# Yelo — Brighter banking

> Mobile banking app for managing accounts, payments, and cashback. (iPhone/iPad app by Yelo Bank OJSC.)

- Source: https://appshunter.io/ios/app/yelo/id1515449668 (this page in markdown: same URL + `.md`)
- Developer: [Yelo Bank OJSC](https://appshunter.io/developer/1509006770)
- Category: Finance
- Price: Free
- Rating: 3.20/5 from 10 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 167 MB
- Languages: Azerbaijani, English, Russian
- Released: 2020-08-19
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yelo/id1515449668/reviews.md

## What is Yelo?

Registration in the application will take only a couple of minutes. There are many additional benefits for Yelo Bank customers.

Search and statistics
•	Search among all transactions
•	Lists of expenses and receipts, detailing for each payment
•	Find out how much and where you spend every month, as well as how much you earn

Payments and transfers
• Replenishment of the mobile phone balance only by number, bypassing the choice of the operator
• Payments for the Internet, utilities, fines, government services and others
• Transfers by phone number, card number to any bank within the country
• Checking and payment of traffic fines, subscription to notifications of new fines
• Subscription to utility bills
• Detailed receipts for confirming payments and transfers
• Ability to send these receipts by mail or social networks directly from the app

Yelo products management
•	Information about accounts, deposits and loans in real time
•	Adding cards of other banks for fast replenishment
•	Blocking, re-issuing, ordering Yelo cards
•	Replenishment from cards of other banks
•	Applying for loans
•	Display and management of card limits

Cashback
•	Selection and view categories of cashback
•	Specials by category, notifications of new limited promotions


Security
•	Control limits on operations
•	Touch ID or Face ID login settings

       Nice additions
•	Push notifications for all your Yelo card transactions
•	Management of sms notifications through the settings of each card separately
•	Customizing your profile: managing stories, push notifications, whether or not to be visible among the bank's clients. Do it as it is convenient for you.
•	ATM’s near you
•	Stories with our partners in Cashback and new interesting offers from us.

## Key features

- Transaction search and statistics
- Bill and utility payments
- Phone number top-ups
- Card management and limits
- Cashback category selection
- Secure login with biometrics
- Real-time account information

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/yelo/id1515449668/reviews.md

### 1/5 — Скатился ниже плинтуса

*2024-01-29*

Являюсь клиентом данного банка более 10ти лет, банк стал одним из худших в Азербайджане. Проплаченная реклама в СМИ и не более, карты заграницей работают не везде. Для использования в пределах страны есть карты с более выгодным кешбеком и % на остаток. Сам столкнулся с произволом данного банка и потерял деньги которые банк не вернул по истечению 33х дней блокировки.

### 2/5 — Тех работы

*2023-12-18*

4 дня не работает приложение, пишет нет интернет соединения 
Присылали смс что якобы все чинят 
На уровне банковского приложения не иметь возможности за 4 дня восстановить доступность это тот еще уровень, отправьте технических специалистов на курсы повышения квалификации

### 1/5 — Çox zəif müştəri xidməti

*2023-08-03*

Müştərilərnən çox pis işləyirsiniz. Çatda sual vermək olmur. Ancaq 3 kateqoriyanıx vsr kredit sifarişi, əməliyyat sifarişi və hər nəysə. Mən sual vermək istəyirəm

### 4/5 — Абгрейд приложения

*2022-11-03*

Нету тёмного режима в последней версии приложения. Когда добавите? Ночью смотреть в ярко жёлто белый экран такое себе удовольствие...

**Developer response:** Здравствуйте 💛
При нововведении будет отправлено PUSH уведомление.
Благодарим вас за обращение 💛

### 4/5 — Нету “Wallet”

*2022-09-17*

Добавьте «Wallet»пожалуйста

**Developer response:** Здравствуйте 💛
Добавление карты на Wallet на данный момент активна✅
Благодарим вас за обращение 💛

### 5/5 — Super!

*2022-01-12*

Excellent!

**Developer response:** 💛

### 4/5 — Банк не должен в пределах границы существовать

*2021-07-16*

Я не гражданин Азербайджана, не нахожусь в Азербайджане, соответственно не имею азербайджанского номера телефона.  в таком случае регистрироваться, открыть счёт и заказать карту в онлайн режиме не смог.  очень надеюсь, что просто не смог (надеюсь есть такая функция у банка)

### 1/5 — Problem adding another card

*2021-06-22*

I can’t add another card 

The new update not good 🤒

### 3/5 — Notification problem

*2020-12-24*

Salam, Evvel pul gelende applicationdan bildirish gelirdi pul cixanda da, indi pul gelende gelmir , pul cixanda onsuz app aciq olur deye yeqin gelir kimse pul honderende artiq bildirish gelmir . Iphone 8+ ve update yoxlamisam yoxdur sizde.

### 5/5 — Приложение великолепное

*2020-09-24*

Очень удобно все устроено, но просьба добавить сумму вычета в манатах, если платеж был в иностранной валюте.

## Frequently asked questions about Yelo

### How secure is Yelo for banking transactions?

Yelo prioritizes security with features like control over operation limits and Touch ID or Face ID login settings. Push notifications for all Yelo card transactions also help users stay informed and monitor activity.

### What types of payments can I make with Yelo?

Yelo allows for mobile phone top-ups, payments for internet, utilities, fines, and government services. You can also make transfers by phone number or card number to any bank within the country.

### Can I manage my Yelo cards and limits through the app?

Yes, Yelo provides comprehensive card management including blocking, re-issuing, and ordering new cards. You can also add cards from other banks for fast replenishment and view/manage your card limits.

### Does Yelo offer any rewards or cashback programs?

Yelo features a cashback program where users can select and view cashback categories. The app also provides notifications for new limited promotions and specials by category.

### How often is Yelo updated?

The latest version of Yelo is 3.39, which was last updated on October 8, 2025. This indicates regular updates to improve functionality and security.

### What devices does Yelo support?

Yelo is available for iPhone and iPod devices. The app is designed for mobile use on these platforms.

### What do users think of Yelo based on its rating?

Yelo has a rating of 3.2 stars from 10 ratings. This suggests a mixed user reception, with some users finding value in its features while others may have experienced issues.

### Is Yelo free to use?

Yes, Yelo is available for free download and use. There are no upfront costs associated with registering or using the core banking features.

## Version history (last 5 releases)

### 3.39 — 2025-10-08

Minor bug fixes

### 3.38 — 2025-09-23

Minor bug fixes

### 3.37 — 2025-08-30

Minor bug fixes

### 3.36 — 2025-07-31

Minor bug fixes

### 3.35 — 2025-06-26

New in Yelo Invest: Limit Order feature lets you trade for up to 16 hours a day

The loan payment page is now simpler and more user-friendly

Earning cashback is now even more exciting – with a redesigned page and levels, the more you shop, the more cashback you earn

Getting a Digital Card now takes just a few seconds – order it, activate it, and start using it instantly. The entire process is fully online and FREE!

## More apps by Yelo Bank OJSC

- [Yelo Bank Business](https://appshunter.io/ios/app/yelo-bank-business/id6670178550)
- [Yelo](https://appshunter.io/ios/app/yelo/id6754243538)

All apps by Yelo Bank OJSC: https://appshunter.io/developer/1509006770

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
