# YARON FA — Nudging for Financial Adulting

> Nudging for Financial Adulting (iPhone/iPad app by YARON AMIR BENJAMIN DR. GOLDSTEIN.)

- Source: https://appshunter.io/ios/app/yaron-fa/id6757681266 (this page in markdown: same URL + `.md`)
- Developer: [YARON AMIR BENJAMIN DR. GOLDSTEIN](https://appshunter.io/developer/1850455880)
- Category: Lifestyle, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 18.1 · 9 MB
- Released: 2026-01-29
- Data updated: 2026-06-01
- User reviews in markdown: https://appshunter.io/ios/app/yaron-fa/id6757681266/reviews.md

## What is YARON FA?

Yet Another Really Opinionated Nudger for Financial Adulting.

YARON FA is a simple companion for understanding where you stand financially — at whatever pace feels right for you.

— SEE WHERE YOU STAND —

Your bank accounts, your investments, your savings — all in one calm overview. Watch your progress unfold over time, and celebrate how far you've come.

— DEFINE WHAT MATTERS —

Set your own goals — whether that's a dream trip, a safety net, or simply feeling prepared. Check in whenever you're ready to see how you're doing.

— UNDERSTAND YOUR CHOICES —

Create labels that make sense to you. See where your money actually goes, and notice whether it reflects what you care about.

— KEEP IT YOURS —

No accounts to create. No cloud. No tracking. Everything stays on your device. Back up when you want, sync via AirDrop, and never wonder who's watching.

— WHAT THIS APP IS —

A nudge, not a lecture. This app encodes one person's decade of personal finance tracking — opinions about what's useful, not certified advice. It won't tell you what to do and can't predict the future. It just makes it easier to see where you are and whether that aligns with where you want to be.

— WHAT THIS APP ISN'T —

- Not a replacement for professional accounting, tax, or legal advice
- Not certified by any financial institution
- Not connected to your real accounts — all data is entered manually
- Not sending anything anywhere — everything stays on your device

— PRIVACY —

No account creation. No analytics. No data collection. No ads. Your numbers belong to you alone.

Financial adulting is a marathon, not a sprint. Start small. Future you is rooting for you.

— FEATURES —

- Track bank accounts, investments, and transactions
- Multi-currency support
- Custom categories to organize toward your own goals
- Flexible labeling: income sources, spending types, social context, tax notes
- Hierarchical label structures — as simple or detailed as you need
- Update prices individually or paste from spreadsheets
- Local backup and restore
- Optional AirDrop sync between devices, if and when you choose to.
- Works on iPhone, iPad, and Mac

Completely free. No subscriptions, no in-app purchases.


## Version history (last 5 releases)

### 1.3 — 2026-05-15

See your money's future, not just its past.

This release introduces Projections — a full forecasting workspace for your total net worth.

• Forecast up to 80 years ahead, in calendar years or by age
• Set per-asset-class return rates and an optional inflation rate, then compare nominal vs. real (today's-money / net present) values side by side
• Plan one or many contribution and withdrawal schedules — fixed, inflation-linked, or growth-linked
• See projected milestones with a year-by-year resolution near-term and typical retirement ages (62, 65, 67, 70…) further out
• A withdrawal projection table shows pre-tax, after-tax, and real after-tax monthly income at each age

### 1.2.1 — 2026-05-04

More of a visual than a numbers person? 
Checkout some charts to see how your financial goals have performed over time, how your investment & spending cashflow accumulates throughout the year, and compare to prior years. 

Also: Backfill older security prices by providing an optional date to each entry of copy-pasted bulk price updates


Update 1.2.1:
/ Fixed a bug that might have overestimated total spending by counting transfers as spending
/ Visual improvements to charts, especially on iPhone

### 1.1.1 — 2026-02-14

Open a calendar how the balances of your goals changed over time.
Also: Behind the scenes improvements that reduce rounding errors in analysis

### 1.1 — 2026-02-04

New analysis features let you compare spending and investment trends over time using your custom goals and categories. Import transaction history in bulk by pasting TSV data from any spreadsheet app. Backup files are now significantly smaller with improved performance throughout the app. Plus various visual refinements.

### 1.0 — 2026-01-29

No release notes.

## More apps by YARON AMIR BENJAMIN DR. GOLDSTEIN

- [TeaLoveLog](https://appshunter.io/ios/app/tealovelog/id6754843586)
- [σT](https://appshunter.io/ios/app/t/id6756549182)
- [David's Dual Time Keeper](https://appshunter.io/ios/app/davids-dual-time-keeper/id6757792838)
- [Ket Steps](https://appshunter.io/ios/app/ket-steps/id6762529698)
- [Markdown My Words](https://appshunter.io/ios/app/markdown-my-words/id6764109236)

All apps by YARON AMIR BENJAMIN DR. GOLDSTEIN: https://appshunter.io/developer/1850455880

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*