fx (forreign currency) transactions
- fast and paperless registration
- business account with team management and multiple debit cards issued
- attach receipts, notes, mentions to the transactions
- see all the transaction details at a glace
- youth accounts
- one mobile app for everything including ebill, business account, pension
- real-time transactions
- instant notifications
- Transparent prices/fees
- Highest technical security
- Spending statistics
- You can use your card before you get it in the mail

Important:
The offer is only available to persons aged 18 and over domiciled in Switzerland. Children and teenagers aged 7 and older can set up an account through their parents. US persons cannot be served at present.

You can find more information on our website yapeal.ch or on the social media.

## Key features

- Swiss IBAN and debit account
- Save 4% on foreign currency transactions
- Fast, paperless registration
- Business account with team management
- Attach receipts and notes to transactions
- Youth accounts available
- Real-time transactions and instant notifications

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/yapeal-more-than-online-bank/id1458613127/reviews.md

### 1/5 — App nicht mehr verfügbar?!?

*2025-01-11, version 2.0.19*

Das ist ein schlechter Scherz: Zuerst behauptet die App mein WLAN-Netzwerk sei nicht sicher (doch ist es!) und nach neu Neuinstallation ist die App „in meiner Region“ (Baden-Württemberg) nicht mehr verfügbar. Was soll ich davon halten?

### 3/5 — Better

*2024-03-30, version 2.0.0*

Still not native but much better performance now. The old one gave me eye cancer.

### 1/5 — Falsche App und falsche Bank

*2022-11-06, version 1.36.9*

An alle Nutzer dieser App oder Abonnenten dieser Bank: Ich bitte Sie, Ihre Konten zu schließen und Ihr Geld abzuheben. Diese sind Diebe Seit einem Monat habe ich mein Geld bei ihnen gesperrt ich sage es Ihnen gut und ich wiederhole es ohne Grund Ich hätte Sie früher oder später gewarnt, sie werden Ihnen die gleichen Dinge antun. Apps Store iPhone Diese Apps entfernen, die Ihre Plattform nicht ehren

## Frequently asked questions about YAPEAL

### What is YAPEAL?

YAPEAL is a digital banking service that provides users with a Swiss IBAN and a debit card. It offers features for personal and business accounts, including foreign currency savings, transaction management, and team collaboration.

### Who can open a YAPEAL account?

The service is available to persons aged 18 and over domiciled in Switzerland. Children and teenagers aged 7 and older can set up an account through their parents. US persons cannot be served at present.

### How secure is YAPEAL?

YAPEAL emphasizes the highest technical security for its users. The app provides real-time transaction monitoring and instant notifications to help users stay informed about their account activity.

### Can I use YAPEAL for business?

Yes, YAPEAL offers a business account with team management capabilities and the ability to issue multiple debit cards. You can also attach receipts and notes to transactions for better record-keeping.

### Does YAPEAL have ads?

No, YAPEAL does not contain advertisements. The app is focused on providing a seamless and secure banking experience without interruptions.

### How often is YAPEAL updated?

The latest version of YAPEAL is 3.1.6, last updated on May 20, 2026. Updates typically include new features, performance improvements, and security enhancements.

### What devices does YAPEAL support?

YAPEAL is available on iPhones and iPods. The app is designed for mobile use, allowing users to manage their finances on the go.

### What are the fees for YAPEAL?

YAPEAL offers transparent prices and fees. While specific fee details are not provided, the app highlights savings of 4% on foreign currency transactions.

## Version history (last 5 releases)

### 3.1.10 — 2026-08-13

• Faster, smoother identity verification — We fixed several issues affecting onboarding and re-identification, including date-of-birth entry and ID scanning. Verification is now quicker and more reliable.
• More reliable instant payments — We corrected payment dates and improved confirmation details.
• Bug fixes and performance improvements.

### 3.1.9 — 2026-07-23

- Various bug fixes and improvement

### 3.1.8 — 2026-07-03

- Various bug fixes and improvements

### 3.1.7 — 2026-06-10

- Various bug fixes and improvements

### 3.1.6 — 2026-05-20

- Bug fixes and small improvements

## Apps similar to YAPEAL

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [ibani - Borderless Money](https://appshunter.io/ios/app/ibani-borderless-money/id1382598762) | 4.3 (7) | Free | Finance |
| [neon: The Swiss Finance App](https://appshunter.io/ios/app/neon-the-swiss-finance-app/id1387883068) | 4.2 (36) | Free | Finance |
| [Swiss Bankers](https://appshunter.io/ios/app/swiss-bankers/id655514846) | 4.7 (201) | Free | Finance |
| [Cembra App](https://appshunter.io/ios/app/cembra-app/id1592458781) | 4.5 (64) | Free | Finance |
| [Migros Bank E-Banking](https://appshunter.io/ios/app/migros-bank-e-banking/id452805858) | 4.5 (240) | Free | Finance |
| [Alpian Bank](https://appshunter.io/ios/app/alpian-bank/id1634644504) | 4.2 (10) | Free | Finance |

## More apps by Yapeal AG

- [YAPEAL Verify](https://appshunter.io/ios/app/yapeal-verify/id1458634712)
- [Post Visa Prepaid](https://appshunter.io/ios/app/post-visa-prepaid/id6761000255)

All apps by Yapeal AG: https://appshunter.io/developer/1458613126

## Related topics

[yapeal ag](https://appshunter.io/ios/topics/yapeal-ag) · [yokoy](https://appshunter.io/ios/topics/yokoy)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*