# Yavo: Voice Budget Tracker — Expense, Debt and Subscription > Voice-activated expense tracker with AI reports, budgeting, and net worth management. (iPhone/iPad app by Mykola Kipnyak.) - Source: https://appshunter.io/ios/app/yavo-voice-budget-tracker/id6758277598 (this page in markdown: same URL + `.md`) - Developer: [Mykola Kipnyak](https://appshunter.io/developer/1420000836) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 79 MB - Languages: American English - Released: 2026-03-04 - Data updated: 2026-08-07 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/yavo-voice-budget-tracker/id6758277598/reviews.md ## What is Yavo? Yavo tracks your spending the way you actually live - by voice, receipt scan, or quick tap. Get AI-powered weekly reports that show exactly where your money goes. Start your 30-day free trial today. ADD EXPENSES YOUR WAY • Say it - voice input logs and auto-categorizes in seconds • Scan a receipt - total, tax, merchant, and items extracted • Type it - full manual entry with date, category, and notes • Works offline - log by voice, scan, or type without internet; syncs automatically when reconnected AI WEEKLY & MONTHLY REPORTS Every week and month, Yavo generates a financial report with spending insights and practical tips. See your top categories, trends, and budget health score - not just raw numbers. BUDGETS & SAVINGS GOALS • Monthly budget with daily pace tracker • Category spending limits with alerts • Savings goals with deadline and progress tracking DEBT & NET WORTH • Credit cards, loans, mortgages, auto loans • Payoff progress, due dates, and interest tracking • Net worth dashboard: cash, stocks & crypto - live prices, always up to date EXPORT YOUR DATA • PDF report: expenses by category with totals • CSV: full transaction list with items • Receipt images - all in one ZIP, sent to your email INCOME & CASH FLOW • Log income by source and category • Custom tax groups for income and expenses • Full cash flow view - income vs expenses in one place ORGANIZE YOUR FINANCES • Custom categories and payment methods • Recurring payments and subscriptions • Multi-currency support • Transfers between accounts • Biometric protection (Face ID/fingerprint) PREMIUM - 30-day free trial • Unlimited voice expenses • Unlimited receipt scanning • AI weekly and monthly reports • Full transaction history • Custom categories Save 40% with the annual plan. SUBSCRIPTION DETAILS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://yavo-app.com/privacy ## Key features - Voice expense logging - Receipt scanning with item extraction - AI-powered financial reports - Budgeting and savings goals - Debt and net worth tracking - Offline functionality - Data export (PDF, CSV, ZIP) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yavo Premium Monthly | $5.99 | per month | | Yavo Premium Yearly | $39.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/yavo-voice-budget-tracker/id6758277598/reviews.md ### 5/5 — Beautifully designed app with a lot of potential *2026-07-06* App is designed very well and receipt tracking feature is really cool instead of entering my bank info! ## Frequently asked questions about Yavo ### How does Yavo track expenses? Yavo allows you to log expenses by voice command, scanning receipts, or manual entry. It automatically categorizes spending and can extract details like total, tax, merchant, and items from receipts. ### What kind of reports does Yavo offer? Yavo generates AI-powered weekly and monthly financial reports. These reports provide spending insights, show top categories and trends, and offer a budget health score. ### Can I manage budgets and savings goals with Yavo? Yes, Yavo supports monthly budgets with a daily pace tracker, category spending limits with alerts, and savings goals with deadline and progress tracking. ### Does Yavo support offline use? Yes, Yavo works offline for logging expenses via voice, scanning, or typing. It automatically syncs your data once you reconnect to the internet. ### What are the subscription options for Yavo Premium? Yavo Premium offers a 30-day free trial. After the trial, subscriptions include 'Yavo Premium Monthly' for $5.99/month and 'Yavo Premium Yearly' for $39.99/year, with a 40% saving on the annual plan. ### How do I cancel my Yavo subscription? You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Subscriptions must be canceled at least 24 hours before the end of the current period to avoid renewal. ### What devices is Yavo available on? Yavo is available on iPhone, iPad, and iPod, supporting iOS devices. ### How secure is Yavo? Yavo offers biometric protection, including Face ID and fingerprint authentication, to secure your financial data. ## Version history (last 5 releases) ### 1.0.13 — 2026-08-03 Performance improvements and bug fixes to make Yavo faster and more reliable. Thanks for using Yavo - more updates on the way! ### 1.0.12 — 2026-07-23 New - Customizable dashboard - reorder or hide cards so you only see what matters (spending, net worth, debts, goals...) - Net Worth card - see your total net worth and 30-day trend right on the dashboard - Smart auto-confirm - simple, clear receipt and voice expenses confirm themselves, no more tapping through every scan - Budget pace alerts - get a heads-up if you're on track to go over budget before the month ends - Redesigned Add Transaction, Receipt Confirmation, and Expense Details screens - cleaner, faster, easier to review at a glance Improved - Per-category budgets for tighter control over specific spending areas - More accurate credit card balance calculations - Transfers between accounts no longer skew your income/expense totals - Better AI category suggestions when scanning receipts - Various fixes to goals, debts, and net worth tracking Thanks for using Yavo - keep the feedback coming! ### 1.0.11 — 2026-06-24 - Statistics Dashboard - new Stats tab with spending trends, income vs. expenses charts, and a daily spending calendar - Stocks & Crypto in Net Worth - track live prices of stocks (via Finnhub) and cryptocurrencies directly in your asset portfolio - Offline Mode - transactions added without internet are now queued and synced automatically when the connection returns - Biometric Lock - protect the app with Face ID or Touch ID - Share to Yavo - share receipt images from other apps directly into Yavo for scanning - Dedicated Debts & Net Worth tabs - quicker access to your debts and a full net worth breakdown - Bug fixes and performance improvements ### 1.0.10 — 2026-06-07 • Net worth dashboard - track crypto, stocks & cash with live prices, all in one place • Offline mode - log expenses, scan receipts & record voice even without internet; everything syncs automatically when you're back online • Export expenses - PDF report, CSV & receipt images delivered to your email as a ZIP • Performance improvements and bug fixes ### 1.0.9 — 2026-05-27 Redesigned transaction filters for a smoother, more intuitive experience Voice expense entry is now faster and easier — just speak, and we'll handle the rest Updated credit tracking logic for more accurate balances Bug fixes and performance improvements Thanks for using Yavo! Got feedback? We'd love to hear it. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*